# Minisend > Onchain earnings truly spendable Minisend is a stablecoin payments company serving Africa. It lets users convert USDC and USDT from multiple blockchains into local currency via mobile money or bank transfer. Minisend is a stablecoin payments company operating a cross-chain settlement platform for Africa. Users deposit USDC or USDT from multiple supported blockchains into a single address and receive local currency directly to mobile money accounts or bank transfers across several African markets. The service is aimed at crypto traders, freelancers, creators, and businesses who earn stablecoins onchain but need everyday access to local fiat. The platform addresses fragmentation caused by stablecoin liquidity being spread across many chains, which otherwise forces users through traditional exchanges to access their funds. Minisend routes incoming deposits regardless of origin chain, converts them, and settles funds the same day, while idle wallet balances can earn yield through decentralized finance strategies. Businesses can also accept stablecoin payments through hosted checkout links and automate payroll or settlement schedules. Core offerings include peer off-ramp and on-ramp conversion, a merchant checkout and invoicing product, and a developer API with webhooks for integrating stablecoin settlement into other applications. It is used by individual earners converting crypto income into spendable local currency as well as by businesses and teams handling recurring stablecoin payments and payouts. - Type: Company - Sector: Payments - Status: Active - Founded: 2025-07-01 - Profile: https://thegrid.id/profiles/minisend ## Products - [Minisend](https://thegrid.id/profiles/minisend): Minisend is a cross-chain stablecoin settlement platform that lets individuals and businesses deposit USDC or USDT from multiple blockchains into a single address and convert the balance to local currency. The platform settles payouts to mobile money accounts such as M-Pesa or to local bank accounts across supported African markets. Beyond the consumer app, it offers a merchant dashboard with hosted checkout, payment links, invoicing, and scheduled auto-settlement, alongside off-ramp, on-ramp, and wallet APIs for developers to embed the same conversion and settlement flow into their own products. (Payment network, Live, Main Product) ## Links - [Main](https://minisend.xyz) - [Blog](https://minisend.xyz/blog) - [Documentation](https://docs.minisend.xyz) - [Terms of Service](https://minisend.xyz/terms) - [Privacy policy](https://minisend.xyz/privacy) - [Twitter / X](https://x.com/minisendapp) - [LinkedIn](https://linkedin.com/company/minisend) - [Telegram](https://t.me/minisendapp) ## Legal This data is provided under two licensing models. Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. Attribution is required: include "Powered by The Grid" linking to https://thegrid.id wherever the data is used. Derivative databases must be shared under ODbL terms. Trademarks, logos, and brand names (marked "Special TPIP") are not covered by the ODbL. 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