# Peanut Protocol > Buttery smooth global money Peanut Protocol is a self-custodial digital dollar wallet and payments project. It lets users hold, send, and spend digital dollars globally, including through local payment rails in select regions. Peanut Protocol is a project that provides a self-custodial wallet for holding, sending, and receiving digital dollars across multiple blockchains. Users access funds through link based transfers and QR codes without needing to manage technical blockchain details directly, while retaining custody of their own assets. The project targets individuals who need to move money internationally, including those without access to traditional banking rails. The project addresses friction in cross-border payments by letting users deposit, withdraw, and spend digital dollars without transfer fees and with continuous availability. In select countries, Peanut connects to local payment networks so users can pay merchants directly from their digital dollar balance using existing local QR payment systems, with exchange rates locked at the moment of payment. Identification requirements are kept broad, accepting a passport or national identification document from any country rather than requiring local documentation. Beyond wallet functionality, Peanut offers a card product for spending digital dollars and supports deposits and withdrawals through third-party partners. Security relies on passkey authentication and biometric verification rather than passwords, with funds held in accounts controlled by the user rather than the project. It is used by individuals seeking to hold and move digital dollars for everyday spending and remittances, including newcomers to a country without local banking access. - Type: Project - Sector: Payments - Status: Active - Founded: 2022-09-01 - Profile: https://thegrid.id/profiles/peanut_protocol ## Products - [Peanut Protocol](https://thegrid.id/profiles/peanut_protocol): Peanut Protocol is a self-custodial peer-to-peer payments application for sending and receiving digital dollars across borders. Users deposit and withdraw funds using passkey authentication, then send money via simple links or QR codes, including local payment rails such as MercadoPago QR in Argentina and Pix in Brazil, with no local ID or bank account required. The app covers network fees on deposits and withdrawals and supports multiple stablecoins across several blockchain networks. Developers can integrate payment functionality into their own applications through an accompanying SDK and API. (Peer to Peer & Remittance, Live, Main Product) - [Peanut Card](https://thegrid.id/profiles/peanut_protocol): Peanut Card is a virtual payment card that lets users spend digital dollars held in their Peanut account directly at merchants. The card draws on the same self-custodial balance used for peer-to-peer transfers, converting funds at the point of sale without requiring a separate bank account. It follows its own eligibility and fee schedule distinct from the core transfer service and is currently accessible through a closed waitlist. (Card, Early access) ## Links - [Main](https://peanut.me) - [Documentation](https://peanut.me/en/help) - [Terms of Service](https://peanutprotocol.notion.site/Terms-of-Service-Privacy-Policy-1f245331837f4b7e860261be8374cc3a) - [Privacy policy](https://peanutprotocol.notion.site/Privacy-Policy-37debda366c941f2bbb8db8c113d8c8b) - [Blog](https://peanut.me/en/blog) - [Twitter / X](https://x.com/PeanutProtocol) - [GitHub](https://github.com/peanutprotocol) - [Twitter / X](https://x.com/joinpeanut) - [Telegram](https://t.me/clubpeanut) ## Legal This data is provided under two licensing models. Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. Attribution is required: include "Powered by The Grid" linking to https://thegrid.id wherever the data is used. Derivative databases must be shared under ODbL terms. 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