# Payd

> Borderless finance for the global workforce

Payd helps freelancers and businesses send and receive global payments instantly using digital currencies and traditional payment methods.

Payd helps freelancers, creators, and businesses manage cross-border payments through digital currency technology and traditional payment rails. Users can create invoices, receive payments from global clients, send bulk payments to teams, and access virtual USD and EUR accounts. PaydHQ reduces international payment fees and eliminates multi-day settlement delays through stablecoin integration.

- Type: Company
- Sector: Payments
- Status: Active
- Profile: https://thegrid.id/profiles/payd

## Products

- [Payd Wallet](https://thegrid.id/profiles/payd): Payd is a neobank for global freelancers and remote workers, providing USD and EUR accounts, professional invoicing and payment links, instant transfers to multiple countries via mobile money and bank rails, and WhatsApp-native payment management. (Neobank, Live, Main Product)
- [Payd Business](https://thegrid.id/profiles/payd): Payd Business is a B2B neobank for borderless companies, providing global payroll to contractors across multiple countries, spend management with role-based controls, multi-currency support, and professional invoicing with automated reminders and reporting. (Neobank, Live)

## Links

- [Main](https://paydhq.com)
- [Privacy policy](https://paydhq.com/legal/privacy)
- [Terms of Service](https://paydhq.com/legal/terms)
- [Blog](https://paydhq.com/blog)
- [Twitter / X](https://x.com/paydhq)
- [Instagram](https://instagram.com/paydhq)
- [LinkedIn](https://linkedin.com/company/mypaydapp)
- [Facebook](https://facebook.com/mypaydapp)
- [Telegram](https://t.me/mypaydapp)

## Legal

This data is provided under two licensing models.

Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. Attribution is required: include "Powered by The Grid" linking to https://thegrid.id wherever the data is used. Derivative databases must be shared under ODbL terms. Trademarks, logos, and brand names (marked "Special TPIP") are not covered by the ODbL. For ML/AI use: training datasets that substantially extract ODbL data are Derivative Databases and must be shared under ODbL if publicly used; models must be attributed in documentation.

Model 2 - commercial licenses. The Grid Data Service (TGDS) is also available as a commercial license. See [Web Services Terms](https://about.thegrid.id/legal/web-services-terms) for commercial use that is not covered by the open data service.

The following applies to both licensing models.
- All data is provided AS IS with no guarantees of accuracy.
- The Grid does not provide investment, legal, or tax advice, and
- a project's presence in The Grid's data does not imply endorsement.


- [Data Licensing & Disclaimers](https://about.thegrid.id/legal/data-licensing-and-disclaimers): Licensing models and disclaimers
- [Open Data (ODbL)](https://about.thegrid.id/legal/open-data): Open Database License terms and scope for The Grid's open data service.
- [Attribution Guidelines](https://about.thegrid.id/legal/open-data-attribution-guidelines): How to attribute The Grid's data when using the open data service.
- [Web Services Terms](https://about.thegrid.id/legal/web-services-terms): commercial Terms for using data services.
- [All Legal Documents](https://about.thegrid.id/legal): Full index of terms, policies, and disclosures

## Optional

- [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model
- [TGS JSON Structure](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-json-structure.md): Data model structure and relationships
- [Product Type Definitions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-definitions.md): Definitions for each product type
- [Product Type Classification](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-classification.md): Guide for classifying products into types
- [Grid MCP Guide](https://github.com/The-Grid-Data/workspace-public/blob/main/grid-search/skills/grid-query/references/grid-mcp-guide.md): How to query The Grid programmatically via MCP