# Metal Pay > Crypto by the Experts, that's Metal. Metal Pay is a regulated payments app for buying, selling, and sending cryptocurrencies. It offers debit and credit card purchases, peer-to-peer transfers, and live customer support for individual users. Metal Pay is a company offering a compliant payments application for buying, selling, and sending cryptocurrencies. It provides bank card integration, low transaction fees, and person-to-person transfers, targeting individual retail users seeking a regulated way to access digital assets rather than businesses or institutional traders. The platform addresses the friction between traditional banking and digital asset ownership by operating under money transmission licensing and working directly with banking rails. Users link a debit or credit card, complete identity verification, and can then purchase a curated selection of major cryptocurrencies, send funds to contacts, or set up recurring purchases. Core offerings include cryptocurrency purchases, peer-to-peer money and digital asset transfers, and a recurring buy feature for building positions over time. The company also offers Metal Pay Connect, a white-label payments infrastructure product that lets businesses embed a fiat-to-crypto onramp through an API. It is used by individual consumers and businesses in its supported regions who want a straightforward, regulated entry point into cryptocurrency ownership and payments. - Type: Company - Sector: Payments - Status: Active - Founded: 2016-01-01 - Profile: https://thegrid.id/profiles/metal_pay ## Products - [Metal Pay](https://thegrid.id/profiles/metal_pay): Metal Pay is an on/off-ramp mobile application that lets users buy, sell, and trade cryptocurrency using a debit or credit card. It supports direct fiat-to-crypto purchases and instant peer-to-peer transfers within a regulatory-compliant framework. The app is used by retail consumers seeking a simple way to enter and exit multiple digital assets. (On/Off Ramp, Live, Main Product) - [Metal Pay Connect](https://thegrid.id/profiles/metal_pay): Metal Pay Connect is white-label payments infrastructure that lets businesses embed a customizable fiat-to-crypto onramp into their own products through an API. It provides authentication, transaction processing, and compliance handling so companies can offer branded crypto purchasing without building the underlying rails themselves. Businesses use it to accept payments, offer crypto access, and connect to digital banking infrastructure under their own brand. (Payments Infrastructure & Orchestration, Live) ## Links - [Main](https://metalpay.com) - [Documentation](https://help.metalpay.com) - [Media Kit/branding](https://www.figma.com/file/AFu4BgcbMXcauj14ay0RAm/Metal-Pay-Brand-Assets) - [Privacy policy](https://www.metalpay.com/privacy-policy.html) - [Terms of Service](https://www.metalpay.com/terms) - [Twitter / X](https://x.com/metalpaysme) - [Telegram](https://t.me/metalpaysme) - [Discord](https://discord.gg/MetalPay) - [Reddit](https://www.reddit.com/r/MetalPay) - [Instagram](https://instagram.com/metalpaysme) - [Facebook](https://facebook.com/MetalPayOfficial) ## Relationships - [Metallicus](https://thegrid.id/profiles/metallicus): Parent organization ## Legal This data is provided under two licensing models. Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. 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