# Nilfee > USD and global currency accounts Nilfee is a financial services platform that provides virtual USD, EUR, and GBP accounts and cards. It lets global users receive, send, and spend money along with USDC and EURC stablecoins. Nilfee is a financial services platform that gives individuals, freelancers, and businesses outside the United States access to virtual USD, EUR, and GBP accounts. It supports receiving payments through ACH and Fedwire, sending funds to U.S. bank accounts and fintech apps, and spending through USD virtual cards. The platform is aimed at freelancers, agencies, and small and medium businesses that need dollar access without a local U.S. bank account. The platform addresses the difficulty non-U.S. users face in holding and moving U.S. dollars by issuing virtual account numbers that behave like domestic bank accounts. Funds can be converted instantly between currencies or into stablecoins, and identity checks are built into onboarding to meet compliance requirements. Multiple virtual cards can be issued from a single account for budgeting, team use, or privacy. Its offering spans virtual currency accounts, USD virtual cards, and USDC and EURC smart wallets built on Circle's programmable wallet infrastructure, with support for transfers across multiple blockchain networks. The wallets include transaction monitoring and risk scoring for regulatory compliance. Nilfee is used by freelancers, merchants, and businesses conducting cross-border transactions who need dollar and stablecoin access from outside the United States. - Type: Company - Sector: Payments - Status: Active - Founded: 2021-09-01 - Profile: https://thegrid.id/profiles/nilfee ## Products - [Nilfee](https://thegrid.id/profiles/nilfee): Nilfee is a financial services platform that provides virtual USD, EUR, and GBP accounts, virtual debit cards, and USDC/EURC wallets for individuals, freelancers, and businesses. Users receive payments via ACH and Fedwire and send funds through U.S. payout rails, PayPal, Venmo, or push-to-card, while a Circle-powered wallet enables real-time conversion between fiat and stablecoins across multiple blockchains. The platform also supports merchant payments through scan-and-pay and mobile point-of-sale checkout, and offers on-ramp and off-ramp conversion between USDC/EURC and fiat. Business users can open multiple labeled accounts, automate treasury settlement in fiat or USDC, and connect via an API to their finance systems. (Financial Services Platform, Live, Main Product) ## Assets - [NFEE Token (NFEE)](https://thegrid.id/profiles/nilfee): NFEE is the digital reward token of Nilfee, a cross-border payments platform. Users earn it through virtual card spending and other platform transactions, and it functions as an incentive tied to Nilfee's payment and card services. It is issued as an ERC-20 token on Polygon PoS. (Utility) ## Links - [Main](https://nilfee.com) - [Privacy policy](https://nilfee.com/policy) - [Terms of Service](https://nilfee.com/agreement) - [Medium](https://medium.com/@nilfee) - [LinkedIn](https://www.linkedin.com/company/nilfeepayments) - [Facebook](https://www.facebook.com/NilfeePayments) - [GitHub](https://github.com/Nilfee) - [Telegram](https://t.me/nilfeepayments) - [Twitter / X](https://x.com/NilfeePayments) ## Legal This data is provided under two licensing models. Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. Attribution is required: include "Powered by The Grid" linking to https://thegrid.id wherever the data is used. Derivative databases must be shared under ODbL terms. Trademarks, logos, and brand names (marked "Special TPIP") are not covered by the ODbL. 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