# OneBalance > The settlement layer for crypto OneBalance is a crypto infrastructure company that provides a settlement layer for cross-chain trading, payments, and yield. It offers a single API used by exchanges, brokers, fintechs, and institutional custodians to deliver crypto products without blockchain complexity. OneBalance is a crypto infrastructure company classified as a settlement layer provider for digital assets. It offers a single application programming interface that lets businesses deliver cross-chain trading, payments, and yield products to their users without requiring them to manage multiple blockchains or pre-fund wallets on each network. Its customers include exchanges, brokers, fintechs, neobanks, and institutional custodians looking to embed crypto functionality into their existing products. The platform addresses the complexity of fragmented liquidity and balances across many blockchains by unifying a user's holdings into a single balance that can be deployed for any supported action. Transactions settle without traditional bridging, reducing exposure to reverts, front running, and price impact associated with cross-chain transfers. The company positions its infrastructure around reliability and compliance considerations relevant to regulated financial businesses. OneBalance's offering spans trading access to a wide range of digital assets, yield generation through third-party products, and global payment execution, all delivered through developer tooling rather than end-user applications. It is used by businesses that want to embed crypto trading, payments, or yield features into their own platforms rather than by individual consumers directly. The company has discontinued an earlier developer product and a related consumer-facing wallet application as it consolidates around its current single-API offering for enterprise clients. - Type: Company - Sector: Infrastructure - Status: Active - Profile: https://thegrid.id/profiles/onebalance ## Products - [OneBalance Toolkit](https://thegrid.id/profiles/onebalance): OneBalance Toolkit was a cross-chain infrastructure product built around a Resource Locks mechanism that enabled unified balance management and near-instant transaction execution across multiple blockchains. It let applications in trading, payments, and yield offer a single aggregated balance to end users, with settlement guarantees and coordinated signing to prevent double-spending during asynchronous multichain execution. It supported integration with third-party embedded signer providers and account-abstraction standards for wallet authentication and gas abstraction. The Toolkit API has been deprecated and is no longer available for integration. (Cross-chain Infrastructure, Discontinued, Main Product) - [OneApp](https://thegrid.id/profiles/onebalance): OneApp was a chain-abstracted wallet interface built on the OneBalance Toolkit, providing unified balance viewing and one-click token swaps across multiple networks. It let users manage self-custodied assets through a single dashboard rather than juggling separate per-chain wallets. The application currently only supports a passkey-based fund recovery and withdrawal flow, with its broader wallet dashboard functionality no longer operating. (Wallet, Discontinued) ## Links - [Main](https://www.onebalance.io) - [Documentation](https://docs.onebalance.io) - [Blog](https://www.onebalance.io/blog) - [Privacy policy](https://www.onebalance.io/privacy) - [Terms of Service](https://docs.onebalance.io/resources/terms-and-conditions) - [Media Kit/branding](https://www.notion.so/onebalance/OneBalance-Brand-Kit-1fcd3c10e49b80878e3cdf8573b8d3af) - [Twitter / X](https://x.com/OneBalance_io) - [Discord](https://discord.gg/OneBalance Discord) - [LinkedIn](https://linkedin.com/company/onebalance-io) - [GitHub](https://github.com/onebalance-io) ## Legal This data is provided under two licensing models. Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. Attribution is required: include "Powered by The Grid" linking to https://thegrid.id wherever the data is used. 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