# Pundi X

> Wall Street tokenized the stocks. You tokenize the thesis.

Pundi X is a company operating blockchain based payment infrastructure alongside a decentralized AI data ecosystem branded Pundi AI. Its payments offerings include a Layer 1 chain, a self-custody mobile wallet, a cross-chain bridge, and a merchant loyalty tokenization platform, while Pundi AI provides data labeling and dataset tokenization tools for AI developers and data contributors.

Pundi X is a company operating two linked lines of business: blockchain based payment infrastructure and a decentralized data ecosystem for artificial intelligence. The payments side is built around a Layer 1 chain that settles transactions, a self-custody mobile wallet for holding and moving digital assets across multiple networks, a bridge for moving assets between chains, and a merchant loyalty tokenization platform that lets businesses issue and trade loyalty tokens. The company previously offered a contactless payment card, which is no longer part of its active product set.

On the AI side, branded Pundi AI, the company addresses the concentration of data ownership among large technology firms by letting contributors supply, label, and tokenize datasets used to train AI models, with activity recorded onchain. This is supported by a data platform for labeling and annotation, a dataset marketplace for trading tokenized data, and an omnichain data layer that records and settles data related activity across multiple blockchains. The omnichain data layer is in the process of migrating its core activity to another network, with the existing layer remaining operational through the transition.

Pundi X is used by consumers and merchants seeking practical ways to hold, move, and reward with digital assets through its chain, wallet, bridge, and loyalty platform, and by data contributors, researchers, and AI developers participating in its decentralized data economy through the Pundi AI data platform and marketplace. The two lines share underlying blockchain infrastructure while serving distinct audiences on the payments and AI sides of the business.

- Type: Company
- Sector: Payments
- Status: Active
- Founded: 2017-01-01
- Profile: https://thegrid.id/profiles/pundi_x

## Products

- [Pundi X Chain](https://thegrid.id/profiles/pundi_x): Pundi X Chain is a Layer 1 blockchain built on a Cosmos SDK application, providing independent consensus and settlement for the Pundi X ecosystem. The network is designed for payment-related transactions and supports cross-chain communication through the IBC protocol. It serves as the base infrastructure that other Pundi X products and services build on. (L1, Live, Main Product)
- [Purse](https://thegrid.id/profiles/pundi_x): Purse is a merchant loyalty tokenization platform that lets merchants launch their own loyalty tokens, each representing a redeemable service or product. Merchants can pre-sell tokens to raise funds or buy them back from the open market to clear balance sheet liabilities, while a marketplace lets holders trade loyalty tokens with each other, including swapping one merchant's tokens for another's. Holders can also stake the platform's token or provide liquidity and stake the resulting LP tokens in a restaking farm to earn rewards, and the platform includes an NFT mint using an experimental token standard. Merchant onboarding runs through a wallet application. The marketplace and merchant token launch functionality are presented with a future roadmap date, while staking and the NFT mint are already accessible. (Launch Pad, In Development)
- [Pundi Wallet](https://thegrid.id/profiles/pundi_x): Pundi Wallet is a self-custody digital asset wallet that lets users store, send, and receive cryptocurrencies across multiple blockchains. It supports linked payment cards for spending stored assets and enables peer-to-peer transfers through messaging integration. The wallet is distributed through mobile app stores and a direct download for mobile devices. (Wallet, Live)
- [Pundi AIFX Omnilayer](https://thegrid.id/profiles/pundi_x): Pundi AIFX Omnilayer is an omnichain data-processing layer for AI decentralized applications, built with a pBFT consensus and EVM compatibility. It records AI data and smart-contract activity on-chain while abstracting complexity across multiple blockchains, letting decentralized applications operate as native apps on target chains. The network connects with several Layer 1 and Layer 2 ecosystems to move AI data assets across chains. The network is being sunset with core activity migrating to Ethereum. (Cross-chain Infrastructure, Inactive/Support Ended)
- [PUNDI Bridge](https://thegrid.id/profiles/pundi_x): PUNDI Bridge is a cross-chain bridge that allows users to transfer assets between the Pundi X Chain ecosystem and other blockchains. It uses a locking and minting mechanism to move value across networks with independent security models. The bridge is used by holders moving assets between the Pundi AI ecosystem and external chains. (Bridge, Live)
- [Pundi AI Data Hub](https://thegrid.id/profiles/pundi_x): Pundi AI Data Hub is a data labeling, tokenization, and trading platform that lets contributors annotate datasets, dataset owners mint their data as tradable onchain tokens, and buyers browse and acquire tokenized datasets for AI training. Contributors tag and annotate data through a labeling pipeline and earn token rewards recorded on-chain, while a no-code tokenization tool lets dataset owners launch and list dataset tokens within minutes. Users can also collect points through an integrated rewards program that unlocks access to upcoming dataset token launches, and an automated on-chain agent manages liquidity and pricing for the resulting data asset tokens. The platform serves data contributors, dataset owners, and AI developers seeking training data, all operating through one connected wallet and web surface. (Launch Pad, Live)

## Assets

- [Pundi X (PUNDIX)](https://thegrid.id/profiles/pundi_x): PUNDIX is the utility token of the Pundi X Chain, a payment-focused blockchain within the Function X network. It is used to pay transaction fees, delegate to validators for network security, and vote on governance proposals. Delegating PUNDIX also earns holders PURSE as a block reward, linking the two tokens through the chain's staking mechanism. (Utility)
- [Pundi X PURSE (PURSE)](https://thegrid.id/profiles/pundi_x): PURSE is the reward and loyalty token of the Pundi X Chain, distributed as a block reward to PUNDIX delegators. It is used to incentivize network participation, gamification, discount vouchers, and redemption for NFTs and other tokens. Unlike PUNDIX, new PURSE supply is generated only through block validation on Pundi X Chain. (Digital Reward Assets)
- [Pundi AI (PUNDIAI)](https://thegrid.id/profiles/pundi_x): PUNDIAI is the utility and governance token of the Pundi AI protocol, an ecosystem of AI data tools built by Pundi X's affiliated project. It is used across the Data Platform, Data Marketplace, AIFX Omni Layer, and MM Agent for accessing services and voting on protocol decisions. Its token generation event allocated supply entirely to an airdrop, a public treasury, and the team, with no venture capital participation. (Utility)

## Links

- [Main](https://pundix.com)
- [Documentation](https://docs.pundix.com)
- [Blog](https://blog.pundix.com)
- [Privacy policy](https://pundix.com/privacy)
- [Terms of Service](https://pundix.com/eula)
- [Governance](https://pundiscan.io/pundix/proposals)
- [Media Kit/branding](https://pundix.com/press)
- [Twitter / X](https://x.com/PundiXLabs)
- [Telegram](https://t.me/pundix)
- [GitHub](https://github.com/pundix)
- [Twitter / X](https://x.com/Purse_Land)
- [Medium](https://medium.com/pundix)
- [Facebook](https://www.facebook.com/pundixlabs)
- [YouTube](https://www.youtube.com/c/pundixlabs)
- [GitHub](https://github.com/PundiAI)

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- [All Legal Documents](https://about.thegrid.id/legal): Full index of terms, policies, and disclosures

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- [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model
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