# Muney > Security and confidence in all your transactions Muney is a stablecoin payments company operating in Mexico. It lets users buy, sell, and transfer USDT and access cash through a partner merchant network. Muney is a stablecoin payments company that operates a mobile financial platform for buying, selling, and transferring digital dollars. Users can convert between local currency and stablecoins, send funds to other users by phone number, and manage balances within a single account structure. The platform is built around a stablecoin pegged to the US dollar as its core unit of value for everyday transactions. The company addresses the problem of converting between cash and stablecoins in cash-heavy, underbanked economies by relying on a distributed network of verified local merchants rather than traditional bank branches. Through this merchant network, called Muney U, users can deposit cash into their stablecoin balance or withdraw stablecoins as physical cash at participating locations, while merchants earn income from facilitating each transaction. A community rating system lets users and merchants score one another after each transaction to build trust and accountability across the network. Beyond its consumer application, Muney offers cash-out infrastructure that other wallets, remittance applications, and onchain platforms can use to give their own users local cash access without building merchant networks of their own. Account tiers unlock additional transaction limits and features as users increase their engagement with the platform. The service is used by individual consumers sending remittances and making everyday payments, by small businesses seeking additional income through the merchant network, and by third-party fintech and stablecoin platforms seeking last-mile cash connectivity in Latin America. - Type: Company - Sector: Payments - Status: Active - Founded: 2022-09-01 - Profile: https://thegrid.id/profiles/muney ## Products - [Muney App](https://thegrid.id/profiles/muney): Muney App is a self-custody wallet that lets users hold, deposit, and transfer a dollar stablecoin from a mobile application. It enables users to buy and sell the stablecoin and convert holdings to and from cash through a network of affiliated merchant cash agents. Account tiers unlock increased transaction benefits as users verify identity and increase usage, and merchants can register as cash agents to accept deposit and withdrawal orders for a commission. (Wallet, Live, Main Product) ## Links - [Main](https://www.muney.app) - [Privacy policy](https://www.muney.app/privacy-policy) - [Terms of Service](https://www.muney.app/terms-of-use) - [TikTok](https://www.tiktok.com/@holamuney) - [LinkedIn](https://www.linkedin.com/company/holamuney) - [Facebook](https://www.facebook.com/HolaMuney) - [Instagram](https://www.instagram.com/holamuney) - [Twitter / X](https://x.com/holamuney) ## Legal This data is provided under two licensing models. Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. Attribution is required: include "Powered by The Grid" linking to https://thegrid.id wherever the data is used. Derivative databases must be shared under ODbL terms. Trademarks, logos, and brand names (marked "Special TPIP") are not covered by the ODbL. 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