# Myaza > Africa's global money app, built on stablecoin rails. Myaza is a cross-border payments company serving Africa. It lets users hold multiple currencies, send money across borders, and spend globally with a USD virtual card. Myaza is a cross-border payments company that provides a financial app for Africans who live, work, and transact across borders. It offers multi-currency wallets, cross-border money transfers, and a USD virtual card for online spending. A separate business product serves companies that handle international payments and supplier payouts. The platform addresses the difficulty of managing money across multiple countries and currencies, where local cards are often declined internationally and transfers can be slow and costly. Users send funds to bank accounts, mobile money wallets, or other users through a Myaza ID, with settlement handled partly through stablecoins to reduce cost and transfer time. Currency conversion is offered at live market rates without added margin. The consumer app centers on wallets, transfers, and virtual cards, while Myaza Business extends similar functionality to companies that collect payments, pay suppliers, and manage corporate cards across multiple markets. It is used by individuals managing finances across African and international markets and by businesses handling cross-border payments and supplier relationships. - Type: Company - Sector: Payments - Status: Active - Founded: 2022-01-01 - Profile: https://thegrid.id/profiles/myaza ## Products - [Myaza](https://thegrid.id/profiles/myaza): Myaza is a multi-currency digital wallet that lets individuals hold, send, and spend money across borders. Users hold balances in several currencies, convert between them at live market rates, and send funds to bank accounts, mobile money wallets, or other Myaza users across multiple African countries. The app also issues a USD virtual card accepted by international online merchants and subscription platforms, letting users spend globally without relying on a local card. (Wallet, Live, Main Product) - [Myaza Business](https://thegrid.id/profiles/myaza): Myaza Business is a merchant payment gateway and business account that lets African companies collect payments, hold multi-currency balances, and pay suppliers globally. Merchants accept stablecoin payments in-store and online through payment addresses and QR codes, with the platform converting received funds to fiat for settlement or holding them as stablecoins. An API covers wallet generation, payment sessions, and address monitoring, and e-commerce plugins connect it to online stores. Corporate cards give teams spend control, and batch payouts and payroll reach suppliers and staff in many countries. (Merchant Payment Gateway, Live) ## Links - [Main](https://myaza.co) - [Blog](https://myaza.co/blog) - [Privacy policy](https://myaza.co/legal#privacy-policy) - [Terms of Service](https://myaza.co/legal#terms-of-use) - [Twitter / X](https://x.com/myazahq) - [LinkedIn](https://www.linkedin.com/company/myazahq) - [Instagram](https://www.instagram.com/myazahq) - [Facebook](https://www.facebook.com/myazahq) - [GitHub](https://github.com/myaza) ## Legal This data is provided under two licensing models. Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. Attribution is required: include "Powered by The Grid" linking to https://thegrid.id wherever the data is used. Derivative databases must be shared under ODbL terms. Trademarks, logos, and brand names (marked "Special TPIP") are not covered by the ODbL. 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