# NAKA

> A digital asset network built for real-world payments

NAKA is a stablecoin native payment company that provides self-custodial payment cards and card network infrastructure. It serves unbanked and underbanked users and merchants seeking access to card based financial services.

NAKA is a financial technology company that builds stablecoin native payment infrastructure, including self-custodial payment cards and the network rails that process and settle transactions. It is classified as a payments company focused on extending card based financial services to people and businesses outside traditional banking systems. The company positions its offering as a bridge between decentralized digital assets and everyday card spending.

The company addresses the problem of financial exclusion in regions with high inflation, limited banking access, or reliance on remittances. Its infrastructure lets users connect a card to a self-custodial wallet, holding and spending value denominated in stablecoins while transacting through card networks that merchants already accept. Settlement occurs through blockchain based rails rather than only through conventional banking intermediaries, and the card format is designed for compatibility with existing point of sale terminals.

NAKA's product set spans payment card programs, a stablecoin based payment network, and merchant acceptance tools that let businesses take both fiat and digital asset payments. It also offers a self-custodial wallet, closed loop retail payment systems, and staking and lending features built around its network. The offering is used by unbanked individuals, merchants seeking broader payment acceptance, and partners issuing co-branded card programs across several countries.

- Type: Company
- Sector: Payments
- Status: Active
- Founded: 2023-10-01
- Profile: https://thegrid.id/profiles/naka

## Products

- [NAKA Card](https://thegrid.id/profiles/naka): NAKA Card is a card issuance platform that lets businesses launch customizable payment card programs combining blockchain-based settlement with global card network acceptance. It supports both self-custodial and custodial models, letting cardholders spend directly from digital asset balances that convert to a dollar-pegged stablecoin at the moment of payment. The platform handles compliance and card management so partners can launch programs without building their own licensing or processing infrastructure. (Card issuance, Live, Main Product)
- [NAKA Payment Network](https://thegrid.id/profiles/naka): NAKA Payment Network is a payment network that provides stablecoin-based settlement rails for card issuance and partner payments. It processes transactions on-chain in real time, replacing batch clearing and multi-day reconciliation with continuous settlement across a consolidated treasury. Businesses use the network to move value between validated participants while avoiding regional pre-funding requirements. (Payment network, Live)
- [NAKA Pay](https://thegrid.id/profiles/naka): NAKA Pay is a self-custody wallet application that lets users manage their NAKA Card, hold digital assets, and connect external wallets. Users can deposit and withdraw cryptocurrency, view balances, and authorize card-linked transactions directly from the app. It gives cardholders control over the private keys tied to the funds used to spend through their NAKA Card. (Wallet, Live)
- [NAKA Accepting Payments](https://thegrid.id/profiles/naka): NAKA Accepting Payments is a merchant payment gateway that lets businesses accept fiat, stablecoin, and cryptocurrency payments across point-of-sale, online, and in-app channels. It combines point-of-sale hardware supporting card, tap-to-pay, and QR payments with e-commerce tools such as hosted checkout pages, API payment requests, and deep links. Payments settle instantly on-chain within closed-loop environments, letting merchants avoid traditional interchange and acquiring fees. (Merchant Payment Gateway, Live)

## Links

- [Main](https://www.naka.com)
- [Blog](https://www.naka.com/blog)
- [Media Kit/branding](https://www.naka.com/brand-guidelines)
- [Terms of Service](https://naka.com/legal/company-documents)
- [Privacy policy](https://naka.com/legal/company-documents/privacy-notices)
- [LinkedIn](https://www.linkedin.com/company/nakafinances)
- [YouTube](https://www.youtube.com/@NAKAFinances)

## Legal

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- [Data Licensing & Disclaimers](https://about.thegrid.id/legal/data-licensing-and-disclaimers): Licensing models and disclaimers
- [Open Data (ODbL)](https://about.thegrid.id/legal/open-data): Open Database License terms and scope for The Grid's open data service.
- [Attribution Guidelines](https://about.thegrid.id/legal/open-data-attribution-guidelines): How to attribute The Grid's data when using the open data service.
- [Web Services Terms](https://about.thegrid.id/legal/web-services-terms): commercial Terms for using data services.
- [All Legal Documents](https://about.thegrid.id/legal): Full index of terms, policies, and disclosures

## Optional

- [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model
- [TGS JSON Structure](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-json-structure.md): Data model structure and relationships
- [Product Type Definitions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-definitions.md): Definitions for each product type
- [Product Type Classification](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-classification.md): Guide for classifying products into types
- [Grid MCP Guide](https://github.com/The-Grid-Data/workspace-public/blob/main/grid-search/skills/grid-query/references/grid-mcp-guide.md): How to query The Grid programmatically via MCP