# nsave

> A global account for the rest of us.

nsave is a financial services company offering multi-currency accounts. It lets users hold USD, EUR, and GBP balances, send money globally, and use debit cards and investment features in one app.

nsave is a financial services company that provides multi-currency accounts for people underserved by traditional banking, particularly those in countries facing high inflation or limited banking access. It offers accounts denominated in major currencies such as the US dollar, euro, and British pound, along with debit cards and money transfer tools. The service is aimed at individuals and businesses that need a reliable way to hold and move money across borders.

The platform addresses the problem of restricted access to stable currency accounts by partnering with licensed financial institutions to issue accounts and payment cards, while nsave itself operates the application layer that users interact with. Users can convert between held currencies, receive international payments through local transfer rails, and send money to family or contacts in other countries. It also provides access to investment products such as stocks and exchange-traded funds.

Its offering spans personal accounts, a business platform for global payments and payroll, and investment access, grouped around the core goal of cross-border money management. The service is used by freelancers, remote workers, migrants, and small businesses that operate across multiple countries and currencies.

- Type: Company
- Sector: Finance
- Status: Active
- Founded: 2022-01-01
- Profile: https://thegrid.id/profiles/nsave

## Products

- [nsave](https://thegrid.id/profiles/nsave): nsave is a neobank account that assigns users a dedicated US routing number and account number to receive ACH transfers in USD, along with GBP and EUR account details, from employers, freelance platforms, and other payers without fees. Users onboard through the nsave app using a passport or national ID and can send received funds to local currencies through integrated international transfers. The account also supports depositing stablecoins from major exchanges, which are automatically converted to a USD balance. (Neobank, Live, Main Product)
- [nsave Cards](https://thegrid.id/profiles/nsave): nsave Cards is a virtual Mastercard debit card that lets nsave users spend their USD and GBP balances online and in stores worldwide, with freeze and unfreeze controls and Apple Pay and Google Pay compatibility. The card draws directly from a user's nsave account balance with automatic currency conversion at the point of sale. New card issuance is currently paused following a card provider transition, and existing cards have stopped working while a replacement card is being developed. (Card, Inactive/Support Ended)
- [nsave Invest](https://thegrid.id/profiles/nsave): nsave Invest is a brokerage service providing commission-free access to US stocks, exchange-traded funds, bonds, money market funds, and gold indices starting from one dollar, without requiring US citizenship. Users invest directly from the nsave app, which handles the required international transfers and regulatory compliance on their behalf. The service targets users seeking diversified exposure to US and commodity-linked assets alongside their nsave account balance. (Centralised Exchange, Live)
- [nsave Business](https://thegrid.id/profiles/nsave): nsave Business is a business banking platform that lets companies receive USD, GBP, and EUR payments through dedicated account details, run payroll to employees' local or nsave accounts, and convert between currency balances at any time. Businesses register for a separate account through a dedicated portal distinct from the consumer nsave app. The platform holds client funds in segregated accounts and provides currency conversion without hidden spreads for paying invoices and international suppliers. (Neobank, Live)

## Links

- [Main](https://nsave.com)
- [Documentation](https://intercom.help/nsave_help_center)
- [Terms of Service](https://www.nsave.com/terms-conditions)
- [Privacy policy](https://www.nsave.com/privacy-policy)
- [Twitter / X](https://x.com/nsavecom)
- [Facebook](https://www.facebook.com/nsavecom)
- [Instagram](https://www.instagram.com/nsavecom)
- [LinkedIn](https://www.linkedin.com/company/nsavecom)

## Legal

This data is provided under two licensing models.

Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. Attribution is required: include "Powered by The Grid" linking to https://thegrid.id wherever the data is used. Derivative databases must be shared under ODbL terms. Trademarks, logos, and brand names (marked "Special TPIP") are not covered by the ODbL. For ML/AI use: training datasets that substantially extract ODbL data are Derivative Databases and must be shared under ODbL if publicly used; models must be attributed in documentation.

Model 2 - commercial licenses. The Grid Data Service (TGDS) is also available as a commercial license. See [Web Services Terms](https://about.thegrid.id/legal/web-services-terms) for commercial use that is not covered by the open data service.

The following applies to both licensing models.
- All data is provided AS IS with no guarantees of accuracy.
- The Grid does not provide investment, legal, or tax advice, and
- a project's presence in The Grid's data does not imply endorsement.


- [Data Licensing & Disclaimers](https://about.thegrid.id/legal/data-licensing-and-disclaimers): Licensing models and disclaimers
- [Open Data (ODbL)](https://about.thegrid.id/legal/open-data): Open Database License terms and scope for The Grid's open data service.
- [Attribution Guidelines](https://about.thegrid.id/legal/open-data-attribution-guidelines): How to attribute The Grid's data when using the open data service.
- [Web Services Terms](https://about.thegrid.id/legal/web-services-terms): commercial Terms for using data services.
- [All Legal Documents](https://about.thegrid.id/legal): Full index of terms, policies, and disclosures

## Optional

- [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model
- [TGS JSON Structure](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-json-structure.md): Data model structure and relationships
- [Product Type Definitions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-definitions.md): Definitions for each product type
- [Product Type Classification](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-classification.md): Guide for classifying products into types
- [Grid MCP Guide](https://github.com/The-Grid-Data/workspace-public/blob/main/grid-search/skills/grid-query/references/grid-mcp-guide.md): How to query The Grid programmatically via MCP