# Neoflow

> One platform for global payments, crypto, cards, and spend

Neoflow is a financial platform for global businesses that provides multi-currency banking, cards, foreign exchange, and crypto services in a single account.

Neoflow serves high-growth companies operating across multiple markets, offering a regulated financial platform for managing banking, payments, and crypto. Users can hold multiple fiat currencies with dedicated IBANs, issue corporate cards with spending controls, handle foreign exchange, and manage cryptocurrency alongside SEPA, SWIFT, ACH, and Faster Payments. The platform is designed for industries including software, iGaming, e-commerce, and digital agencies.

- Type: Company
- Sector: Finance
- Status: Active
- Profile: https://thegrid.id/profiles/neoflow

## Products

- [Neoflow Banking](https://thegrid.id/profiles/neoflow): Neoflow Banking is a multi-currency banking service providing businesses with dedicated IBANs across multiple currencies and access to SEPA, SWIFT, ACH, and Faster Payments rails. Payments are routed automatically to the fastest and most cost-effective option per transaction, with support for client fund segregation through dedicated collection accounts. Bulk payment processing and crypto-friendly account structures are included within the same account framework. (Neobank, Live, Main Product)
- [Neoflow Cards](https://thegrid.id/profiles/neoflow): Neoflow Cards is a card issuance service enabling businesses to create virtual and physical payment cards in any currency held within their accounts. Individual cards can be assigned per team member, campaign, or vendor with configurable spending limits and merchant restrictions linked to specific budgets. Cards are issued on major card networks and can be funded directly from multi-currency account balances. (Card issuance, Live)
- [Neoflow Crypto](https://thegrid.id/profiles/neoflow): Neoflow Crypto is a business crypto management service enabling companies to accept, hold, and convert multiple cryptocurrencies, including BTC, ETH, and USDT, alongside fiat balances. Received payments can be converted to fiat at spot rates instantly or retained as crypto treasury, with multi-currency wallet addresses and bulk payout functionality for affiliates and contractors. All transactions are automatically screened for AML and KYC compliance. (On/Off Ramp, Live)
- [Neoflow Payment Gateway](https://thegrid.id/profiles/neoflow): Neoflow Payment Gateway is a payment acceptance service aggregating cards, local payment methods, and cryptocurrencies through a single API integration. Supported methods include Visa, Mastercard, Amex, PIX, UPI, PayNow, bank transfers, and multiple cryptocurrencies, with smart routing to optimize transaction success rates and costs. Settlements flow directly to multi-currency accounts in the corresponding local currency or a preferred currency. (Payments Infrastructure & Orchestration, Live)

## Links

- [Main](https://www.thisisneoflow.com)
- [Privacy policy](https://www.thisisneoflow.com/privacy)
- [Terms of Service](https://www.thisisneoflow.com/legal)
- [LinkedIn](https://www.linkedin.com/company/thisisneoflow)
- [Instagram](https://www.instagram.com/this_is_neoflow)

## Legal

This data is provided under two licensing models.

Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. Attribution is required: include "Powered by The Grid" linking to https://thegrid.id wherever the data is used. Derivative databases must be shared under ODbL terms. Trademarks, logos, and brand names (marked "Special TPIP") are not covered by the ODbL. For ML/AI use: training datasets that substantially extract ODbL data are Derivative Databases and must be shared under ODbL if publicly used; models must be attributed in documentation.

Model 2 - commercial licenses. The Grid Data Service (TGDS) is also available as a commercial license. See [Web Services Terms](https://about.thegrid.id/legal/web-services-terms) for commercial use that is not covered by the open data service.

The following applies to both licensing models.
- All data is provided AS IS with no guarantees of accuracy.
- The Grid does not provide investment, legal, or tax advice, and
- a project's presence in The Grid's data does not imply endorsement.


- [Data Licensing & Disclaimers](https://about.thegrid.id/legal/data-licensing-and-disclaimers): Licensing models and disclaimers
- [Open Data (ODbL)](https://about.thegrid.id/legal/open-data): Open Database License terms and scope for The Grid's open data service.
- [Attribution Guidelines](https://about.thegrid.id/legal/open-data-attribution-guidelines): How to attribute The Grid's data when using the open data service.
- [Web Services Terms](https://about.thegrid.id/legal/web-services-terms): commercial Terms for using data services.
- [All Legal Documents](https://about.thegrid.id/legal): Full index of terms, policies, and disclosures

## Optional

- [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model
- [TGS JSON Structure](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-json-structure.md): Data model structure and relationships
- [Product Type Definitions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-definitions.md): Definitions for each product type
- [Product Type Classification](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-classification.md): Guide for classifying products into types
- [Grid MCP Guide](https://github.com/The-Grid-Data/workspace-public/blob/main/grid-search/skills/grid-query/references/grid-mcp-guide.md): How to query The Grid programmatically via MCP