# Netaro

> Global money movement at the speed of data

Netaro is an API-first global routing engine that enables enterprises to execute instant, compliant cross-border payments. By replacing legacy SWIFT infrastructure with high-speed digital ledgers, we help CFOs recover margins, eliminate T+3 delays, and settle B2B payouts across APAC, and the Middle East in under 60 minutes.

Netaro provides API-first payment infrastructure for enterprises and supply chains making cross-border payments. Users can hold multi-currency balances, convert between stablecoins and fiat at mid-market rates, and pay out to local bank accounts across multiple regions. The platform embeds compliance screening directly into the API, enabling fast settlement through stablecoins as the clearing layer.

- Type: Company
- Sector: Payments
- Status: Active
- Founded: 2025-11-05
- Profile: https://thegrid.id/profiles/netaro

## Products

- [Netaro](https://thegrid.id/profiles/netaro): Netaro is a B2B cross-border payment infrastructure platform that uses stablecoins as a backend clearing layer to settle cross-border fiat transactions in under 60 minutes, bypassing the correspondent banking network. The platform includes programmable multi-currency accounts for managing fiat and stablecoin balances, a real-time FX conversion engine, global payout APIs for disbursements across APAC, the Middle East, and the US, and embedded KYC/KYB and AML compliance modules. Clients fund transactions in standard fiat currency and recipients receive local fiat directly into their bank accounts, with no requirement to hold digital assets. Pricing is based on transparent basis-point spreads on mid-market FX rates. (Payments Infrastructure & Orchestration, Early access, Main Product)

## Links

- [Main](https://netaro.xyz)
- [Privacy policy](https://netaro.xyz/privacy-policy)
- [Twitter / X](https://x.com/netarohq)
- [LinkedIn](https://www.linkedin.com/company/netarofx)
- [Instagram](https://www.instagram.com/netaro.xyz)

## Legal

This data is provided under two licensing models.

Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. Attribution is required: include "Powered by The Grid" linking to https://thegrid.id wherever the data is used. Derivative databases must be shared under ODbL terms. Trademarks, logos, and brand names (marked "Special TPIP") are not covered by the ODbL. For ML/AI use: training datasets that substantially extract ODbL data are Derivative Databases and must be shared under ODbL if publicly used; models must be attributed in documentation.

Model 2 - commercial licenses. The Grid Data Service (TGDS) is also available as a commercial license. See [Web Services Terms](https://about.thegrid.id/legal/web-services-terms) for commercial use that is not covered by the open data service.

The following applies to both licensing models.
- All data is provided AS IS with no guarantees of accuracy.
- The Grid does not provide investment, legal, or tax advice, and
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- [Data Licensing & Disclaimers](https://about.thegrid.id/legal/data-licensing-and-disclaimers): Licensing models and disclaimers
- [Open Data (ODbL)](https://about.thegrid.id/legal/open-data): Open Database License terms and scope for The Grid's open data service.
- [Attribution Guidelines](https://about.thegrid.id/legal/open-data-attribution-guidelines): How to attribute The Grid's data when using the open data service.
- [Web Services Terms](https://about.thegrid.id/legal/web-services-terms): commercial Terms for using data services.
- [All Legal Documents](https://about.thegrid.id/legal): Full index of terms, policies, and disclosures

## Optional

- [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model
- [TGS JSON Structure](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-json-structure.md): Data model structure and relationships
- [Product Type Definitions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-definitions.md): Definitions for each product type
- [Product Type Classification](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-classification.md): Guide for classifying products into types
- [Grid MCP Guide](https://github.com/The-Grid-Data/workspace-public/blob/main/grid-search/skills/grid-query/references/grid-mcp-guide.md): How to query The Grid programmatically via MCP