# Raenest

> Your global money partner

Raenest is a fintech platform that enables users in emerging economies to receive, spend, save, and invest money globally across multiple countries.

Raenest is a multi-currency financial services platform built for freelancers, remote workers, creators, and businesses in emerging economies. Users can open global accounts in USD, GBP, and EUR, receive international payments from multiple countries, access virtual and physical cards, send invoices, trade US stocks, and deposit stablecoins.

- Type: Company
- Sector: Payments
- Status: Active
- Founded: 2022-01-01
- Profile: https://thegrid.id/profiles/raenest

## Products

- [Raenest](https://thegrid.id/profiles/raenest): Raenest is a global neobank that provides multi-currency accounts, virtual and physical cards, international money transfers, invoicing, US stock trading, and stablecoin deposits for users in emerging economies. The platform supports payments from multiple countries and offers global accounts in USD, GBP, and EUR. (Neobank, Live, Main Product)
- [Raenest Business](https://thegrid.id/profiles/raenest): Raenest Business provides companies with global accounts in USD, GBP, and EUR, international payment capabilities, invoicing, and multi-currency operations across multiple countries, enabling businesses to receive and manage international payments with compliance built in. (Neobank, Live)

## Links

- [Main](https://www.raenest.com)
- [Blog](https://www.raenest.com/blog)
- [Documentation](https://help.raenest.com)
- [Terms of Service](https://www.raenest.com/terms-of-service)
- [Privacy policy](https://www.raenest.com/privacy-policy)
- [Twitter / X](https://x.com/RaenestApp)
- [LinkedIn](https://linkedin.com/company/raenest)
- [Instagram](https://instagram.com/raenestapp)
- [YouTube](https://www.youtube.com/@raenest)

## Legal

This data is provided under two licensing models.

Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. Attribution is required: include "Powered by The Grid" linking to https://thegrid.id wherever the data is used. Derivative databases must be shared under ODbL terms. Trademarks, logos, and brand names (marked "Special TPIP") are not covered by the ODbL. For ML/AI use: training datasets that substantially extract ODbL data are Derivative Databases and must be shared under ODbL if publicly used; models must be attributed in documentation.

Model 2 - commercial licenses. The Grid Data Service (TGDS) is also available as a commercial license. See [Web Services Terms](https://about.thegrid.id/legal/web-services-terms) for commercial use that is not covered by the open data service.

The following applies to both licensing models.
- All data is provided AS IS with no guarantees of accuracy.
- The Grid does not provide investment, legal, or tax advice, and
- a project's presence in The Grid's data does not imply endorsement.


- [Data Licensing & Disclaimers](https://about.thegrid.id/legal/data-licensing-and-disclaimers): Licensing models and disclaimers
- [Open Data (ODbL)](https://about.thegrid.id/legal/open-data): Open Database License terms and scope for The Grid's open data service.
- [Attribution Guidelines](https://about.thegrid.id/legal/open-data-attribution-guidelines): How to attribute The Grid's data when using the open data service.
- [Web Services Terms](https://about.thegrid.id/legal/web-services-terms): commercial Terms for using data services.
- [All Legal Documents](https://about.thegrid.id/legal): Full index of terms, policies, and disclosures

## Optional

- [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model
- [TGS JSON Structure](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-json-structure.md): Data model structure and relationships
- [Product Type Definitions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-definitions.md): Definitions for each product type
- [Product Type Classification](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-classification.md): Guide for classifying products into types
- [Grid MCP Guide](https://github.com/The-Grid-Data/workspace-public/blob/main/grid-search/skills/grid-query/references/grid-mcp-guide.md): How to query The Grid programmatically via MCP