# Nimiq > Universal Money for Independent Individuals Nimiq is a browser-native Layer 1 blockchain built for universal crypto payments. It lets users create accounts quickly and pay or stake without needing technical expertise. Nimiq is a decentralized payment system built on its own proof-of-stake blockchain, designed to make cryptocurrency payments accessible without specialized software or technical knowledge. It operates as a browser-native network, letting users create an account and start transacting directly from a web browser rather than installing dedicated applications. The project targets everyday users seeking a simple way to hold, send, and receive digital currency for payments and remittances. The network addresses the usability barriers common to blockchain systems by combining a lightweight client architecture with fast transaction finality, allowing browser-based clients to interact with the chain without running full infrastructure. Backbone clients support and secure the network, while browser clients extend access to casual users. This structure aims to keep the experience closer to familiar web applications while preserving self-custody and decentralization. Nimiq's ecosystem centers on its native token, NIM, used for payments, remittances, and staking to earn rewards. Supporting tools include a wallet hub, developer libraries, and integrations that let merchants and websites accept payments or embed Nimiq functionality. The project is maintained as an open source, non-profit initiative and is used by individual holders, developers building payment integrations, and merchants accepting crypto at physical and online locations. - Type: Project - Sector: Payments - Status: Active - Founded: 2017-01-01 - Profile: https://thegrid.id/profiles/nimiq ## Products - [Nimiq Blockchain](https://thegrid.id/profiles/nimiq): Nimiq Blockchain is a browser-native Layer 1 network using a proof-of-stake consensus mechanism called Albatross, enabling direct peer-to-peer payments without intermediaries. Browser clients connect directly to the network without installing separate software, while backbone clients secure the chain and validate transactions. The network supports near-instant transaction confirmation and low transaction costs. (L1, Live, Main Product) - [Nimiq Wallet](https://thegrid.id/profiles/nimiq): Nimiq Wallet is a self-custodial web wallet that connects directly to the Nimiq blockchain without relying on intermediaries. It lets users hold, send, and receive NIM alongside Bitcoin and a small set of dollar stablecoins, with support for staking, in-wallet swapping, and hardware wallet connections. The wallet works as a progressive web app usable on mobile without requiring account sign-up. (Wallet, Live) - [Nimiq Hub](https://thegrid.id/profiles/nimiq): Nimiq Hub is an embedded wallet infrastructure product that provides a unified interface and API for developers to integrate Nimiq account and address management into their own applications. It handles account abstraction and transaction signing through an isolated iframe architecture, letting third-party apps offer Nimiq features without building their own wallet. Developers use it to let end users manage accounts and sign transactions within the host application. (Embedded Wallet, Inactive/Support Ended) - [Nimiq Keyguard](https://thegrid.id/profiles/nimiq): Nimiq Keyguard is a developer tool that handles private key storage and transaction signing within an isolated browser environment. It keeps cryptographic keys separated from application interfaces through strict security policies, reducing the risk of key exposure. Developers building Nimiq-based applications integrate it to add secure signing without managing keys directly. (Developer Tooling, Live) - [Crypto Map](https://thegrid.id/profiles/nimiq): Crypto Map is a location discovery service that lists physical merchants worldwide accepting cryptocurrency payments, including NIM and Bitcoin. Users browse and filter listings integrated with map navigation to find nearby places to spend crypto. The service also lets users submit new locations to expand coverage. (Off-Chain Data APIs and Services, Inactive/Support Ended) - [Nimiq Pay](https://thegrid.id/profiles/nimiq): Nimiq Pay is a mobile payment app for real-world cryptocurrency purchases, letting users hold and spend NIM and a dollar-pegged stablecoin at merchants accepting compatible payment methods. It automatically selects the right network for each checkout, supports scanning payment links and QR codes, and offers cash-back and loyalty rewards through partner integrations. The app also embeds mini apps such as games, shops, and tools built on Nimiq and other compatible networks, and can connect to the Nimiq Wallet for account access. (Merchant Payment Gateway, Live) ## Assets - [Nimiq (NIM)](https://thegrid.id/profiles/nimiq): NIM is the native token of the Nimiq blockchain, a browser-first proof-of-stake network. It is used to pay transaction fees, stake for network validation, and send peer-to-peer payments across the Nimiq ecosystem, including the Nimiq Wallet and Nimiq Pay app. NIM runs directly in web browsers without downloads, with a fixed total supply of 21 billion coins allocated across mining rewards, contributors, and foundation vesting schedules. (Native) ## Links - [Main](https://www.nimiq.com) - [Documentation](https://www.nimiq.com/developers) - [Whitepaper](https://www.nimiq.com/litepaper) - [Blog](https://www.nimiq.com/blog) - [Terms of Service](https://www.nimiq.com/website-terms-and-conditions) - [Privacy policy](https://www.nimiq.com/privacy-policy) - [Forum](https://forum.nimiq.community) - [Twitter / X](https://x.com/nimiq) - [GitHub](https://github.com/nimiq) - [Reddit](https://www.reddit.com/r/nimiq) - [Telegram](https://t.me/Nimiq) - [YouTube](https://www.youtube.com/c/nimiq) - [Facebook](https://www.facebook.com/nimiq) - [Instagram](https://www.instagram.com/wearenimiq) ## Legal This data is provided under two licensing models. Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. 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