# Nexo > Driving the next generation of wealth Nexo is a digital asset wealth platform that enables users to earn interest, borrow against crypto, trade, and spend via a payment card. Nexo is a digital asset wealth platform that combines interest-bearing accounts, crypto-backed credit lines, exchange services, and a dual-mode payment card into a single application. Users can earn daily interest on holdings, borrow cash or stablecoins without selling assets, swap multiple digital currencies, and spend globally with a Nexo Card. The platform also serves institutional clients through prime brokerage, OTC trading, and white-label solutions. - Type: Company - Sector: Finance - Status: Active - Founded: 2018-02-01 - Profile: https://thegrid.id/profiles/nexo ## Products - [Nexo Exchange](https://thegrid.id/profiles/nexo): Nexo Exchange is a centralized cryptocurrency exchange that enables users to swap multiple digital assets with aggregated liquidity. The service provides instant execution and competitive pricing through integration with multiple liquidity providers. (Centralised Exchange, Live) - [Nexo Card](https://thegrid.id/profiles/nexo): Nexo Card is a dual-mode cryptocurrency card enabling users to spend digital assets in Credit or Debit mode. The system allows spending without selling crypto through crypto-backed credit lines while offering cashback and supporting payments globally. (Card, Live) - [Nexo Platform](https://thegrid.id/profiles/nexo): Nexo Platform is a licensed crypto neobank that combines interest-bearing savings accounts, crypto-backed credit lines, a multi-asset exchange, and a dual-mode payment card in a single application. Users earn daily compound interest through flexible or fixed-term deposits, borrow cash or stablecoins without liquidating holdings, and manage portfolios across multiple digital asset classes. (Neobank, Live, Main Product) - [Nexo Ventures](https://thegrid.id/profiles/nexo): Nexo Ventures is a corporate venture capital fund investing in early-stage Web3, blockchain, and digital asset companies. The system provides strategic funding, technical expertise, and integration opportunities with Nexo's product ecosystem for portfolio companies. (Venture Fund, Live) - [Nexo Private](https://thegrid.id/profiles/nexo): Nexo Private provides exclusive wealth management services for high-net-worth individuals and family offices with over $100,000 in digital assets. The system offers dedicated relationship managers, custom terms, high-limit OTC trading, and bespoke credit solutions. (OTC, Live) - [Nexo Pro](https://thegrid.id/profiles/nexo): Nexo Pro is an advanced trading terminal that provides institutional-grade aggregated liquidity for spot and futures markets. The system supports TWAP algorithms, margin trading, perpetual contracts, and low-slippage execution across multiple trading venues. (Trading Terminal, Live) - [Nexo Payment Gateway](https://thegrid.id/profiles/nexo): Nexo Payment Gateway enables businesses to accept cryptocurrency payments from customers through a hosted checkout integration. Merchants receive settlements in their preferred currency while customers pay with crypto directly from their wallets. (Merchant Payment Gateway, Live) ## Assets - [NEXO Token (NEXO)](https://thegrid.id/profiles/nexo): NEXO is the utility token of the Nexo platform. It is used to access tiered loyalty rewards, which provide lower borrowing rates, higher yields on savings, free crypto withdrawals, and enhanced swap limits. After a community vote, profit-sharing shifted from lump-sum dividends to daily interest for NEXO holders, allowing users to earn continuously by holding the token in their account to unlock perks according to the platform's loyalty program. (Utility) ## Links - [Main](https://nexo.com) - [Blog](https://nexo.com/blog) - [Documentation](https://support.nexo.com) - [Terms of Service](https://nexo.com/terms-and-conditions) - [Privacy policy](https://nexo.com/privacy-policy) - [Reddit](https://github.com/Nexo) - [YouTube](https://www.youtube.com/@NexoFinance) - [Instagram](https://www.instagram.com/nexofinance) - [Twitter / X](https://x.com/Nexo) - [Telegram](https://t.me/nexofinance) - [Facebook](https://www.facebook.com/NexoFinance) ## Legal This data is provided under two licensing models. Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. 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