# Qivalis

> Secure, trusted, future-ready euro stablecoin infrastructure

Qivalis is a stablecoin issuer preparing to launch a euro-denominated stablecoin backed by a consortium of European banks. It aims to provide a regulated, fully reserve-backed digital euro for payments and settlement.

Qivalis is a stablecoin issuer formed by a consortium of European banks to bring a euro-denominated digital currency onchain. It is preparing to issue a reserve-backed euro stablecoin intended for use in payments, settlement, and tokenized asset transactions. The venture is designed for institutions, exchanges, and liquidity providers seeking a euro-denominated alternative to the dollar-denominated stablecoins that currently dominate the market.

The company positions itself as neutral infrastructure rather than a market competitor, aiming to connect existing payment rails with emerging blockchain settlement networks. It has applied for authorization as an electronic money institution and is working toward regulatory compliance under applicable European frameworks, with reserves intended to be held on a one to one basis against issued tokens. Member banks are expected to build their own client offerings on top of the shared infrastructure rather than operate it independently.

The consortium behind Qivalis has grown from its founding group of European banks to a much larger set of member institutions across the region. Its stablecoin is intended to serve cross-border settlement, programmable payments, and treasury operations for regulated financial counterparties. The company has not yet launched its stablecoin or begun providing payment services, and remains in a pre-launch phase pending regulatory authorization.

- Type: Company
- Sector: Finance
- Status: Announced
- Profile: https://thegrid.id/profiles/qivalis

## Products

- [Qivalis Euro Stablecoin](https://thegrid.id/profiles/qivalis): Qivalis Euro Stablecoin is a planned fiat-backed digital currency pegged one-to-one to the euro. It is designed to operate as regulated electronic money, with reserves held in bank deposits and short-term euro-area government instruments to support redemption on demand. The stablecoin is intended for cross-border payments, programmable settlement, and tokenized asset transactions for institutions, banks, and businesses operating across Europe. The product has not yet launched and remains subject to regulatory authorization before becoming publicly available. (Stablecoin Issuer, In Development, Main Product)

## Assets

- [Qivalis Euro Stablecoin](https://thegrid.id/profiles/qivalis): Qivalis is a planned euro-pegged stablecoin to be issued by Qivalis B.V., a Dutch bank consortium venture pursuing Electronic Money Institution authorisation from De Nederlandsche Bank. It is intended for cross-border settlement, programmable payments, and tokenized asset transactions once launched. The token will operate under a full-reserve, one-to-one euro backing model and MiCA electronic money token rules rather than as a speculative crypto asset. (Stablecoin)

## Links

- [Main](https://qivalis.eu)
- [Privacy policy](https://qivalis.eu/legal/privacy-notice)
- [Terms of Service](https://qivalis.eu/legal/terms)
- [Blog](https://qivalis.eu/press)
- [LinkedIn](https://linkedin.com/company/qivalis)
- [Twitter / X](https://twitter.com/qivaliseu)

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