# QvaPay > Your digital account in dollars QvaPay is a digital payment platform that lets users buy, sell, and exchange cryptocurrencies and fiat currencies through a peer-to-peer marketplace. QvaPay is a digital payment platform built for entrepreneurs and small businesses that need to transact across borders using multiple currencies. It provides a digital dollar account alongside tools for exchanging cryptocurrencies and fiat money, positioning itself as an accessible on-ramp for users in underbanked regions who need cross-border payment options. The platform centers on a peer-to-peer marketplace where users trade cryptocurrencies and fiat currencies directly with one another, alongside a developer API that lets merchants accept payments and integrate checkout flows into their own stores. It also offers assisted shopping for international purchases and gift card sales, extending its utility beyond simple transfers. The company is registered and regulated as a money services business and operates compliance screening on transactions. Beyond its marketplace, QvaPay supports a range of payment methods spanning cryptocurrencies and fiat systems, along with mobile applications for account access and trading on the go. It is used by digital entrepreneurs, small merchants, freelancers receiving cross-border payments, and individuals looking to move value between crypto and fiat without relying on traditional banking rails. - Type: Company - Sector: Payments - Status: Active - Founded: 2021-03-01 - Profile: https://thegrid.id/profiles/qvapay ## Products - [QvaPay](https://thegrid.id/profiles/qvapay): QvaPay is a peer-to-peer payments platform and digital USD account that lets users trade crypto and fiat through an escrow-based marketplace supporting multiple payment methods. Users hold a digital USD balance, send instant transfers, and deposit or withdraw across multiple blockchain networks and local banking rails. The platform also lets users deposit balance into an interest-bearing savings feature, purchase gift cards and eSIM data plans, and access short-term buy-now-pay-later credit, all from one account. Businesses can register enterprise accounts to run payroll for distributed teams and accept payments through a developer API. A reloadable card product is in development to extend spending directly from the QvaPay balance. (Peer to Peer & Remittance, Live, Main Product) ## Assets - [CUPT (CUPT)](https://thegrid.id/profiles/qvapay): CUPT is the utility token of QvaPay, a peer-to-peer payments and exchange platform. It is used for platform fee discounts, rewards, and access to premium features across QvaPay's marketplace and P2P trading tools. The token is deployed across multiple blockchains rather than tied to a single network, letting holders move balances between chains supported by the platform. (Utility) ## Links - [Main](https://www.qvapay.com) - [Documentation](https://www.qvapay.com/docs) - [Blog](https://qvapay.blog) - [Privacy policy](https://www.qvapay.com/privacy) - [Terms of Service](https://www.qvapay.com/terms) - [Media Kit/branding](https://www.qvapay.com/brand) - [Telegram](https://t.me/qvapay) - [Twitter / X](https://x.com/qvapay) - [Instagram](https://www.instagram.com/qvapay) - [Facebook](https://www.facebook.com/qvapayofficial) - [LinkedIn](https://www.linkedin.com/company/qvapay) - [GitHub](https://github.com/qvapay) - [YouTube](https://youtube.com/@qvapay) ## Legal This data is provided under two licensing models. Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. 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