# Novacrust

> Get paid globally. Spend locally and worldwide.

Novacrust helps freelancers receive international payments and spend locally through USD accounts, virtual cards, Crypto and currency exchange.

Novacrust enables freelancers, creators, and entrepreneurs in Africa to receive global payments and manage finances across borders. Users can open USD accounts, access virtual cards, exchange currencies at competitive rates, and send money internationally. The platform supports cryptocurrency conversions for USDT and USDC, allowing users to receive crypto and convert to local currency. Novacrust operates in multiple countries including Nigeria, Ghana, and Kenya.

- Type: Company
- Sector: Payments
- Status: Active
- Founded: 2024-11-01
- Profile: https://thegrid.id/profiles/novacrust

## Products

- [Novacrust](https://thegrid.id/profiles/novacrust): Novacrust is a neobank for international freelancers, remote workers, and creators providing USD accounts with ACH and Wire routing, virtual Visa cards with up to $10,000 monthly limits, currency exchange between USD, local currencies, stablecoins, and global money transfers to local banks and mobile money. Users receive payments from clients via ACH or Wire, fund accounts with stablecoins from exchanges and withdraw to local bank accounts with business banking available for companies. (Neobank, Live, Main Product)

## Links

- [Main](https://novacrust.com)
- [Blog](https://novacrust.com/blog)
- [Documentation](https://dev-docs.novacrust.com)
- [Terms of Service](https://novacrust.com/terms-and-conditions)
- [Privacy policy](https://novacrust.com/privacy-policy)
- [Twitter / X](https://x.com/mynovacrust)
- [TikTok](https://tiktok.com/@mynovacrust)
- [LinkedIn](https://linkedin.com/company/novacrust)
- [Facebook](https://facebook.com/mynovacrust)
- [YouTube](https://youtube.com/@novacrust)
- [Instagram](https://www.instagram.com/mynovacrust)

## Legal

This data is provided under two licensing models.

Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. Attribution is required: include "Powered by The Grid" linking to https://thegrid.id wherever the data is used. Derivative databases must be shared under ODbL terms. Trademarks, logos, and brand names (marked "Special TPIP") are not covered by the ODbL. For ML/AI use: training datasets that substantially extract ODbL data are Derivative Databases and must be shared under ODbL if publicly used; models must be attributed in documentation.

Model 2 - commercial licenses. The Grid Data Service (TGDS) is also available as a commercial license. See [Web Services Terms](https://about.thegrid.id/legal/web-services-terms) for commercial use that is not covered by the open data service.

The following applies to both licensing models.
- All data is provided AS IS with no guarantees of accuracy.
- The Grid does not provide investment, legal, or tax advice, and
- a project's presence in The Grid's data does not imply endorsement.


- [Data Licensing & Disclaimers](https://about.thegrid.id/legal/data-licensing-and-disclaimers): Licensing models and disclaimers
- [Open Data (ODbL)](https://about.thegrid.id/legal/open-data): Open Database License terms and scope for The Grid's open data service.
- [Attribution Guidelines](https://about.thegrid.id/legal/open-data-attribution-guidelines): How to attribute The Grid's data when using the open data service.
- [Web Services Terms](https://about.thegrid.id/legal/web-services-terms): commercial Terms for using data services.
- [All Legal Documents](https://about.thegrid.id/legal): Full index of terms, policies, and disclosures

## Optional

- [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model
- [TGS JSON Structure](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-json-structure.md): Data model structure and relationships
- [Product Type Definitions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-definitions.md): Definitions for each product type
- [Product Type Classification](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-classification.md): Guide for classifying products into types
- [Grid MCP Guide](https://github.com/The-Grid-Data/workspace-public/blob/main/grid-search/skills/grid-query/references/grid-mcp-guide.md): How to query The Grid programmatically via MCP