# Peer

> Crypto in second, for less

Peer lets users onramp and offramp between fiat and crypto through peer-to-peer transactions powered by TEEs, with no additional verification.


Peer lets users onramp and offramp between fiat and crypto via Venmo, Revolut, Wise, Cash App, PayPal, and more across multiple blockchains without additional verification. Users settle transactions instantly through non-custodial smart contract escrows, with only a payment username shared between counterparties. Trusted Execution Environments (TEEs) attest each payment in real time, removing the need for banks, custodians, or platform operators to verify settlement.

- Type: Protocol
- Sector: Payments
- Status: Active
- Founded: 2023-11-01
- Profile: https://thegrid.id/profiles/peer

## Products

- [Peer Protocol](https://thegrid.id/profiles/peer): Peer Protocol is a peer-to-peer fiat onramp that uses zero-knowledge proofs and smart contract escrows to enable trustless conversion from traditional payment platforms to cryptocurrency across multiple blockchains. (On/Off Ramp, Live, Main Product)
- [PeerAuth](https://thegrid.id/profiles/peer): PeerAuth is a browser extension and mobile appclip that enables users to generate privacy-preserving web proofs using cryptographic primitives like zkTLS, TLSNotary, and zkEmail for authentication purposes. (Developer Tooling, Live)

## Links

- [Main](https://www.peer.xyz)
- [Documentation](https://docs.peer.xyz)
- [Media Kit/branding](https://docs.peer.xyz/brand-kit)
- [Blog](https://docs.peer.xyz/blog)
- [Privacy policy](https://www.peer.xyz/pp)
- [Terms of Service](https://www.peer.xyz/tos)
- [Twitter / X](https://x.com/zkp2p)
- [Telegram](https://t.me/+XDj9FNnW-xs5ODNl)
- [GitHub](https://github.com/zkp2p)
- [Twitter / X](https://x.com/peerxyz)
- [Discord](https://discord.com/invite/h3rzP79jj3)
- [YouTube](https://www.youtube.com/@ZKP2P)

## Legal

This data is provided under two licensing models.

Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. Attribution is required: include "Powered by The Grid" linking to https://thegrid.id wherever the data is used. Derivative databases must be shared under ODbL terms. Trademarks, logos, and brand names (marked "Special TPIP") are not covered by the ODbL. For ML/AI use: training datasets that substantially extract ODbL data are Derivative Databases and must be shared under ODbL if publicly used; models must be attributed in documentation.

Model 2 - commercial licenses. The Grid Data Service (TGDS) is also available as a commercial license. See [Web Services Terms](https://about.thegrid.id/legal/web-services-terms) for commercial use that is not covered by the open data service.

The following applies to both licensing models.
- All data is provided AS IS with no guarantees of accuracy.
- The Grid does not provide investment, legal, or tax advice, and
- a project's presence in The Grid's data does not imply endorsement.


- [Data Licensing & Disclaimers](https://about.thegrid.id/legal/data-licensing-and-disclaimers): Licensing models and disclaimers
- [Open Data (ODbL)](https://about.thegrid.id/legal/open-data): Open Database License terms and scope for The Grid's open data service.
- [Attribution Guidelines](https://about.thegrid.id/legal/open-data-attribution-guidelines): How to attribute The Grid's data when using the open data service.
- [Web Services Terms](https://about.thegrid.id/legal/web-services-terms): commercial Terms for using data services.
- [All Legal Documents](https://about.thegrid.id/legal): Full index of terms, policies, and disclosures

## Optional

- [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model
- [TGS JSON Structure](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-json-structure.md): Data model structure and relationships
- [Product Type Definitions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-definitions.md): Definitions for each product type
- [Product Type Classification](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-classification.md): Guide for classifying products into types
- [Grid MCP Guide](https://github.com/The-Grid-Data/workspace-public/blob/main/grid-search/skills/grid-query/references/grid-mcp-guide.md): How to query The Grid programmatically via MCP