# NewMoney.ai

> The only AI-Powered Crypto and Cash Wallet You'll Ever Need

NewMoney.ai helps users manage digital assets and cash through an AI-powered wallet accessible via messaging platforms like WhatsApp, Telegram, and Discord.

NewMoney.ai helps users manage cash and cryptocurrencies through Newton, an AI-powered financial assistant accessible via messaging platforms. With it, users can send money globally, swap digital assets, and bridge crypto across multiple blockchains. Newton supports voice commands and multilingual interactions for accessible financial management.

- Type: Company
- Sector: Payments
- Status: Active
- Founded: 2023-11-01
- Profile: https://thegrid.id/profiles/newmoney_ai

## Products

- [NewMoney Wallet](https://thegrid.id/profiles/newmoney_ai): NewMoney Wallet is an AI-powered financial management platform enabling cryptocurrency and cash transactions through messaging interfaces. The system integrates Newton, an AI agent providing multilingual voice commands and conversational interactions, while supporting cross-chain asset management across Solana, Ethereum, Bitcoin, SUI, and EVM-compatible networks (Wallet, Live, Main Product)

## Assets

- [NewMoney (NEW)](https://thegrid.id/profiles/newmoney_ai): NEW is the utility token of NewMoney.ai. It is used to reward users for platform activity including swaps, referrals, and holding crypto, and to access premium features within the AI-powered wallet. The token incentivizes engagement with Newton, the AI assistant that enables users to manage crypto and cash across multiple blockchains through messaging platforms like WhatsApp and Telegram. (Utility)

## Links

- [Main](https://newmoney.ai)
- [Documentation](https://docs.newmoney.ai)
- [Terms of Service](https://newmoney.ai/terms)
- [Privacy policy](https://newmoney.ai/privacy)
- [Media Kit/branding](https://docs.newmoney.ai/support/brand-kit)
- [Twitter / X](https://x.com/NewmoneyAI)
- [Discord](https://discord.gg/newmoneyai)
- [Telegram](https://t.me/newmoneyai)

## Legal

This data is provided under two licensing models.

Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. Attribution is required: include "Powered by The Grid" linking to https://thegrid.id wherever the data is used. Derivative databases must be shared under ODbL terms. Trademarks, logos, and brand names (marked "Special TPIP") are not covered by the ODbL. For ML/AI use: training datasets that substantially extract ODbL data are Derivative Databases and must be shared under ODbL if publicly used; models must be attributed in documentation.

Model 2 - commercial licenses. The Grid Data Service (TGDS) is also available as a commercial license. See [Web Services Terms](https://about.thegrid.id/legal/web-services-terms) for commercial use that is not covered by the open data service.

The following applies to both licensing models.
- All data is provided AS IS with no guarantees of accuracy.
- The Grid does not provide investment, legal, or tax advice, and
- a project's presence in The Grid's data does not imply endorsement.


- [Data Licensing & Disclaimers](https://about.thegrid.id/legal/data-licensing-and-disclaimers): Licensing models and disclaimers
- [Open Data (ODbL)](https://about.thegrid.id/legal/open-data): Open Database License terms and scope for The Grid's open data service.
- [Attribution Guidelines](https://about.thegrid.id/legal/open-data-attribution-guidelines): How to attribute The Grid's data when using the open data service.
- [Web Services Terms](https://about.thegrid.id/legal/web-services-terms): commercial Terms for using data services.
- [All Legal Documents](https://about.thegrid.id/legal): Full index of terms, policies, and disclosures

## Optional

- [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model
- [TGS JSON Structure](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-json-structure.md): Data model structure and relationships
- [Product Type Definitions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-definitions.md): Definitions for each product type
- [Product Type Classification](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-classification.md): Guide for classifying products into types
- [Grid MCP Guide](https://github.com/The-Grid-Data/workspace-public/blob/main/grid-search/skills/grid-query/references/grid-mcp-guide.md): How to query The Grid programmatically via MCP