# Pay Protocol

> Decentralized crypto payment and wallet infrastructure for B2C enterprises

Pay Protocol enables B2C businesses to accept, manage, and disburse crypto through self-custodial infrastructure built on smart contracts.

Pay Protocol provides decentralized payment and wallet infrastructure for B2C enterprises through keyless smart contract architecture. The platform enables businesses to operate self-custodial crypto payment systems without private key management, using Gnosis multi-signature technology and automated fund aggregation, which it claims to reduce gas costs by up to 95% compared to traditional solutions.

- Type: Company
- Sector: Payments
- Status: Active
- Founded: 2024-01-01
- Profile: https://thegrid.id/profiles/pay_protocol

## Products

- [Pay Protocol Platform](https://thegrid.id/profiles/pay_protocol): Pay Protocol Platform provides keyless self-custody payment infrastructure through smart contract architecture, enabling merchants to accept cryptocurrency payments with multi-signature security. The system deploys sub-contract wallets for transaction isolation, implements automated fund aggregation with cold-hot wallet separation, and reduces gas costs through assembly-level contract optimization. Merchants maintain full asset control without private key management, while the platform handles payment processing, order tracking, and blockchain settlement across EVM and TVM networks. (Payments Infrastructure & Orchestration, Live, Main Product)

## Links

- [Main](https://payprotocol.network)
- [Documentation](https://doc.payprotocol.network)
- [Blog](https://doc.payprotocol.network/blog)
- [Twitter / X](https://x.com/pay_protocol)
- [YouTube](https://www.youtube.com/@payprotocol-web3)
- [Discord](https://discord.com/invite/JWpjkDq5Eb)
- [Telegram](https://t.me/pay_protocol)
- [GitHub](https://github.com/PayProtocol-Network)

## Legal

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- [Data Licensing & Disclaimers](https://about.thegrid.id/legal/data-licensing-and-disclaimers): Licensing models and disclaimers
- [Open Data (ODbL)](https://about.thegrid.id/legal/open-data): Open Database License terms and scope for The Grid's open data service.
- [Attribution Guidelines](https://about.thegrid.id/legal/open-data-attribution-guidelines): How to attribute The Grid's data when using the open data service.
- [Web Services Terms](https://about.thegrid.id/legal/web-services-terms): commercial Terms for using data services.
- [All Legal Documents](https://about.thegrid.id/legal): Full index of terms, policies, and disclosures

## Optional

- [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model
- [TGS JSON Structure](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-json-structure.md): Data model structure and relationships
- [Product Type Definitions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-definitions.md): Definitions for each product type
- [Product Type Classification](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-classification.md): Guide for classifying products into types
- [Grid MCP Guide](https://github.com/The-Grid-Data/workspace-public/blob/main/grid-search/skills/grid-query/references/grid-mcp-guide.md): How to query The Grid programmatically via MCP