# Mobilum

> Your All-In-One Crypto Card

Mobilum helps users spend crypto with traditional payment cards by providing fiat-to-crypto conversion services and banking infrastructure.

Mobilum helps cryptocurrency users convert and spend digital assets through traditional payment systems by providing crypto-to-fiat conversion infrastructure and Mastercard payment cards. With it, users can load crypto from any wallet, convert to fiat instantly, and spend at merchants worldwide. Mobilum serves as a licensed payment processor bridging Web3 and traditional finance.

- Type: Company
- Sector: Payments
- Status: Active
- Founded: 2017-01-01
- Profile: https://thegrid.id/profiles/mobilum

## Products

- [Mobilum Pay](https://thegrid.id/profiles/mobilum): Mobilum Pay is a mobile card management application that enables users to control virtual and physical Mastercard payment cards, fund them with cryptocurrency, and make contactless payments with Apple Pay and Google Pay integration. (Wallet, Live)
- [White-label Mobilum Cards](https://thegrid.id/profiles/mobilum): Mobilum Cards provides white-label co-branded Mastercard programs enabling crypto exchanges, wallets, and token ecosystems to issue virtual and physical payment cards with custom branding and API integration. (Card issuance, Live)
- [Mobilum Ramp](https://thegrid.id/profiles/mobilum): Mobilum Ramp provides fiat-to-crypto and crypto-to-fiat conversion services through customizable widgets for exchanges, wallets, and businesses with bank transfer and card payment support. (On/Off Ramp, Live)
- [Mobilum Banking Solutions](https://thegrid.id/profiles/mobilum): Mobilum Banking Solutions provides Banking-as-a-Service capabilities including virtual IBANs, domestic US checking accounts, and multi-currency banking services with support for ACH, SEPA, SWIFT, and other payment rails. (Financial Services Platform, Live)
- [Mobilum OTC Services](https://thegrid.id/profiles/mobilum): Mobilum OTC Services provides over-the-counter crypto trading for institutions and accredited investors with access to multiple venues, tier-1 banking partners, and settlement in major fiat currencies. (OTC, Live)
- [Mobilum Payment Rails](https://thegrid.id/profiles/mobilum): Mobilum Payment Rails provides global payment infrastructure including card acquiring for Visa and Mastercard, real-time money transfers via Visa Direct and Mastercard Send, Open Banking across multiple regions, and bank transfer support through SEPA, SWIFT, ACH, and CHAPS. (Payment network, Live)
- [Mobilum Cards](https://thegrid.id/profiles/mobilum): Mobilum Cards is a crypto-funded Mastercard debit card allowing users to load any cryptocurrency directly from their wallet and spend it at any Mastercard-accepted merchant globally, with Apple Pay and Google Pay support, no load limits, and global ATM access. (Card, Live, Main Product)

## Links

- [Main](https://www.mobilum.com)
- [Privacy policy](https://www.mobilum.com/en/privacy-policy)
- [Terms of Service](https://www.mobilum.com/en/terms-and-conditions-of-services-in-partners-applications)
- [Twitter / X](https://x.com/mobilumcom)
- [Facebook](https://facebook.com/mobilumcom)
- [Instagram](https://instagram.com/mobilumcom)
- [LinkedIn](https://linkedin.com/company/mobilumcom)

## Legal

This data is provided under two licensing models.

Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. Attribution is required: include "Powered by The Grid" linking to https://thegrid.id wherever the data is used. Derivative databases must be shared under ODbL terms. Trademarks, logos, and brand names (marked "Special TPIP") are not covered by the ODbL. For ML/AI use: training datasets that substantially extract ODbL data are Derivative Databases and must be shared under ODbL if publicly used; models must be attributed in documentation.

Model 2 - commercial licenses. The Grid Data Service (TGDS) is also available as a commercial license. See [Web Services Terms](https://about.thegrid.id/legal/web-services-terms) for commercial use that is not covered by the open data service.

The following applies to both licensing models.
- All data is provided AS IS with no guarantees of accuracy.
- The Grid does not provide investment, legal, or tax advice, and
- a project's presence in The Grid's data does not imply endorsement.


- [Data Licensing & Disclaimers](https://about.thegrid.id/legal/data-licensing-and-disclaimers): Licensing models and disclaimers
- [Open Data (ODbL)](https://about.thegrid.id/legal/open-data): Open Database License terms and scope for The Grid's open data service.
- [Attribution Guidelines](https://about.thegrid.id/legal/open-data-attribution-guidelines): How to attribute The Grid's data when using the open data service.
- [Web Services Terms](https://about.thegrid.id/legal/web-services-terms): commercial Terms for using data services.
- [All Legal Documents](https://about.thegrid.id/legal): Full index of terms, policies, and disclosures

## Optional

- [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model
- [TGS JSON Structure](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-json-structure.md): Data model structure and relationships
- [Product Type Definitions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-definitions.md): Definitions for each product type
- [Product Type Classification](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-classification.md): Guide for classifying products into types
- [Grid MCP Guide](https://github.com/The-Grid-Data/workspace-public/blob/main/grid-search/skills/grid-query/references/grid-mcp-guide.md): How to query The Grid programmatically via MCP