# Onramp Money

> Converting Fiat to Web3 Money

Onramp Money is a fiat-to-crypto payment infrastructure provider. It lets users and businesses buy, sell, and swap cryptocurrencies across a wide range of countries using local payment methods.

Onramp Money is a digital asset infrastructure company that provides fiat-to-crypto payment services, classified as a payments provider within the Web3 ecosystem. It enables individuals to buy, sell, and swap cryptocurrencies using local bank transfers, cards, and mobile money methods, while offering businesses an integration layer to embed these services into their own products. The company serves both retail users seeking direct access to crypto and wallets, exchanges, and applications that need onramp and offramp functionality for their customers.

The platform addresses the friction commonly found in converting between fiat currencies and digital assets, including payment failures and delays in identity verification. It streamlines this process through a single know-your-customer verification that unlocks trading across supported markets, combined with automated compliance checks and multi-chain settlement. Rather than acting purely as a consumer application, Onramp Money also operates as embedded infrastructure that wallets, exchanges, and other platforms plug into to offer crypto purchases within their own interfaces.

Its core offerings span buying, selling, and swapping a range of supported tokens across multiple blockchains, along with software development kits and widgets that let partner platforms integrate these services directly. Additional tools support merchant checkout use cases, such as accepting crypto payments for goods, tickets, and other digital items. Onramp Money is used by individual crypto buyers as well as wallets, exchanges, and other Web3 applications seeking localized payment rails for their users.

- Type: Company
- Sector: Payments
- Status: Active
- Founded: 2022-01-01
- Profile: https://thegrid.id/profiles/onramp_money

## Products

- [Onramp Money](https://thegrid.id/profiles/onramp_money): Onramp Money is a fiat-to-crypto payment infrastructure that lets individuals and businesses convert between local currencies and cryptocurrencies. It processes fiat purchases and sales of digital assets through local payment methods, and also lets users swap between supported tokens across multiple blockchains, spend crypto through gift cards at a range of merchants, and move value through stablecoin-based payouts. The service is accessible through a website widget, mobile applications, and an API or SDK that other wallets and exchanges embed for their own users. Identity verification and compliance checks are built into the transaction flow across the countries it serves. (On/Off Ramp, Live, Main Product)
- [Onramp OTC Desk](https://thegrid.id/profiles/onramp_money): Onramp OTC Desk is an over-the-counter trading service for high-volume fiat-to-crypto and crypto-to-fiat conversions. It matches institutional buyers and sellers directly through a request-for-quote process, bypassing public exchange order books to settle large trades at a fixed price without slippage. Businesses submit a trade inquiry, receive a custom quote from a dedicated account manager, and settle instantly or within a set window once the trade is confirmed. (OTC, Live)

## Links

- [Main](https://onramp.money)
- [Documentation](https://docs.onramp.money/onramp)
- [Blog](https://onramp.money/news)
- [Privacy policy](https://onramp.money/assets/privacyPolicy.pdf)
- [Terms of Service](https://onramp.money/assets/termsAndConditions.pdf)
- [Media Kit/branding](https://drive.google.com/uc?export=download&id=1U9B9AdMIL5Tjg4OSLenWBaCDMQzWW9z4)
- [Twitter / X](https://x.com/onrampmoney)
- [YouTube](https://www.youtube.com/@onrampmoney)
- [LinkedIn](https://www.linkedin.com/company/onrampmoney)
- [Telegram](https://t.me/onramp_money)
- [Facebook](https://www.facebook.com/onrampmoney)

## Legal

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Model 2 - commercial licenses. The Grid Data Service (TGDS) is also available as a commercial license. See [Web Services Terms](https://about.thegrid.id/legal/web-services-terms) for commercial use that is not covered by the open data service.

The following applies to both licensing models.
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- [Data Licensing & Disclaimers](https://about.thegrid.id/legal/data-licensing-and-disclaimers): Licensing models and disclaimers
- [Open Data (ODbL)](https://about.thegrid.id/legal/open-data): Open Database License terms and scope for The Grid's open data service.
- [Attribution Guidelines](https://about.thegrid.id/legal/open-data-attribution-guidelines): How to attribute The Grid's data when using the open data service.
- [Web Services Terms](https://about.thegrid.id/legal/web-services-terms): commercial Terms for using data services.
- [All Legal Documents](https://about.thegrid.id/legal): Full index of terms, policies, and disclosures

## Optional

- [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model
- [TGS JSON Structure](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-json-structure.md): Data model structure and relationships
- [Product Type Definitions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-definitions.md): Definitions for each product type
- [Product Type Classification](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-classification.md): Guide for classifying products into types
- [Grid MCP Guide](https://github.com/The-Grid-Data/workspace-public/blob/main/grid-search/skills/grid-query/references/grid-mcp-guide.md): How to query The Grid programmatically via MCP