# Pretium Finance

> Unlocking the value of crypto coins

Pretium Finance is a stablecoin payment infrastructure provider for Africa. It connects blockchain networks to mobile money and banking rails, letting merchants, individuals, and AI agents pay with stablecoins.

Pretium Finance is a stablecoin payment infrastructure provider that connects blockchain networks to mobile money and banking rails across multiple African markets. Merchants and individuals can pay for everyday transactions such as shopping, utilities, rent, school fees, and cross-border transfers directly with stablecoins through a consumer app or developer API. The platform removes reliance on peer-to-peer exchanges, converting stablecoins into spendable fiat and back in a single transaction flow.

The company addresses the gap between holding stablecoins and spending them locally, where mobile money and bank transfers remain the dominant payment methods. Its payment API gives partners access to stablecoin-to-fiat liquidity and last-mile payouts without needing to integrate multiple payment service providers or hold separate balances in each market. Settlement occurs across several supported blockchain networks, with fiat disbursed through mobile money operators, paybills, till numbers, and bank transfers.

Beyond the core payment API and consumer app, Pretium offers an embeddable ecommerce checkout widget for merchants and an agentic payments capability that lets AI agents initiate transactions on a user's behalf under configurable spend policies. These tools are used by fintech partners, merchants, and developers building payment and automation workflows, as well as individuals seeking everyday utility for stablecoins across the region.

- Type: Company
- Sector: Payments
- Status: Active
- Founded: 2024-09-19
- Profile: https://thegrid.id/profiles/pretium_finance

## Products

- [Pretium Finance App](https://thegrid.id/profiles/pretium_finance): Pretium Finance App is a consumer mobile wallet that makes stablecoins spendable across African markets. It lets users pay bills, pay merchants, send cross-border transfers, and access crypto-backed lending by bridging local payment rails such as mobile money with blockchain settlement. The app is aimed at everyday consumers seeking to move between stablecoins and local currencies, and it settles remittances directly to mobile money or bank accounts. (Bill Pay tools, Live, Main Product)
- [Pretium APIs](https://thegrid.id/profiles/pretium_finance): Pretium APIs is a payments infrastructure product that provides a unified REST API for converting between stablecoins and African fiat currencies. It aggregates local payment rails such as mobile money and bank transfers with on-chain stablecoin settlement, allowing developers and businesses to accept and disburse crypto and fiat payments through a single integration. The API abstracts routing across multiple markets and blockchain networks, and also supports fiat-to-stablecoin on-ramp and off-ramp conversion. (Payments Infrastructure & Orchestration, Live)
- [Pretium Checkout](https://thegrid.id/profiles/pretium_finance): Pretium Checkout is a no-code merchant payment gateway that lets businesses across Africa accept stablecoin payments and settle in local fiat currency. Merchants embed the widget into their online storefronts to receive crypto payments with minimal setup, and the system converts proceeds to fiat with low fees. It maintains its own documentation, supported-country list, and network coverage separate from the developer REST API, targeting merchants seeking a lightweight checkout integration rather than a full payments API. (Merchant Payment Gateway, Live)
- [Pretium Agentic Payments](https://thegrid.id/profiles/pretium_finance): Pretium Agentic Payments is a Model Context Protocol server that lets AI agents execute payments across African fiat and stablecoin rails directly through chat-based tools such as Cursor, Claude, or ChatGPT. It exposes payment capabilities as callable tools rather than a REST integration, letting agents register spend policies, validate recipients, check balances, and send fiat or stablecoin payouts autonomously within programmable limits. The product serves developers and businesses that want AI assistants to pay bills, settle invoices, or execute recurring payments on their behalf across multiple African markets. (MCP, Live)

## Links

- [Main](https://pretium.africa)
- [Terms of Service](https://pretium.africa/term-of-use)
- [Privacy policy](https://pretium.africa/privacy-policy)
- [Documentation](https://docs.pretium.africa)
- [Twitter / X](https://x.com/PretiumApp)
- [LinkedIn](https://linkedin.com/company/pretium-finance)
- [Telegram](https://t.me/+-8nyVGLheGhkZjA0)
- [Twitter / X](https://x.com/PretiumApp)
- [LinkedIn](https://www.linkedin.com/company/pretium-finance)

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- [Data Licensing & Disclaimers](https://about.thegrid.id/legal/data-licensing-and-disclaimers): Licensing models and disclaimers
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- [Attribution Guidelines](https://about.thegrid.id/legal/open-data-attribution-guidelines): How to attribute The Grid's data when using the open data service.
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## Optional

- [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model
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