# MiniPay > Do it all with stablecoins MiniPay is a self-custodial dollar-stablecoin wallet built on the Celo blockchain. It lets users send, hold, and spend stablecoins using just a phone number. MiniPay is a mobile money application and self-custodial stablecoin wallet, classified as a digital payments provider, built on the Celo blockchain. It allows users to hold, send, swap, and spend dollar-pegged stablecoins using only a phone number, with a flagship focus on cross-border transfers and everyday payments for users who may be new to digital assets. The app addresses the difficulty and cost of moving money across borders by pairing a non-custodial wallet with local cash in and cash out partners, so balances can be converted to and from local currency through cards, bank transfers, and mobile money services. Transfers between MiniPay wallets settle in seconds with low network fees, and onboarding relies on a phone number and automatic backup rather than manual key management, lowering the technical barrier for first-time users. Beyond transfers, MiniPay offers stablecoin purchases with local payment methods, shareable cash links, virtual USD and EUR accounts, and a virtual card, alongside a directory of Mini Apps that give access to other applications on the Celo network. It is used by individuals sending remittances, everyday consumers making payments, and people seeking a simple entry point into holding and using stablecoins. - Type: Company - Sector: Payments - Status: Active - Founded: 2023-09-13 - Profile: https://thegrid.id/profiles/minipay ## Products - [MiniPay Wallet](https://thegrid.id/profiles/minipay): MiniPay Wallet is a mobile self-custodial wallet for holding, sending, and spending dollar stablecoins. It lets users receive payments via phone number, convert local cash to stablecoins and back through third-party partners, send funds internationally with low fees, and share payments through shareable cash links. The wallet also provides virtual USD and EUR account details for receiving payments and supports mini apps that run inside its in-app browser for bill payments, vouchers, and other everyday services. (Wallet, Live, Main Product) - [MiniPay Card](https://thegrid.id/profiles/minipay): MiniPay Card is a consumer payment card enabling users to spend dollar stablecoin balances at merchants worldwide through a card network. It converts stablecoin balances into fiat at the point of sale, letting users spend without manually converting funds beforehand. Cashback rewards for qualifying purchases are paid out in a commodity-backed asset and stablecoins. Access to the card is currently offered through a waitlist rather than general availability. (Card, Early access) - [MiniPay Mini Apps](https://thegrid.id/profiles/minipay): MiniPay Mini Apps is a developer platform that lets third parties build and distribute web applications running inside MiniPay's in-app browser. Developers submit apps that gain instant access to a user's wallet and the underlying blockchain network without requiring separate onboarding or browser extensions. The platform provides wallet connection, transaction signing, and custom methods such as exchange rate lookups and QR scanning, enabling use cases including bill payments, prediction markets, vouchers, and games distributed to the wallet's user base. (Developer Tooling, Live) ## Links - [Main](https://www.minipay.to) - [Blog](https://www.minipay.to/blog) - [Documentation](https://docs.minipay.xyz) - [Media Kit/branding](https://www.minipay.to/press-kit) - [Privacy policy](https://minipay.to/privacy-statement) - [Terms of Service](https://minipay.to/terms-of-service) - [Twitter / X](https://x.com/minipay) - [YouTube](https://www.youtube.com/@MiniPay_wallet) ## Relationships - [Opera](https://thegrid.id/profiles/opera): Parent organization ## Legal This data is provided under two licensing models. Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. Attribution is required: include "Powered by The Grid" linking to https://thegrid.id wherever the data is used. Derivative databases must be shared under ODbL terms. Trademarks, logos, and brand names (marked "Special TPIP") are not covered by the ODbL. 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