# Mesta

> The global fiat + stablecoin operating system

Mesta is a cross-border payment network that lets businesses send and receive funds in fiat currencies and stablecoins across multiple countries.

Mesta is a payments company that operates a hybrid fiat and stablecoin network for cross-border money movement. It combines blockchain rails with local banking infrastructure so businesses can hold, grow, and transfer funds in multiple currencies through a single platform. The service targets fintechs, payment companies, and enterprises that need to move money internationally without opening local entities in every market.

The platform addresses the friction of traditional cross-border transfers by letting users on-ramp fiat into stablecoins and off-ramp stablecoins back into local currency. Users can issue named virtual accounts in major fiat currencies and hold self-custody wallets across multiple blockchains, with funds routed through whichever rail is fastest or cheapest for a given corridor. The company publishes compliance attestations covering its security and data-handling controls.

Core offerings span virtual accounts, self-custody wallets, stablecoin yield products, and payment services including on-ramps, off-ramps, and fiat-to-fiat transfers. Additional tools support card issuance backed by stablecoin balances and payment infrastructure for other businesses to embed. It is used by payroll platforms, supply chain operators, and treasury teams that manage payments and balances across many currencies and jurisdictions.

- Type: Company
- Sector: Payments
- Status: Active
- Founded: 2024-01-01
- Profile: https://thegrid.id/profiles/mesta

## Products

- [Mesta Payment Network](https://thegrid.id/profiles/mesta): Mesta Payment Network is a payment network that processes stablecoin-to-fiat, fiat-to-stablecoin, and fiat-to-fiat transfers across multiple countries and currencies. It combines blockchain rails with local banking connections to settle transactions in real time or same-day, and provides named virtual accounts with dedicated local account numbers for collecting and holding balances in several currencies. The network also offers self-custody wallets that let businesses hold and move stablecoins across multiple blockchains without an intermediary controlling the funds. Businesses integrate through a RESTful API covering sender and beneficiary onboarding, payment methods, wallet address management, quote generation, and order execution, with built-in KYC, AML, and sanctions screening. (Payment network, Live, Main Product)

## Links

- [Main](https://mesta.xyz)
- [Documentation](https://docs.mesta.xyz/docs/getting-started)
- [Blog](https://mesta.xyz/blog)
- [Privacy policy](https://mesta.xyz/privacy)
- [Terms of Service](https://mesta.xyz/terms)
- [Twitter / X](https://x.com/MestaNetwork)
- [LinkedIn](https://www.linkedin.com/company/mestapaymentnetwork)

## Legal

This data is provided under two licensing models.

Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. Attribution is required: include "Powered by The Grid" linking to https://thegrid.id wherever the data is used. Derivative databases must be shared under ODbL terms. Trademarks, logos, and brand names (marked "Special TPIP") are not covered by the ODbL. For ML/AI use: training datasets that substantially extract ODbL data are Derivative Databases and must be shared under ODbL if publicly used; models must be attributed in documentation.

Model 2 - commercial licenses. The Grid Data Service (TGDS) is also available as a commercial license. See [Web Services Terms](https://about.thegrid.id/legal/web-services-terms) for commercial use that is not covered by the open data service.

The following applies to both licensing models.
- All data is provided AS IS with no guarantees of accuracy.
- The Grid does not provide investment, legal, or tax advice, and
- a project's presence in The Grid's data does not imply endorsement.


- [Data Licensing & Disclaimers](https://about.thegrid.id/legal/data-licensing-and-disclaimers): Licensing models and disclaimers
- [Open Data (ODbL)](https://about.thegrid.id/legal/open-data): Open Database License terms and scope for The Grid's open data service.
- [Attribution Guidelines](https://about.thegrid.id/legal/open-data-attribution-guidelines): How to attribute The Grid's data when using the open data service.
- [Web Services Terms](https://about.thegrid.id/legal/web-services-terms): commercial Terms for using data services.
- [All Legal Documents](https://about.thegrid.id/legal): Full index of terms, policies, and disclosures

## Optional

- [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model
- [TGS JSON Structure](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-json-structure.md): Data model structure and relationships
- [Product Type Definitions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-definitions.md): Definitions for each product type
- [Product Type Classification](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-classification.md): Guide for classifying products into types
- [Grid MCP Guide](https://github.com/The-Grid-Data/workspace-public/blob/main/grid-search/skills/grid-query/references/grid-mcp-guide.md): How to query The Grid programmatically via MCP