# Pretium Finance

> Unlocking the value of crypto coins

Pretium makes stablecoins spendable for everyday transactions across Africa by bridging the blockchain networks to local payment rails, including mobile money and the traditional banking infrastructure.

Pretium enables merchants and individuals across Africa to accept and spend stablecoins for everyday transactions by connecting blockchain networks to mobile money and banking infrastructure. Users can pay for shopping, utilities, rent, school fees, and cross-border transfers directly with USDT through the mobile app or API integration. The platform eliminates reliance on peer-to-peer exchanges, making stablecoins practical for daily commerce.

- Type: Company
- Sector: Payments
- Status: Active
- Founded: 2024-09-19
- Profile: https://thegrid.id/profiles/pretium_finance

## Products

- [Pretium Finance App](https://thegrid.id/profiles/pretium_finance): Pretium makes stablecoins like USDT and USDC spendable across Africa by bridging local payment rails, such as mobile money networks, with blockchain infrastructure. The app enables users to pay bills, pay merchants, send cross-border transfers, and access crypto-backed lending across multiple African markets. (Bill Pay tools, Live, Main Product)
- [Pretium APIs](https://thegrid.id/profiles/pretium_finance): Pretium APIs provides a unified API that simplifies access to fragmented fiat/crypto payment rails across Africa.

With this API, organizations can accept and disburse crypto payments. (Payments Infrastructure & Orchestration, Live)
- [Pretium Checkout](https://thegrid.id/profiles/pretium_finance): Pretium Checkout is a lightweight, no code e-commerce widget that enables businesses across Africa to instantly accept crypto payments and settle in local fiat with minimal fees. (Payments Infrastructure & Orchestration, Live)

## Links

- [Main](https://pretium.africa)
- [Terms of Service](https://pretium.africa/term-of-use)
- [Privacy policy](https://pretium.africa/privacy-policy)
- [Documentation](https://docs.pretium.africa)
- [Twitter / X](https://x.com/PretiumApp)
- [LinkedIn](https://linkedin.com/company/pretium-finance)
- [Telegram](https://t.me/+-8nyVGLheGhkZjA0)
- [Twitter / X](https://x.com/PretiumApp)
- [LinkedIn](https://www.linkedin.com/company/pretium-finance)

## Legal

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Model 2 - commercial licenses. The Grid Data Service (TGDS) is also available as a commercial license. See [Web Services Terms](https://about.thegrid.id/legal/web-services-terms) for commercial use that is not covered by the open data service.

The following applies to both licensing models.
- All data is provided AS IS with no guarantees of accuracy.
- The Grid does not provide investment, legal, or tax advice, and
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- [Data Licensing & Disclaimers](https://about.thegrid.id/legal/data-licensing-and-disclaimers): Licensing models and disclaimers
- [Open Data (ODbL)](https://about.thegrid.id/legal/open-data): Open Database License terms and scope for The Grid's open data service.
- [Attribution Guidelines](https://about.thegrid.id/legal/open-data-attribution-guidelines): How to attribute The Grid's data when using the open data service.
- [Web Services Terms](https://about.thegrid.id/legal/web-services-terms): commercial Terms for using data services.
- [All Legal Documents](https://about.thegrid.id/legal): Full index of terms, policies, and disclosures

## Optional

- [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model
- [TGS JSON Structure](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-json-structure.md): Data model structure and relationships
- [Product Type Definitions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-definitions.md): Definitions for each product type
- [Product Type Classification](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-classification.md): Guide for classifying products into types
- [Grid MCP Guide](https://github.com/The-Grid-Data/workspace-public/blob/main/grid-search/skills/grid-query/references/grid-mcp-guide.md): How to query The Grid programmatically via MCP