# OnRe

> Institutional-grade yield, backed by real-world reinsurance

OnRe connects digital assets with the reinsurance industry through regulated on-chain underwriting that generates consistent yields from real-world premiums.

OnRe operates as a regulated on-chain asset manager that enables digital asset holders to access the reinsurance market through blockchain technology. Licensed by the Bermuda Monetary Authority under both Digital Asset Business and Insurance Acts, the platform accepts stablecoins as collateral for underwriting real-world reinsurance contracts across property catastrophe and specialty lines including cyber, tech errors and omissions, and directors and officers coverage.

- Type: Company
- Sector: Finance
- Status: Active
- Founded: 2025-05-01
- Profile: https://thegrid.id/profiles/onre

## Products

- [ONyc Pool](https://thegrid.id/profiles/onre): ONyc Pool is a regulated on-chain reinsurance pool that accepts stablecoin collateral to underwrite real-world reinsurance contracts. Users deposit stablecoins to mint ONyc tokens representing fractional ownership in the pool, earning yields from insurance premiums and collateral returns while maintaining liquidity through composability across Solana DeFi protocols. (RWA Tokenisation Platform, Live, Main Product)

## Assets

- [Onchain Yield Coin (ONyc)](https://thegrid.id/profiles/onre): ONyc is the yield-bearing token of OnRe's regulated reinsurance pool on Solana. It is used to represent fractional ownership in the pool, earning yields from insurance premiums and stablecoin collateral returns while maintaining composability across DeFi protocols for lending, borrowing, and liquidity provision. The token appreciates in value as the pool performs rather than rebasing, providing holders with market-independent returns derived from underwriting real-world insurance risk instead of crypto market volatility. (Utility)

## Links

- [Main](https://www.onre.finance)
- [Blog](https://www.onre.finance/blog)
- [Documentation](https://docs.onre.finance)
- [Terms of Service](https://www.onre.finance/legal/platform-terms-of-use)
- [Privacy policy](https://www.onre.finance/legal/privacy-policy)
- [Media Kit/branding](https://docs.onre.finance/useful-links/media-assets)
- [Twitter / X](https://x.com/onrefinance)
- [Discord](https://discord.gg/onrefinance)
- [Telegram](https://t.me/OnRe Finance)
- [GitHub](https://github.com/onre-finance)

## Legal

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Model 2 - commercial licenses. The Grid Data Service (TGDS) is also available as a commercial license. See [Web Services Terms](https://about.thegrid.id/legal/web-services-terms) for commercial use that is not covered by the open data service.

The following applies to both licensing models.
- All data is provided AS IS with no guarantees of accuracy.
- The Grid does not provide investment, legal, or tax advice, and
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- [Data Licensing & Disclaimers](https://about.thegrid.id/legal/data-licensing-and-disclaimers): Licensing models and disclaimers
- [Open Data (ODbL)](https://about.thegrid.id/legal/open-data): Open Database License terms and scope for The Grid's open data service.
- [Attribution Guidelines](https://about.thegrid.id/legal/open-data-attribution-guidelines): How to attribute The Grid's data when using the open data service.
- [Web Services Terms](https://about.thegrid.id/legal/web-services-terms): commercial Terms for using data services.
- [All Legal Documents](https://about.thegrid.id/legal): Full index of terms, policies, and disclosures

## Optional

- [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model
- [TGS JSON Structure](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-json-structure.md): Data model structure and relationships
- [Product Type Definitions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-definitions.md): Definitions for each product type
- [Product Type Classification](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-classification.md): Guide for classifying products into types
- [Grid MCP Guide](https://github.com/The-Grid-Data/workspace-public/blob/main/grid-search/skills/grid-query/references/grid-mcp-guide.md): How to query The Grid programmatically via MCP