# Myaza

> Africa's global money app, built on stablecoin rails.

Myaza is a cross-border payments company serving Africa. It lets users hold multiple currencies, send money across borders, and spend globally with a USD virtual card.

Myaza is a cross-border payments company that provides a financial app for Africans who live, work, and transact across borders. It offers multi-currency wallets, cross-border money transfers, and a USD virtual card for online spending, alongside a separate business account product for companies handling international payments and supplier payouts.

The platform addresses the difficulty of managing money across multiple countries and currencies, where local cards are often declined internationally and cross-border transfers can be slow and costly. Users can send funds to bank accounts, mobile money wallets, or directly to other users through a Myaza identifier, with settlement handled partly through stablecoins to reduce costs and transfer times. Currency conversion is offered at live market rates without added margin.

Its consumer offering centers on multi-currency wallets, cross-border transfers, and virtual USD cards, while its business product extends similar functionality to companies needing to collect payments, pay suppliers, and manage corporate cards across multiple markets. Myaza also operates a separate identity verification and compliance product used by other businesses for onboarding checks. The platform is used by individuals managing finances across African and international markets, as well as by businesses handling cross-border payments and supplier relationships.

- Type: Company
- Sector: Payments
- Status: Active
- Founded: 2022-01-01
- Profile: https://thegrid.id/profiles/myaza

## Products

- [Myaza](https://thegrid.id/profiles/myaza): Myaza is a multi-currency digital wallet that lets individuals hold, send, and spend money across borders. Users hold balances in several currencies, convert between them at live market rates, and send funds to bank accounts, mobile money wallets, or other Myaza users across multiple African countries. The app also issues a USD virtual card accepted by international online merchants and subscription platforms, letting users spend globally without relying on a local card. (Wallet, Live, Main Product)
- [Myaza Business](https://thegrid.id/profiles/myaza): Myaza Business is a merchant payment gateway and business account that lets African companies collect payments, hold multi-currency balances, and pay suppliers globally. Merchants accept crypto payments in-store and online through generated payment addresses and QR codes, with the platform converting received stablecoins to fiat for settlement or retaining them directly. The service runs on stablecoin rails across multiple blockchain networks, backed by an API providing wallet generation, cross-chain bridging, staking, and address monitoring, and integrates with e-commerce plugins and corporate card issuance for team spend control. Businesses can also send batch payouts and payroll to suppliers and staff across dozens of countries using the same multi-currency and stablecoin infrastructure. (Merchant Payment Gateway, Live)
- [Myaza Trust](https://thegrid.id/profiles/myaza): Myaza Trust is an identity verification and compliance platform that lets businesses verify users, screen counterparties, and monitor transactions for regulatory purposes. It performs document and biometric identity checks, business verification, and screening against sanctions, politically exposed persons, and adverse media lists across many countries, returning results through a single API. The platform also supports configurable onboarding workflows, ongoing transaction monitoring, and case and suspicious activity report management for compliance teams. Client applications integrate the service through software development kits or a hosted verification link. (KYC & Identity Verification, Live)

## Links

- [Main](https://myaza.co)
- [Blog](https://myaza.co/blog)
- [Privacy policy](https://myaza.co/legal#privacy-policy)
- [Terms of Service](https://myaza.co/legal#terms-of-use)
- [Twitter / X](https://x.com/myazahq)
- [LinkedIn](https://www.linkedin.com/company/myazahq)
- [Instagram](https://www.instagram.com/myazahq)
- [Facebook](https://www.facebook.com/myazahq)
- [GitHub](https://github.com/myaza)

## Legal

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- [Data Licensing & Disclaimers](https://about.thegrid.id/legal/data-licensing-and-disclaimers): Licensing models and disclaimers
- [Open Data (ODbL)](https://about.thegrid.id/legal/open-data): Open Database License terms and scope for The Grid's open data service.
- [Attribution Guidelines](https://about.thegrid.id/legal/open-data-attribution-guidelines): How to attribute The Grid's data when using the open data service.
- [Web Services Terms](https://about.thegrid.id/legal/web-services-terms): commercial Terms for using data services.
- [All Legal Documents](https://about.thegrid.id/legal): Full index of terms, policies, and disclosures

## Optional

- [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model
- [TGS JSON Structure](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-json-structure.md): Data model structure and relationships
- [Product Type Definitions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-definitions.md): Definitions for each product type
- [Product Type Classification](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-classification.md): Guide for classifying products into types
- [Grid MCP Guide](https://github.com/The-Grid-Data/workspace-public/blob/main/grid-search/skills/grid-query/references/grid-mcp-guide.md): How to query The Grid programmatically via MCP