# ONE.io

> A full-suite financial services solution, providing access to business accounts, global payments, spot FX, crypto trading and crypto payment

ONE.io helps businesses manage payments and crypto by providing multi-currency accounts, global payments, spot FX, and crypto trading services.

ONE.io helps businesses manage complex financial operations by providing business accounts, global payments, spot FX, and crypto trading services. Through a single onboarding process, users can access multi-currency accounts, global payments, FX trading, and cryptocurrency services. ONE.io serves high-net-worth individuals, corporates, and institutional clients across gaming, crypto, and venture-backed sectors.

- Type: Company
- Sector: Payments
- Status: Active
- Founded: 2017-11-01
- Profile: https://thegrid.id/profiles/one_io

## Products

- [ONE.io Connect](https://thegrid.id/profiles/one_io): ONE.io Connect provides business accounts with named IBANs in multiple currencies, enabling global fiat payments and spot FX trading at competitive rates. The system supports international payments through SWIFT, SEPA, and UK Faster Payments rails, with dynamic rate streaming across currency pairs for real-time foreign exchange. (Neobank, Live)
- [ONE.io Fusion](https://thegrid.id/profiles/one_io): ONE.io Fusion enables businesses to accept, trade, and convert cryptocurrency with integrated business accounts and fiat settlements. The system provides access to major cryptocurrencies with crypto-to-crypto trading pairs, OTC trading execution, and automated crypto payment processing with fiat conversion. (Merchant Payment Gateway, Live, Main Product)

## Links

- [Main](https://one.io)
- [Privacy policy](https://one.io/privacy-policy)
- [Blog](https://one.io/insights)
- [Documentation](https://docs.one.io)
- [LinkedIn](https://www.linkedin.com/company/one-io)

## Legal

This data is provided under two licensing models.

Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. Attribution is required: include "Powered by The Grid" linking to https://thegrid.id wherever the data is used. Derivative databases must be shared under ODbL terms. Trademarks, logos, and brand names (marked "Special TPIP") are not covered by the ODbL. For ML/AI use: training datasets that substantially extract ODbL data are Derivative Databases and must be shared under ODbL if publicly used; models must be attributed in documentation.

Model 2 - commercial licenses. The Grid Data Service (TGDS) is also available as a commercial license. See [Web Services Terms](https://about.thegrid.id/legal/web-services-terms) for commercial use that is not covered by the open data service.

The following applies to both licensing models.
- All data is provided AS IS with no guarantees of accuracy.
- The Grid does not provide investment, legal, or tax advice, and
- a project's presence in The Grid's data does not imply endorsement.


- [Data Licensing & Disclaimers](https://about.thegrid.id/legal/data-licensing-and-disclaimers): Licensing models and disclaimers
- [Open Data (ODbL)](https://about.thegrid.id/legal/open-data): Open Database License terms and scope for The Grid's open data service.
- [Attribution Guidelines](https://about.thegrid.id/legal/open-data-attribution-guidelines): How to attribute The Grid's data when using the open data service.
- [Web Services Terms](https://about.thegrid.id/legal/web-services-terms): commercial Terms for using data services.
- [All Legal Documents](https://about.thegrid.id/legal): Full index of terms, policies, and disclosures

## Optional

- [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model
- [TGS JSON Structure](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-json-structure.md): Data model structure and relationships
- [Product Type Definitions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-definitions.md): Definitions for each product type
- [Product Type Classification](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-classification.md): Guide for classifying products into types
- [Grid MCP Guide](https://github.com/The-Grid-Data/workspace-public/blob/main/grid-search/skills/grid-query/references/grid-mcp-guide.md): How to query The Grid programmatically via MCP