# Niobi > The complete payments and banking infrastructure for businesses operating across Africa. Niobi is a payments and banking infrastructure company. It provides businesses with a unified platform for cross-border payments, local currency accounts, and treasury management across African markets. Niobi is a payments and banking infrastructure company that serves businesses operating across Africa. It offers a unified platform combining local and cross-border payment collection, payouts, and treasury management through a single API and dashboard. The company targets businesses seeking to scale operations across a range of African markets without building separate integrations for each country. African payment systems vary widely by country, with different mobile money providers, banking networks, and regulatory environments in each market. Niobi addresses this fragmentation by consolidating multiple local payment methods and banking rails into one integration, allowing businesses to collect and disburse funds in local currencies while managing foreign exchange centrally. The platform is built around API-first infrastructure rather than a consumer-facing application, positioning it as a backend layer for other businesses. The company's core offerings span payments processing, multi-currency virtual accounts, and banking and treasury tools, including foreign exchange conversion and cash flow visibility. It is licensed and regulated, with operations supporting businesses across multiple African markets. Niobi is used by companies that need to manage payroll, collections, vendor payments, and multi-currency balances across the continent. - Type: Company - Sector: Payments - Status: Active - Founded: 2023-01-01 - Profile: https://thegrid.id/profiles/niobi ## Products - [Niobi](https://thegrid.id/profiles/niobi): Niobi is a financial services platform that provides payments and banking infrastructure for businesses operating across Africa. It unifies collections, payouts, multi-currency virtual accounts, foreign exchange conversion, and treasury management behind a single dashboard and API, with settlement available in local currencies, major fiat currencies, or stablecoins. The platform also includes finance operations tools such as invoicing, bill payment, payroll, and expense management, letting finance teams manage cash flow and reconciliation from one account. Businesses integrate once to accept dozens of local payment methods and move funds between African markets without opening accounts with multiple banks. (Financial Services Platform, Live, Main Product) ## Links - [Main](https://niobi.co) - [Documentation](https://docs.niobi.co/home) - [Blog](https://www.niobi.co/blog) - [Privacy policy](https://users.niobi.co/others/Niobi_Privacy-Policy_v1.1.pdf) - [Instagram](https://www.instagram.com/niobi_) - [LinkedIn](https://www.linkedin.com/company/niobi) - [Twitter / X](https://x.com/_Niobi) ## Legal This data is provided under two licensing models. Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. Attribution is required: include "Powered by The Grid" linking to https://thegrid.id wherever the data is used. Derivative databases must be shared under ODbL terms. 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