# RD Technologies

> Leading the PayFi Revolution

RD Technologies provides business payment solutions and is developing an HKD‑backed stablecoin to support cross‑border transactions.

RD Technologies is a Hong Kong‑based company focused on business payments and digital assets. It operates RD Wallet, a licensed stored value facility for multi‑currency business payments, and is developing HKDR, a Hong Kong dollar‑backed stablecoin under the HKMA sandbox. The company aims to make cross‑border payments easier and cheaper for businesses.

- Type: Company
- Sector: Payments
- Status: Active
- Founded: 2020-01-01
- Profile: https://thegrid.id/profiles/rd_technologies

## Products

- [RD Payment Platform](https://thegrid.id/profiles/rd_technologies): RD Payment Platform is a licensed business wallet in Hong Kong providing multi‑fiat-currency accounts, mobile onboarding, competitive FX, and instant wallet‑to‑wallet settlement for enterprises. (Neobank, Live, Main Product)
- [RD Enterprise Solution](https://thegrid.id/profiles/rd_technologies): RD Enterprise Solution is a B2B payment infrastructure layer enabling businesses and fintechs to provision dedicated multi-currency RD Wallet virtual accounts for their own underlying customers, with instant wallet-to-wallet settlement, FX, and collect/disburse capabilities, built on RD's SVF-licensed platform. (Financial Services Platform, Live)

## Assets

- [HKDR (HKDR)](https://thegrid.id/profiles/rd_technologies): HKDR is a Hong Kong dollar-pegged stablecoin issued by RD Technologies. It is backed 1:1 by high-quality and highly liquid assets safekept in segregated custody accounts with licensed financial institutions. RD InnoTech Limited, the issuer of HKDR, was among the first batch of companies admitted to the HKMA's stablecoin issuer sandbox, positioning the token to operate under Hong Kong's regulated stablecoin framework that requires licensing for fiat-referenced stablecoins. (Stablecoin)

## Links

- [Main](https://www.rd.group)
- [Blog](https://rd.group/en/news)
- [Facebook](https://facebook.com/RDTechnologies.fb)
- [Instagram](https://instagram.com/rdtechnologies.ig)
- [LinkedIn](https://linkedin.com/company/rdtechnologies)
- [Twitter / X](https://x.com/RD_Technologies)
- [YouTube](https://youtube.com/@RDTechnologies)

## Legal

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Model 2 - commercial licenses. The Grid Data Service (TGDS) is also available as a commercial license. See [Web Services Terms](https://about.thegrid.id/legal/web-services-terms) for commercial use that is not covered by the open data service.

The following applies to both licensing models.
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- [Data Licensing & Disclaimers](https://about.thegrid.id/legal/data-licensing-and-disclaimers): Licensing models and disclaimers
- [Open Data (ODbL)](https://about.thegrid.id/legal/open-data): Open Database License terms and scope for The Grid's open data service.
- [Attribution Guidelines](https://about.thegrid.id/legal/open-data-attribution-guidelines): How to attribute The Grid's data when using the open data service.
- [Web Services Terms](https://about.thegrid.id/legal/web-services-terms): commercial Terms for using data services.
- [All Legal Documents](https://about.thegrid.id/legal): Full index of terms, policies, and disclosures

## Optional

- [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model
- [TGS JSON Structure](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-json-structure.md): Data model structure and relationships
- [Product Type Definitions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-definitions.md): Definitions for each product type
- [Product Type Classification](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-classification.md): Guide for classifying products into types
- [Grid MCP Guide](https://github.com/The-Grid-Data/workspace-public/blob/main/grid-search/skills/grid-query/references/grid-mcp-guide.md): How to query The Grid programmatically via MCP