# OxaPay

> Generate invoice without coding

OxaPay is a cryptocurrency payment gateway for businesses and developers. It offers merchant APIs, invoicing, payment links, and payout tools without requiring identity verification.

OxaPay is a cryptocurrency payment gateway that lets businesses and developers accept and send digital asset payments online. It provides a merchant API, hosted payment links, and plugins that integrate into websites and applications, along with a personal wallet and swap feature for individual users. The platform is built for merchants, e-commerce operators, and developers who want to add crypto payment acceptance without building blockchain infrastructure themselves.

The service addresses the operational complexity of receiving payments across multiple cryptocurrencies by generating invoices, static wallet addresses, and payment links that convert incoming funds automatically. Payments can be tracked through a merchant dashboard, and businesses can issue payouts to external wallets directly from their account balance. Access to core features does not require identity verification, which distinguishes it from many custodial payment processors that impose onboarding checks.

Its product range spans a Merchant Service that accepts payments through invoices, white-label checkout, static addresses, and a browser-based point-of-sale terminal. A payout service handles automated mass transfers, while the wallet bundles storage, payment links, donation tools, and an internal swap function. OxaPay is used by online merchants, software developers integrating payments into applications, and individuals seeking a non-custodial way to send or receive cryptocurrency.

- Type: Company
- Sector: Payments
- Status: Active
- Founded: 2019-01-01
- Profile: https://thegrid.id/profiles/oxapay

## Products

- [OxaPay Merchant Service](https://thegrid.id/profiles/oxapay): OxaPay Merchant Service is a merchant payment gateway that lets businesses accept cryptocurrency payments through invoices, white-label checkout pages, static deposit addresses, and a browser-based point-of-sale terminal for in-person transactions. It works through REST API integration using a merchant key, enabling webhook notifications, auto-conversion to stablecoins, and configurable underpaid coverage. Invoices give merchants trackable payment requests for online orders, while the white-label option presents a branded checkout under the merchant's own domain. Static addresses assign a permanent deposit address per customer for recurring transactions, and the point-of-sale terminal generates scannable QR codes for in-person payments on any device without extra hardware. Merchants connect through official plugins for common e-commerce platforms and settle in multiple cryptocurrencies. (Merchant Payment Gateway, Live, Main Product)
- [OxaPay Wallet](https://thegrid.id/profiles/oxapay): OxaPay Wallet is a non-custodial wallet that lets users store, send, and manage multiple cryptocurrencies through web, Telegram, and browser extension interfaces. It supports zero-fee internal transfers between OxaPay accounts and an integrated swap feature for converting between supported assets at market or limit prices without blockchain fees. Users can generate shareable payment links and donation buttons to request funds for ad-hoc transactions, website integrations, or social sharing, tracking activity through dashboard analytics with QR codes and real-time notifications. Payments and donations can be paid directly from wallet balance, with transaction history viewable across a range of supported assets. (Wallet, Live)
- [OxaPay Payout Service](https://thegrid.id/profiles/oxapay): OxaPay Payout Service is a payments infrastructure and orchestration product providing an API for automated mass cryptocurrency transfers to multiple recipient addresses. It processes batch payments for use cases such as payroll, affiliate commissions, and vendor settlements, with scheduled or instant withdrawal options accessed through a dedicated payout key. Internal transfers between OxaPay accounts are free, while external transfers incur standard blockchain fees, and webhook notifications log payout history. (Payments Infrastructure & Orchestration, Live)

## Links

- [Main](https://oxapay.com)
- [Documentation](https://docs.oxapay.com)
- [Blog](https://oxapay.com/blog)
- [Media Kit/branding](https://oxapay.com/brand-assets)
- [Privacy policy](https://oxapay.com/terms-privacy-policy)
- [Twitter / X](https://x.com/oxapay)
- [Telegram](https://t.me/oxapay)
- [YouTube](https://www.youtube.com/@OxaPayOfficial)

## Legal

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Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. Attribution is required: include "Powered by The Grid" linking to https://thegrid.id wherever the data is used. Derivative databases must be shared under ODbL terms. Trademarks, logos, and brand names (marked "Special TPIP") are not covered by the ODbL. For ML/AI use: training datasets that substantially extract ODbL data are Derivative Databases and must be shared under ODbL if publicly used; models must be attributed in documentation.

Model 2 - commercial licenses. The Grid Data Service (TGDS) is also available as a commercial license. See [Web Services Terms](https://about.thegrid.id/legal/web-services-terms) for commercial use that is not covered by the open data service.

The following applies to both licensing models.
- All data is provided AS IS with no guarantees of accuracy.
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- [Data Licensing & Disclaimers](https://about.thegrid.id/legal/data-licensing-and-disclaimers): Licensing models and disclaimers
- [Open Data (ODbL)](https://about.thegrid.id/legal/open-data): Open Database License terms and scope for The Grid's open data service.
- [Attribution Guidelines](https://about.thegrid.id/legal/open-data-attribution-guidelines): How to attribute The Grid's data when using the open data service.
- [Web Services Terms](https://about.thegrid.id/legal/web-services-terms): commercial Terms for using data services.
- [All Legal Documents](https://about.thegrid.id/legal): Full index of terms, policies, and disclosures

## Optional

- [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model
- [TGS JSON Structure](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-json-structure.md): Data model structure and relationships
- [Product Type Definitions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-definitions.md): Definitions for each product type
- [Product Type Classification](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-classification.md): Guide for classifying products into types
- [Grid MCP Guide](https://github.com/The-Grid-Data/workspace-public/blob/main/grid-search/skills/grid-query/references/grid-mcp-guide.md): How to query The Grid programmatically via MCP