# Pouchers

> Multicurrency wallet for global Africans

Pouchers is a stablecoin-powered multicurrency wallet that lets Africans send, receive, convert, and spend money across borders.

Pouchers serves freelancers, remote workers, and digital entrepreneurs across Africa who earn in multiple currencies and need reliable cross-border financial tools. Users can fund wallets with USDT or USDC stablecoins, issue virtual USD cards for international payments, and hold accounts in USD, EUR, GBP, and CAD. All transactions settle through stablecoin rails managed by licensed financial partners, reducing dependence on traditional banking infrastructure.

- Type: Company
- Sector: Payments
- Status: Active
- Founded: 2023-08-01
- Profile: https://thegrid.id/profiles/pouchers

## Products

- [Pouchers](https://thegrid.id/profiles/pouchers): Pouchers is a stablecoin-powered multicurrency wallet and financial platform built for global Africans. Users fund wallets with stablecoins across multiple blockchain networks and can hold balances in USD, EUR, GBP, or CAD. Core features include virtual dollar cards for international online payments, virtual bank accounts in four currencies for receiving payments from platforms like Upwork and Fiverr, peer-to-peer and Nigerian bank transfers, utility bill payments covering airtime, mobile data, electricity, and cable TV, and spending analytics with detailed transaction breakdowns. (Neobank, Live, Main Product)
- [Pouchers Virtual Dollar Card](https://thegrid.id/profiles/pouchers): Pouchers Virtual Dollar Card is a stablecoin-funded virtual USD card for Africans, instantly issued and usable for global online payments, fundable via Naira bank transfer or USDC/USDT. (Card, Live)

## Links

- [Main](https://pouchers.io)
- [Blog](https://pouchers.io/blog)
- [Documentation](https://help.pouchers.io/en)
- [Terms of Service](https://pouchers.io/terms-of-use)
- [Privacy policy](https://pouchers.io/privacy-policy)
- [Twitter / X](https://x.com/pouchers_io)
- [Instagram](https://instagram.com/pouchers_io)
- [LinkedIn](https://linkedin.com/company/pouchersio)
- [TikTok](https://tiktok.com/@pouchers_io)

## Legal

This data is provided under two licensing models.

Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. Attribution is required: include "Powered by The Grid" linking to https://thegrid.id wherever the data is used. Derivative databases must be shared under ODbL terms. Trademarks, logos, and brand names (marked "Special TPIP") are not covered by the ODbL. For ML/AI use: training datasets that substantially extract ODbL data are Derivative Databases and must be shared under ODbL if publicly used; models must be attributed in documentation.

Model 2 - commercial licenses. The Grid Data Service (TGDS) is also available as a commercial license. See [Web Services Terms](https://about.thegrid.id/legal/web-services-terms) for commercial use that is not covered by the open data service.

The following applies to both licensing models.
- All data is provided AS IS with no guarantees of accuracy.
- The Grid does not provide investment, legal, or tax advice, and
- a project's presence in The Grid's data does not imply endorsement.


- [Data Licensing & Disclaimers](https://about.thegrid.id/legal/data-licensing-and-disclaimers): Licensing models and disclaimers
- [Open Data (ODbL)](https://about.thegrid.id/legal/open-data): Open Database License terms and scope for The Grid's open data service.
- [Attribution Guidelines](https://about.thegrid.id/legal/open-data-attribution-guidelines): How to attribute The Grid's data when using the open data service.
- [Web Services Terms](https://about.thegrid.id/legal/web-services-terms): commercial Terms for using data services.
- [All Legal Documents](https://about.thegrid.id/legal): Full index of terms, policies, and disclosures

## Optional

- [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model
- [TGS JSON Structure](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-json-structure.md): Data model structure and relationships
- [Product Type Definitions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-definitions.md): Definitions for each product type
- [Product Type Classification](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-classification.md): Guide for classifying products into types
- [Grid MCP Guide](https://github.com/The-Grid-Data/workspace-public/blob/main/grid-search/skills/grid-query/references/grid-mcp-guide.md): How to query The Grid programmatically via MCP