# Polytrade > Real-world trade, run on AI Polytrade is a trade finance company that builds and runs AI-assisted financial products. It offers tokenized receivables financing for lenders and businesses, alongside accounting software for trading businesses and copyable token baskets. Polytrade is a trade finance company that builds and operates AI-assisted financial products under one brand. Its core business finances real-world trade receivables, with each deal tokenized on-chain so lenders can fund and track their positions. It serves lenders, small and mid-sized trading businesses, and crypto traders. Financing starts when a supplier uploads invoices, purchase orders, and shipping documents for a pending receivable. AI models check those documents against source records and produce a risk score and term sheet, which the credit team confirms before lenders fund the advance. Senior deposits are backstopped by TRADE tokens held in treasury, with the reserve wallets published on-chain. Polytrade Finance is the flagship, alongside Ledgerless, an accounting tool for trading businesses, and Edge, which turns a written thesis into a copyable token basket run by an agent. TRADE holders can also stake the token across several networks. The products are used by lenders, trading businesses, and retail traders. - Type: Company - Sector: Finance - Status: Active - Founded: 2021-01-01 - Profile: https://thegrid.id/profiles/polytrade ## Products - [RWA Marketplace](https://thegrid.id/profiles/polytrade): RWA Marketplace was a multi-chain marketplace where users discovered, traded, and fractionalized tokenized real-world assets from multiple originators. Assets across a range of categories supported fractional ownership and secondary trading. The marketplace has been discontinued, and its address now redirects to the Polytrade homepage. (RWA Tokenisation Platform, Discontinued) - [Polytrade Finance](https://thegrid.id/profiles/polytrade): Polytrade Finance is a receivables financing platform that funds verified trade invoices for small and mid-sized businesses. Borrowers upload trade documents, AI models check them against source records and grade each deal, and approved receivables are tokenized as participations for lenders. Senior lenders invest on-chain from a connected wallet, backstopped by TRADE held in treasury, while registered junior lenders take the first-loss tranche. (Decentralised Borrowing & Lending, Live, Main Product) - [$TRADE Staking](https://thegrid.id/profiles/polytrade): $TRADE Staking lets TRADE token holders lock tokens in staking pools to earn community rewards. Pools run on multiple blockchains, and principal can be withdrawn at any time without penalty. (Staking & Validation Services, Live) - [Ledgerless](https://thegrid.id/profiles/polytrade): Ledgerless is an accounting tool for small and mid-sized trading businesses. It reads invoices, receipts, and bank statements, posts them to a double-entry ledger, and produces trial balances, profit and loss statements, and balance sheets from the same records. VAT returns and corporate tax preparation draw on that ledger, and agents follow up on ageing receivables within the permissions each business grants. (Tax tooling & Accounting, Live) - [Edge](https://thegrid.id/profiles/polytrade): Edge is a social trading platform where users turn a written thesis, theme, or set of social media accounts into a token basket that others can copy. AI proposes weighted tokens, and each pick is screened for liquidity, trading history, and transfer restrictions before it is added. Copiers fund an agent-run wallet that trades within the budget, stop-loss, and take-profit limits they sign, while basket creators earn a share of swap and performance fees. (Social Trading, Live) ## Assets - [Polytrade (TRADE)](https://thegrid.id/profiles/polytrade): TRADE is the utility token of Polytrade, a trade finance company that builds AI-assisted financial products. It is used for staking and as reserve collateral for Polytrade Finance, and is deployed on multiple blockchains. Polytrade Finance holds TRADE in treasury against each senior deposit, so the token backstops lenders against losses. (Utility) - [Reflection (Reflection)](https://thegrid.id/profiles/polytrade): Reflection is an NFT membership collection issued by Polytrade on Ethereum. It is used to access exclusive features on the Polytrade marketplace, receive allocations from partner airdrops, and participate in loyalty quests within the Real World Asset ecosystem. Holders gain priority access to tokenized asset deals and enhanced rewards through the platform's loyalty program, positioning the NFT as a membership tier for active participants in Polytrade's RWA marketplace. (NFT) ## Links - [Main](https://polytrade.app) - [Documentation](https://polytrade.gitbook.io/polytrade) - [Terms of Service](https://polytrade.app/terms) - [Privacy policy](https://polytrade.app/privacy) - [Blog](https://blog.polytrade.finance) - [Twitter / X](https://x.com/Polytrade_fin) - [LinkedIn](https://linkedin.com/company/polytradefinance) - [GitHub](https://github.com/polytrade-finance) - [Discord](https://discord.com/invite/5Zk94wRDrs) - [Telegram](https://t.me/Polytrade_Finance) - [YouTube](https://www.youtube.com/channel/UCKM9n9Q1_v8hiCvaGWw6-LA) - [Instagram](https://instagram.com/polytrade.finance) - [Substack](https://Polytrade.substack.com) - [Medium](https://medium.com/@Polytrade) - [Twitter / X](https://x.com/Polytrade_app) ## Legal This data is provided under two licensing models. Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. 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