# Ready > Support the community you love Ready is a self-custody digital money company offering a payments app, a payment card, and a DeFi wallet. It lets users hold and spend digital dollars under their own control while supporting communities they choose. Ready is a self-custody digital money company that offers a consumer payments app, a linked payment card, and a separate smart wallet for decentralized finance. Its consumer app lets members hold and spend digital dollars from a self-custodial account and direct a share of card revenue to a community they choose. The company serves everyday spenders and crypto-native users who want control of their funds without a bank holding them. Ready calls this model community finance, in which everyday card spending generates value for teams, creators, and other communities while earning members points redeemable for rewards and experiences. Accounts are smart contract wallets rather than seed phrase wallets, which allows recovery options, spending controls, and security monitoring while users keep sole control of their assets. The consumer app runs on an Ethereum Layer 2 network, while the DeFi wallet runs on a separate rollup. The lineup pairs the Ready app and card with Ready X, a smart wallet for swapping, staking, and trading, plus developer tools for embedding wallets in applications, a staking validator, and a portfolio tracker. Ready is used by everyday spenders, community members, DeFi participants, and developers. The consumer app is moving to a community card program, with partner communities being onboarded over time. - Type: Company - Sector: Custody and Wallets - Status: Active - Founded: 2017-02-01 - Profile: https://thegrid.id/profiles/ready ## Products - [Ready X](https://thegrid.id/profiles/ready): Ready X is a self-custodial smart wallet for Starknet, available as a mobile app and a browser extension. It uses account abstraction to cover network fees, bundle several actions into one transaction, and let applications sign through session keys. Users swap and stake tokens, trade perpetual futures, earn bitcoin rewards, and choose between standard, smart, hardware-linked, or multisig accounts. (Wallet, Live, Main Product) - [Ready Portfolio](https://thegrid.id/profiles/ready): Ready Portfolio is an analytics dashboard for monitoring Starknet wallet activity and decentralized finance positions. It tracks token balances, aggregates DeFi positions across protocols, offers rebalancing tools, and monitors airdrop eligibility. Users can follow multiple wallets and view NFT holdings through a single unified interface. (Portfolio Tracker, Live) - [Ready Card](https://thegrid.id/profiles/ready): Ready Card is a crypto-linked payment card that lets users spend digital assets like cash at merchants accepting Mastercard, with automatic conversion at the point of sale. It is offered in Metal and Lite tiers, providing cashback in points, reduced or zero foreign exchange fees, and free or paid ATM withdrawals depending on tier. Cardholders can freeze the card instantly and reach customer support directly through the Ready app. (Card, Live) - [Ready Starknet Validator](https://thegrid.id/profiles/ready): Ready Starknet Validator is a validator node operated by Ready that validates transactions and produces blocks on Starknet under a proof-of-stake consensus mechanism. It accepts delegations of the network's native token and several wrapped bitcoin assets, attesting to blocks during epochs and distributing staking rewards to delegators. The validator charges no commission on delegated stake. (Validator, Live) - [StarknetKit / Ready Web Wallet SDK](https://thegrid.id/profiles/ready): StarknetKit is a developer toolkit that lets applications integrate Starknet wallet connections, including an embedded web wallet that onboards users with only an email address. It provides session keys for automated transaction signing, paymaster support for customizable or sponsored gas fees, and multicall functionality to bundle several transactions into one signature. Developers use it to connect decentralized applications to Ready and other Starknet wallets without requiring downloads or seed phrase management. (Embedded Wallet, Live) ## Links - [Main](https://www.ready.co) - [Blog](https://www.ready.co/blog) - [Documentation](https://docs.ready.co) - [Privacy policy](https://www.ready.co/legal/privacy/ready) - [Terms of Service](https://www.ready.co/legal/ready-app-terms-of-service) - [YouTube](https://youtube.com/argentHQ) - [Discord](https://discordapp.com/invite/GWSyrHg) - [GitHub](https://github.com/argentlabs) - [Twitter / X](https://x.com/ready_co) - [Luma](https://luma.com/user/usr-VDWtbGSGNyYLgKA) - [Twitter / X](https://x.com/argentDeveloper) ## Relationships - [Unframed](https://thegrid.id/profiles/unframed): Subsidiary ## Legal This data is provided under two licensing models. Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. Attribution is required: include "Powered by The Grid" linking to https://thegrid.id wherever the data is used. 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