# ONE.io > A full-suite financial services solution, providing access to business accounts, global payments, spot FX, crypto trading and crypto payment ONE.io is a financial services company offering business accounts, payments, and crypto services. It provides multi-currency accounts, global payments, spot FX, and crypto trading and payment processing for a global client base. ONE.io is a financial services company that provides business accounts, global payments, foreign exchange, and cryptocurrency services through a unified group structure. It operates through two core divisions, ONE.io Connect and ONE.io Fusion, which together cover traditional payment infrastructure and digital asset services. The company serves high-net-worth individuals, corporates, and institutional clients across sectors such as gaming, crypto exchanges, and venture-backed businesses. The platform addresses the difficulty many crypto-facing and internationally active businesses face in opening and maintaining bank accounts and settling payments. Through a single onboarding process, clients gain access to named multi-currency accounts, cross-border payment rails, spot foreign exchange, and the ability to receive, trade, and convert digital assets around the clock. Its offering is supported by an established network of banking partners and is licensed and regulated across the jurisdictions in which it operates. ONE.io Connect provides business accounts, global payments, and foreign exchange for companies including those in iGaming and Web3 sectors. ONE.io Fusion covers crypto trading and a crypto payment gateway, enabling clients to accept, trade, and settle cryptocurrency alongside integrated fiat accounts. The group is used by corporates, crypto-native businesses, and institutional traders seeking combined fiat and digital asset infrastructure under one provider. - Type: Company - Sector: Payments - Status: Active - Founded: 2017-11-01 - Profile: https://thegrid.id/profiles/one_io ## Products - [ONE.io Connect](https://thegrid.id/profiles/one_io): ONE.io Connect is a neobank platform that provides businesses with named accounts and foreign exchange services. It issues named IBANs in multiple currencies, enabling companies to receive, hold, and send funds through international payment rails such as SWIFT, SEPA, and Faster Payments. The platform also streams live rates across a range of currency pairs, letting businesses convert between currencies with single-click execution and settlement into their own accounts. (Neobank, Live) - [ONE.io Fusion](https://thegrid.id/profiles/one_io): ONE.io Fusion is a merchant payment gateway and crypto trading platform for businesses and institutional clients. It lets merchants accept payments in major cryptocurrencies through shareable payment links, converting and settling proceeds into a chosen fiat currency, while a linked OTC desk and automated trading platform let clients buy, sell, and convert crypto and crypto-to-crypto pairs at all-in rates. Both services connect to integrated business accounts for fiat settlement, giving businesses a single account through which to accept crypto payments and trade digital assets. The platform settles received cryptocurrency into fiat, typically on the next working day. (Merchant Payment Gateway, Live, Main Product) ## Links - [Main](https://one.io) - [Privacy policy](https://one.io/privacy-policy) - [Blog](https://one.io/insights) - [Documentation](https://docs.one.io) - [LinkedIn](https://www.linkedin.com/company/one-io) ## Legal This data is provided under two licensing models. Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. Attribution is required: include "Powered by The Grid" linking to https://thegrid.id wherever the data is used. Derivative databases must be shared under ODbL terms. Trademarks, logos, and brand names (marked "Special TPIP") are not covered by the ODbL. For ML/AI use: training datasets that substantially extract ODbL data are Derivative Databases and must be shared under ODbL if publicly used; models must be attributed in documentation. Model 2 - commercial licenses. 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