# RedotPay

> Spend crypto like fiat

RedotPay is a crypto payments company that provides stablecoin based cards and wallet services. It helps users spend and send digital assets for everyday transactions globally.

RedotPay is a crypto payments company that provides stablecoin based payment cards and a multi currency wallet, allowing holders of digital assets to spend them in everyday transactions without first converting to cash. It serves crypto users seeking practical spending options as well as individuals with limited access to traditional banking services.

The platform lets users deposit digital assets from multiple blockchains into a wallet, then convert and spend them automatically at the point of sale through virtual or physical cards issued on major card networks. Funds can also be sent instantly to other users through a peer to peer marketplace, and multi currency accounts allow balances to be held and moved without relying on a bank account. RedotPay operates as a licensed and regulated payment and virtual asset services provider in multiple jurisdictions and publishes information on its compliance and data security practices.

Its core offerings center on the stablecoin linked card and wallet, complemented by peer to peer transfer and multi currency account features. These products are used by everyday crypto holders, unbanked individuals seeking access to digital dollars, and merchants accepting stablecoin backed payments.

- Type: Company
- Sector: Payments
- Status: Active
- Founded: 2023-01-01
- Profile: https://thegrid.id/profiles/redotpay

## Products

- [RedotPay Wallet](https://thegrid.id/profiles/redotpay): RedotPay Wallet is a self-custody style multi-currency wallet that lets users hold and manage multiple digital and local currencies within a single app. It supports deposits, transfers, and swaps of digital assets across multiple blockchain networks. The wallet integrates with other RedotPay features such as card spending and crypto-backed credit, serving as the balance layer for the platform. (Wallet, Live)
- [RedotPay Card](https://thegrid.id/profiles/redotpay): RedotPay Card is a Visa-based prepaid card that lets users spend cryptocurrency at merchants worldwide. The card converts crypto balances to local currency automatically at the point of payment, removing the need to manually sell holdings before spending. It is offered in both virtual and physical formats, with the virtual card enabling instant checkout for online purchases and the physical card supporting in-store payments and ATM withdrawals. (Card, Live, Main Product)
- [RedotPay Credit](https://thegrid.id/profiles/redotpay): RedotPay Credit is a crypto-collateralized lending product that grants users a flexible credit line backed by pledged cryptocurrency holdings. Users pledge supported assets such as bitcoin, ether, or other tokens to unlock a real-time credit limit without selling their holdings, and collateral is automatically staked at the moment a payment is made. The credit line can be used for card spending and other in-app transactions, with monitoring tools tracking market changes to manage liquidation risk. (Centralised Borrowing & Lending, Live)

## Links

- [Main](https://www.redotpay.com)
- [Documentation](https://helpcenter.redotpay.com)
- [Blog](https://www.redotpay.com/blog)
- [Terms of Service](https://www.redotpay.com/terms/general)
- [Privacy policy](https://www.redotpay.com/terms/privacy-policy)
- [Media Kit/branding](https://www.redotpay.com/media-kit)
- [Twitter / X](https://x.com/RedotPay)
- [Facebook](https://www.facebook.com/RedotPayfacebook)
- [Telegram](https://t.me/redotpay)
- [LinkedIn](https://www.linkedin.com/company/redotpayofficial)
- [Instagram](https://www.instagram.com/redotpay)
- [Luma](https://luma.com/user/usr-eiZQwIhDvEL1I0h)
- [Discord](https://discord.com/invite/nT4DHzjTdE)

## Legal

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Model 2 - commercial licenses. The Grid Data Service (TGDS) is also available as a commercial license. See [Web Services Terms](https://about.thegrid.id/legal/web-services-terms) for commercial use that is not covered by the open data service.

The following applies to both licensing models.
- All data is provided AS IS with no guarantees of accuracy.
- The Grid does not provide investment, legal, or tax advice, and
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- [Data Licensing & Disclaimers](https://about.thegrid.id/legal/data-licensing-and-disclaimers): Licensing models and disclaimers
- [Open Data (ODbL)](https://about.thegrid.id/legal/open-data): Open Database License terms and scope for The Grid's open data service.
- [Attribution Guidelines](https://about.thegrid.id/legal/open-data-attribution-guidelines): How to attribute The Grid's data when using the open data service.
- [Web Services Terms](https://about.thegrid.id/legal/web-services-terms): commercial Terms for using data services.
- [All Legal Documents](https://about.thegrid.id/legal): Full index of terms, policies, and disclosures

## Optional

- [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model
- [TGS JSON Structure](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-json-structure.md): Data model structure and relationships
- [Product Type Definitions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-definitions.md): Definitions for each product type
- [Product Type Classification](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-classification.md): Guide for classifying products into types
- [Grid MCP Guide](https://github.com/The-Grid-Data/workspace-public/blob/main/grid-search/skills/grid-query/references/grid-mcp-guide.md): How to query The Grid programmatically via MCP