# Monerium > Go bankless with authorized stablecoins. Monerium helps users transfer euros between bank accounts and crypto wallets by providing regulated stablecoin infrastructure. Monerium helps users transfer euros between traditional bank accounts and crypto wallets by providing regulated stablecoin infrastructure. With it, users can mint regulated EURe tokens, connect Web3 wallets to SEPA banking, and access cross-chain euro payments. Monerium operates as the first authorized Electronic Money Institution for blockchain-based e-money in Europe. - Type: Company - Sector: Finance - Status: Active - Profile: https://thegrid.id/profiles/monerium ## Products - [E-Money Infrastructure](https://thegrid.id/profiles/monerium): Regulated E-Money Infrastructure implements authorized electronic money issuance through European EMI licensing, enabling multi-currency blockchain transactions with direct traditional banking integration. The system provides regulated stablecoin issuance including EURe, USDe, GBPe, and ISKe tokens, Web3 IBAN accounts for automatic fiat-to-token conversion, and developer APIs for programmatic access to compliant cross-border payment infrastructure (On/Off Ramp, Live, Main Product) - [Monerium Stablecoin Issuance](https://thegrid.id/profiles/monerium): An issuance of regulated electronic money tokens backed by fiat deposits in segregated accounts, issued on public blockchains under EU e-money and MiCA regulations by a licensed Electronic Money Institution. (Stablecoin Issuer, Live) ## Assets - [Monerium EUR emoney (EURe)](https://thegrid.id/profiles/monerium): EURe is a EUR-pegged stablecoin issued by Monerium, an authorized and regulated Electronic Money Institution (EMI) compliant with EU e-money and the Market in Crypto-Asset regulations. It is fully backed 1:1 by euros held in protected accounts, allowing users to send, receive, and redeem digital euros on multiple blockchains. The stablecoin is integrated into Europe's Single Euro Payments Area (SEPA) framework, enabling holders to convert EURe directly to euros via SEPA transfers without intermediaries. (Stablecoin) - [Monerium GBP emoney (GBPe)](https://thegrid.id/profiles/monerium): GBPe is a GBP-pegged stablecoin issued by Monerium. It is used for payments, cross-border transfers, and as a spendable asset on crypto debit cards across multiple blockchains. Users receive a personal IBAN that automatically converts incoming bank transfers into GBPe tokens, enabling wallets to function as bank accounts with direct access to traditional payment rails. (Stablecoin) - [Monerium USD emoney (USDe)](https://thegrid.id/profiles/monerium): USDe is a USD-pegged stablecoin issued by Monerium. It is used for payments, remittances, and trading in DeFi applications on multiple blockchains. As electronic money authorized under European EMI licensing, USDe enables users to connect traditional bank accounts directly to blockchain wallets for regulated dollar transfers. (Stablecoin) - [Monerium ISK emoney (ISKe)](https://thegrid.id/profiles/monerium): ISKe is an Icelandic króna-pegged e-money token issued by Monerium. It is used for cross-border payments and blockchain-based transactions across multiple blockchains. Monerium received the world's first e-money license for blockchains under EU regulations, enabling the removal of intermediaries and the ability to automate financial transactions while maintaining full regulatory compliance and redeemability. (Stablecoin) ## Links - [Main](https://monerium.com) - [Blog](https://monerium.com/blog) - [Whitepaper](https://monerium.com/whitepapers/eure-whitepaper) - [Terms of Service](https://monerium.com/policies) - [Privacy policy](https://monerium.com/policies/privacy-policy) - [Media Kit/branding](https://monerium.com/content/monerium-logo-kit.zip) - [LinkedIn](https://www.linkedin.com/company/monerium) - [Discord](https://discord.com/invite/9CvVfgPHGc) - [Twitter / X](https://x.com/monerium) - [GitHub](https://github.com/monerium) ## Legal This data is provided under two licensing models. Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. Attribution is required: include "Powered by The Grid" linking to https://thegrid.id wherever the data is used. Derivative databases must be shared under ODbL terms. 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