# Orbi > Everyday Crypto Orbi is a Mexican fintech offering digital dollar accounts backed by stablecoins. It lets users buy, hold, send, and spend digital dollars through a wallet and payment card. Orbi is a Mexican financial technology company that provides digital dollar accounts built on stablecoin infrastructure. It allows users to convert between pesos and digital dollars, hold balances, send payments, and spend through a linked payment card. The service is aimed at individuals in Mexico who want dollar-denominated savings and payments without relying on a traditional bank account. Orbi positions itself as an alternative to both traditional banks and foreign fintech platforms, addressing barriers such as slow onboarding, limited hours, and unfavorable exchange rates. It operates as a regulated virtual asset service provider, applying identity verification and transaction monitoring in line with anti-money-laundering requirements. Funds are converted to stablecoins and managed through custody arrangements with external providers, allowing continuous, non-bank-hours settlement. Its core offerings include a digital wallet for holding and converting digital dollars, a payment card usable for international purchases and ATM withdrawals, and a yield feature that lets users earn rewards on their stablecoin balances. Orbi also provides a business-facing payments gateway for merchants to accept digital dollar payments. The service is used by individuals seeking dollar exposure and payment flexibility, as well as businesses integrating stablecoin payment acceptance. - Type: Company - Sector: Payments - Status: Active - Founded: 2022-06-01 - Profile: https://thegrid.id/profiles/orbi ## Products - [Orbi Wallet](https://thegrid.id/profiles/orbi): Orbi Wallet is a self-custody digital dollar account that lets users buy, hold, send, and spend stablecoins and other digital assets. It accepts Mexican peso deposits via SPEI transfers with instant conversion into stablecoins, and supports transfers to external wallets and exchanges across multiple blockchains. Within the same account, users can freeze balances for a fixed term to earn tiered rewards, pay utility and service bills, top up mobile phone plans, and purchase digital gift cards without converting back to pesos. The app is aimed at Mexican residents seeking a global dollar-denominated account alongside everyday payment utility. It works as a single unified interface for saving, converting, and spending digital dollars. (Wallet, Live, Main Product) - [Orbi Card](https://thegrid.id/profiles/orbi): Orbi Card is a physical and virtual payment card that draws on stablecoin balances held in a linked digital dollar account. The card converts stablecoin balances into fiat at the point of sale, allowing purchases anywhere a major card network is accepted. Users can pay online and in-store, make international purchases, and withdraw cash from ATMs directly against their digital dollar balance. (Card, Live) - [Orbi Pay](https://thegrid.id/profiles/orbi): Orbi Pay is a peer-to-peer payment feature that enables instant transfers of stablecoins between Orbi account holders without network fees. Users send and receive funds using usernames rather than wallet addresses, simplifying transfers between accounts on the platform. It is designed for everyday transfers among Orbi users rather than external blockchain transactions. (Peer to Peer & Remittance, Live) - [Orbi Gateway](https://thegrid.id/profiles/orbi): Orbi Gateway is a merchant payment gateway that enables businesses to accept stablecoin payments as part of their checkout flow. It integrates with a business's existing sales channels to process digital dollar payments from customers. The product is hosted on its own platform separate from the consumer Orbi app and is aimed at businesses rather than individual consumers. (Merchant Payment Gateway, Live) ## Links - [Main](https://orbi.finance) - [Blog](https://blog.orbi.finance) - [Privacy policy](https://orbi.finance/privacy) - [Terms of Service](https://orbi.finance/terms) - [Twitter / X](https://x.com/orbi_finance) - [Instagram](https://instagram.com/orbi.finance) - [LinkedIn](https://linkedin.com/company/orbi-fin) - [TikTok](https://www.tiktok.com/@orbi.finance) ## Legal This data is provided under two licensing models. Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. Attribution is required: include "Powered by The Grid" linking to https://thegrid.id wherever the data is used. Derivative databases must be shared under ODbL terms. 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