# Rain

> Stablecoin-Powered Cards & Payment Infrastructure

Rain helps global platforms launch stablecoin-powered card programs through modern APIs and flexible payment infrastructure.

Rain helps businesses deploy branded card programs that connect directly to users' digital asset balances by providing card issuance infrastructure. With it, platforms can launch cards in days, enable stablecoin payments at merchants worldwide, and integrate digital assets with traditional payment systems. 

- Type: Company
- Sector: Payments
- Status: Active
- Founded: 2021-01-01
- Profile: https://thegrid.id/profiles/rain

## Products

- [Rain Cards](https://thegrid.id/profiles/rain): Rain Platform is a stablecoin-native payment infrastructure that enables businesses to deploy card programs, process fiat conversions, and facilitate cross-border transfers through unified APIs. The platform supports on-ramps, off-ramps, card issuance, and wallet-to-wallet payments with multi-blockchain settlement capabilities. (Payments Infrastructure & Orchestration, Live, Main Product)
- [Rain Spend](https://thegrid.id/profiles/rain): Rain Spend is a corporate card issuance service that provides businesses with physical and virtual cards linked directly to digital asset wallets. The system enables team spending controls, automated accounting integration, and multi-blockchain settlement without requiring traditional bank accounts or fiat conversion. (Card issuance, Live)

## Links

- [Main](https://www.rain.xyz)
- [Blog](https://www.rain.xyz/blog)
- [Terms of Service](https://www.rain.xyz/legal-center/legal)
- [Privacy policy](https://legal.raincards.xyz/legal/privacy-policy)
- [Twitter / X](https://x.com/raincards)
- [LinkedIn](https://linkedin.com/company/rainxyz)

## Legal

This data is provided under two licensing models.

Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. Attribution is required: include "Powered by The Grid" linking to https://thegrid.id wherever the data is used. Derivative databases must be shared under ODbL terms. Trademarks, logos, and brand names (marked "Special TPIP") are not covered by the ODbL. For ML/AI use: training datasets that substantially extract ODbL data are Derivative Databases and must be shared under ODbL if publicly used; models must be attributed in documentation.

Model 2 - commercial licenses. The Grid Data Service (TGDS) is also available as a commercial license. See [Web Services Terms](https://about.thegrid.id/legal/web-services-terms) for commercial use that is not covered by the open data service.

The following applies to both licensing models.
- All data is provided AS IS with no guarantees of accuracy.
- The Grid does not provide investment, legal, or tax advice, and
- a project's presence in The Grid's data does not imply endorsement.


- [Data Licensing & Disclaimers](https://about.thegrid.id/legal/data-licensing-and-disclaimers): Licensing models and disclaimers
- [Open Data (ODbL)](https://about.thegrid.id/legal/open-data): Open Database License terms and scope for The Grid's open data service.
- [Attribution Guidelines](https://about.thegrid.id/legal/open-data-attribution-guidelines): How to attribute The Grid's data when using the open data service.
- [Web Services Terms](https://about.thegrid.id/legal/web-services-terms): commercial Terms for using data services.
- [All Legal Documents](https://about.thegrid.id/legal): Full index of terms, policies, and disclosures

## Optional

- [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model
- [TGS JSON Structure](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-json-structure.md): Data model structure and relationships
- [Product Type Definitions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-definitions.md): Definitions for each product type
- [Product Type Classification](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-classification.md): Guide for classifying products into types
- [Grid MCP Guide](https://github.com/The-Grid-Data/workspace-public/blob/main/grid-search/skills/grid-query/references/grid-mcp-guide.md): How to query The Grid programmatically via MCP