# Mobilum

> Your all-in-one crypto card

Mobilum is a crypto payments company. It helps users and businesses convert and spend digital assets through payment cards, wallets, and banking rails bridging Web3 and traditional finance.

Mobilum is a payments company that provides infrastructure connecting cryptocurrency holdings with traditional spending methods. It offers a group of digital solutions spanning payment cards, custodial wallets, and banking services designed to let individuals and businesses convert crypto to fiat and spend it through everyday payment networks. The company positions its offering toward retail users seeking simpler access to crypto spending as well as institutional and crypto-native firms needing payment rails.

The platform addresses the gap between holding digital assets and using them for daily transactions by letting users load crypto from a wallet, convert it instantly to fiat, and spend through a linked payment card. It works with regulated partners to provide banking and payment services, operating as a licensed payment processor rather than a bank itself. This structure lets it offer virtual account issuance and multi-currency balance management alongside its card products.

Its product lineup centers on the Mobilum Pay crypto-funded Mastercard app, paired with a custodial wallet and multi-currency cards, alongside white-label card programs, fiat-to-crypto on and off ramps, over-the-counter conversion services, and banking solutions such as virtual account issuance. These offerings are used by individual crypto holders wanting everyday spending options as well as crypto firms and platforms seeking to embed payment and banking functionality for their own customers.

- Type: Company
- Sector: Payments
- Status: Active
- Founded: 2017-01-01
- Profile: https://thegrid.id/profiles/mobilum

## Products

- [Mobilum Pay](https://thegrid.id/profiles/mobilum): Mobilum Pay is a mobile application combining a custodial crypto wallet with a Mastercard debit card that lets consumers store, manage, and spend cryptocurrency and fiat balances. Users load crypto or fiat into the app and spend directly at Mastercard-accepted merchants, with mobile wallet payment support and global ATM access. The app also allows conversion between crypto and fiat within the same interface. It is designed for individuals seeking a single account for holding, converting, and spending crypto without separate banking arrangements. (Wallet, Live)
- [White-label Mobilum Cards](https://thegrid.id/profiles/mobilum): White-label Mobilum Cards is a card issuance platform enabling crypto exchanges, wallets, and token ecosystems to launch co-branded Mastercard-powered debit cards under their own branding. It provides web API access for customizing the user experience and issuing virtual and physical cards tokenized for mobile payments. The service targets businesses seeking to offer card spending to their own crypto customer bases. (Card issuance, Live)
- [Mobilum Ramp](https://thegrid.id/profiles/mobilum): Mobilum Ramp is an on/off ramp service providing a customizable widget that converts fiat currency to cryptocurrency and back for exchanges, wallets, and other businesses. It supports card and bank-based payment methods and integrates directly into partner platforms to enable crypto purchases and sales. The service targets crypto businesses seeking to add fiat conversion without building their own compliance and liquidity infrastructure. (On/Off Ramp, Live)
- [Mobilum Banking Solutions](https://thegrid.id/profiles/mobilum): Mobilum Banking Solutions is a banking-as-a-service platform providing virtual IBANs, multi-currency accounts, and banking connectivity for businesses to embed financial services into their own products. It supports account issuance for individuals and entities and enables platforms to offer bank-like features such as B2B and consumer payments. The service is aimed at crypto wallets and exchanges seeking to add banking capabilities without becoming a licensed bank themselves. (Financial Services Platform, Live)
- [Mobilum OTC Services](https://thegrid.id/profiles/mobilum): Mobilum OTC Services is an over-the-counter trading desk facilitating large-volume cryptocurrency transactions for institutions and accredited investors outside public exchanges. It connects to multiple trading venues and banking partners to source pricing and settle trades in major fiat currencies. The desk provides direct support for negotiating and executing bilateral crypto trades. (OTC, Live)
- [Mobilum Payment Rails](https://thegrid.id/profiles/mobilum): Mobilum Payment Rails is a payment network infrastructure product offering card acquiring, real-time money transfer, and open banking connectivity for fintech businesses. It supports major card networks and settlement rails, enabling partners to build payment products on top of the underlying infrastructure. The service targets fintech ventures needing acquiring, transfer, and bank-transfer capabilities in one integration. (Payment network, Live)

## Links

- [Main](https://www.mobilum.com)
- [Privacy policy](https://www.mobilum.com/en/privacy-policy)
- [Terms of Service](https://www.mobilum.com/en/terms-and-conditions-of-services-in-partners-applications)
- [Twitter / X](https://x.com/mobilumcom)
- [Facebook](https://facebook.com/mobilumcom)
- [Instagram](https://instagram.com/mobilumcom)
- [LinkedIn](https://linkedin.com/company/mobilumcom)
- [Medium](https://medium.com/mobilumcom)

## Legal

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The following applies to both licensing models.
- All data is provided AS IS with no guarantees of accuracy.
- The Grid does not provide investment, legal, or tax advice, and
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- [Data Licensing & Disclaimers](https://about.thegrid.id/legal/data-licensing-and-disclaimers): Licensing models and disclaimers
- [Open Data (ODbL)](https://about.thegrid.id/legal/open-data): Open Database License terms and scope for The Grid's open data service.
- [Attribution Guidelines](https://about.thegrid.id/legal/open-data-attribution-guidelines): How to attribute The Grid's data when using the open data service.
- [Web Services Terms](https://about.thegrid.id/legal/web-services-terms): commercial Terms for using data services.
- [All Legal Documents](https://about.thegrid.id/legal): Full index of terms, policies, and disclosures

## Optional

- [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model
- [TGS JSON Structure](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-json-structure.md): Data model structure and relationships
- [Product Type Definitions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-definitions.md): Definitions for each product type
- [Product Type Classification](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-classification.md): Guide for classifying products into types
- [Grid MCP Guide](https://github.com/The-Grid-Data/workspace-public/blob/main/grid-search/skills/grid-query/references/grid-mcp-guide.md): How to query The Grid programmatically via MCP