# PointPay > All crypto services in one place PointPay is a centralized cryptocurrency exchange. It lets users trade spot and futures markets, stake assets, and buy crypto by card or peer to peer. PointPay is a centralized cryptocurrency exchange for beginners and experienced traders. It offers spot and perpetual futures trading, instant conversions, and crypto purchases by card, bank transfer, or peer-to-peer. Users manage trading, staking, and savings from one account on web and mobile apps. Staking and savings accounts pay rewards on deposited crypto, and a Launchpad gives users access to new token sales. Learn and Earn lessons, trading competitions, and a reward hub give users bonuses for completing tasks. A web terminal offers non-custodial access to decentralized trading. PointPay also runs its own EVM-compatible Layer 1 blockchain with a block explorer and an NFT marketplace. The PXP token is the network's native currency and gives holders fee discounts and higher staking rates. PointPay is used by retail traders, stakers, and token projects. - Type: Company - Sector: Finance - Status: Active - Founded: 2018-01-01 - Profile: https://thegrid.id/profiles/pointpay ## Products - [PointPay Exchange](https://thegrid.id/profiles/pointpay): PointPay Exchange is a centralized cryptocurrency trading platform offering spot markets, perpetual futures contracts, peer-to-peer trading, and instant asset conversions. Users can purchase crypto with fiat via card and bank transfer and hold assets in a Vault providing staking and savings account options. The platform includes a Launchpad for new token offerings, a Token Booster for additional yield, a Learn & Earn educational module, trading competitions, and referral and affiliate programs. Fee discounts and additional staking yields are available to PXP token holders. The platform is accessible via web and mobile applications for iOS and Android. (Centralised Exchange, Live, Main Product) - [PointPay Blockchain](https://thegrid.id/profiles/pointpay): PointPay Blockchain is an EVM-compatible Layer 1 network that uses proof-of-stake consensus and PXP as its native currency. It supports smart contract deployment and decentralized application development and offers public RPC access. (L1, Live) - [PointPay Explorer](https://thegrid.id/profiles/pointpay): PointPay Explorer is a block explorer and analytics platform for the PointPay Blockchain. It lets users search blocks, transactions, wallet addresses, and verified smart contracts on mainnet. (Block Explorer, Live) - [PointPay NFT Marketplace](https://thegrid.id/profiles/pointpay): PointPay NFT Marketplace is a platform for buying, selling, and listing non-fungible tokens. It supports collections on multiple blockchains and includes mystery boxes and ranked collection leaderboards. (NFT Marketplace, Live) - [PointPay Web3 Terminal](https://thegrid.id/profiles/pointpay): PointPay Web3 Terminal is a decentralized exchange aggregator and trading terminal. Users trade tokens through a non-custodial interface, and projects use its tools to launch and promote tokens, blockchains, and DeFi ecosystems. (Decentralised Exchange, Live) ## Assets - [PointPay Token (PXP)](https://thegrid.id/profiles/pointpay): PXP is the native token of the PointPay blockchain, an EVM-compatible Layer 1 network with Proof-of-Stake consensus. It is used for paying network transaction fees, reducing maker and taker trading fees on the exchange, accessing higher staking rates, and participating in platform governance votes. The token is also deployed on several other blockchains at the same contract address. (Native) ## Links - [Main](https://pointpay.io) - [Blog](https://blog.pointpay.io) - [Documentation](https://pointpay.gitbook.io/base) - [Telegram](https://t.me/pointpay_eng) - [Discord](https://discord.com/invite/pointpay) - [Instagram](https://www.instagram.com/pointpayofficial) - [Twitter / X](https://x.com/PointPay1) - [Facebook](https://www.facebook.com/PointPayLtd) - [LinkedIn](https://www.linkedin.com/company/pointpay) - [Medium](https://pointpay.medium.com) - [YouTube](https://www.youtube.com/channel/UCS-_VDX97myxM5yLPYezH-w) ## Legal This data is provided under two licensing models. Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. Attribution is required: include "Powered by The Grid" linking to https://thegrid.id wherever the data is used. Derivative databases must be shared under ODbL terms. 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