# MoneyFi > Auto-earn with stablecoins across chains, driven by AI. MoneyFi is a DeFAI platform for stablecoin yield generation. It helps users earn passive income from stablecoins through AI-driven allocation across multiple blockchain protocols. MoneyFi is a DeFAI platform that automates stablecoin yield generation across multiple blockchain networks and decentralized finance protocols. It combines artificial intelligence with automated fund management to let non-technical users earn returns on stablecoins without manually researching or managing positions across chains. The platform addresses the complexity of navigating multiple lending, farming, and aggregator protocols by handling strategy selection, execution, and rebalancing on behalf of the user. Users deposit stablecoins through a wallet connection, and the system allocates capital to pools it determines offer favorable risk-adjusted returns, continuously monitoring and reinvesting as conditions change. Risk controls include isolating capital across separate vaults and relying on independently reviewed smart contracts for the protocols it integrates with. Core offerings include automated yield optimization, cross-chain fund allocation, and a dashboard for tracking portfolio performance in real time. The platform also includes referral and points-based reward features alongside its core yield product. It is used by retail holders of stablecoins seeking passive returns without direct exposure to individual protocol risk or manual portfolio management. - Type: Company - Sector: Finance - Status: Active - Founded: 2025-01-01 - Profile: https://thegrid.id/profiles/moneyfi ## Products - [MoneyFi Smart Stablecoin Vault](https://thegrid.id/profiles/moneyfi): MoneyFi Smart Stablecoin Vault is a yield aggregator that automatically distributes stablecoin deposits across multiple blockchain protocols to generate returns. The system uses an AI-driven allocation mechanism to scan pools, select allocations based on performance and risk, and periodically compound earnings without requiring manual intervention. Users can deposit and withdraw stablecoins at any time through a single interface, with no lock-up periods and no need to bridge assets manually between chains. (Yield Aggregator, Live, Main Product) ## Links - [Main](https://moneyfi.fund) - [Documentation](https://moneyfi-1.gitbook.io/docs) - [Terms of Service](https://moneyfi-1.gitbook.io/docs/disclaimer-and-tos/terms-of-service) - [Privacy policy](https://moneyfi-1.gitbook.io/docs/disclaimer-and-tos/privacy-policy) - [Twitter / X](https://x.com/MoneyFiHub) - [LinkedIn](https://linkedin.com/company/moneyfihub) - [Telegram](https://t.me/MoneyFiGlobal) - [Telegram](https://t.me/MoneyFiHub) - [GitHub](https://github.com/MoneyFi-fund) - [Facebook](https://www.facebook.com/people/Moneyfi/61572848954970) - [Telegram](https://t.me/MoneyFi_Support) - [Substack](https://moneyfi.substack.com) ## Legal This data is provided under two licensing models. Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. Attribution is required: include "Powered by The Grid" linking to https://thegrid.id wherever the data is used. Derivative databases must be shared under ODbL terms. Trademarks, logos, and brand names (marked "Special TPIP") are not covered by the ODbL. For ML/AI use: training datasets that substantially extract ODbL data are Derivative Databases and must be shared under ODbL if publicly used; models must be attributed in documentation. Model 2 - commercial licenses. The Grid Data Service (TGDS) is also available as a commercial license. See [Web Services Terms](https://about.thegrid.id/legal/web-services-terms) for commercial use that is not covered by the open data service. The following applies to both licensing models. - All data is provided AS IS with no guarantees of accuracy. - The Grid does not provide investment, legal, or tax advice, and - a project's presence in The Grid's data does not imply endorsement. - [Data Licensing & Disclaimers](https://about.thegrid.id/legal/data-licensing-and-disclaimers): Licensing models and disclaimers - [Open Data (ODbL)](https://about.thegrid.id/legal/open-data): Open Database License terms and scope for The Grid's open data service. - [Attribution Guidelines](https://about.thegrid.id/legal/open-data-attribution-guidelines): How to attribute The Grid's data when using the open data service. - [Web Services Terms](https://about.thegrid.id/legal/web-services-terms): commercial Terms for using data services. - [All Legal Documents](https://about.thegrid.id/legal): Full index of terms, policies, and disclosures ## Optional - [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model - [TGS JSON Structure](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-json-structure.md): Data model structure and relationships - [Product Type Definitions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-definitions.md): Definitions for each product type - [Product Type Classification](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-classification.md): Guide for classifying products into types - [Grid MCP Guide](https://github.com/The-Grid-Data/workspace-public/blob/main/grid-search/skills/grid-query/references/grid-mcp-guide.md): How to query The Grid programmatically via MCP