# Reflect Money

> Credibly neutral, capital efficient stablecoin protocol on Solana.

Reflect Money tokenizes DeFi strategies as interest-bearing US dollar stablecoins managed by decentralized programs rather than human operators.

Reflect Money is credibly-neutral stablecoin software that tokenizes insured, decentralized financial strategies in the form of interest-bearing US dollars. The system executes and manages DeFi strategies permissionlessly through programs, enabling users and developers to capture onchain capital productivity without centralized intermediaries or human-operated risk management.

- Type: Company
- Sector: Payments
- Status: Active
- Founded: 2024-05-01
- Profile: https://thegrid.id/profiles/reflect_money

## Products

- [Reflect Protocol](https://thegrid.id/profiles/reflect_money): Yield-bearing USD stablecoin, backed by delta-neutral position on Drift Exchange. (Stablecoin Issuer, Open Beta, Main Product)
- [Solana Stake Market](https://thegrid.id/profiles/reflect_money): Solana Stake Market provides a one-sided orderbook for trading staked SOL, allowing instant stake account sales while maintaining network security. (Pool Software, In Development)
- [Stake Repaid Loans](https://thegrid.id/profiles/reflect_money): Borrow assets against your stake without unstaking it. Repay the loans with the staking yield. (Decentralised Borrowing & Lending, In Development)
- [Reflect Whitelabel](https://thegrid.id/profiles/reflect_money): Platform for permissionless issuance of whitelabel yield-bearing stablecoins, backed and secured by Reflect Protocol. (Stablecoin Issuer, In Development)

## Assets

- [USD Coin Plus (USDC+)](https://thegrid.id/profiles/reflect_money): USDC+ is a USD-pegged yield-bearing stablecoin issued by Reflect Protocol on Solana. It is used to convert deposited USDC balances into interest-bearing tokens while maintaining liquidity, and can be minted and redeemed at will. The protocol deploys user-deposited USDC across multiple Solana-based lending and perpetuals protocols, including Drift, MarginFi, and Kamino, allowing holders to earn yield automatically without lockups while retaining full access to their capital. (Stablecoin)
- [Reflect Solana (rSOL)](https://thegrid.id/profiles/reflect_money): rSOL is a liquid staking token representing staked SOL on Reflect Protocol. It is used to deposit into the stake pool to receive rSOL back and earn proof-of-stake yields, and serves as collateral for minting USDR, Reflect's yield-bearing stablecoin. The stake pool is MEV-performance optimized, delegating SOL across validators to maximize staking rewards while maintaining liquidity for holders. (Liquid Staking Tokens (LSTs))

## Links

- [Main](https://reflect.money)
- [Twitter / X](https://x.com/reflectmoney)

## Legal

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- [Data Licensing & Disclaimers](https://about.thegrid.id/legal/data-licensing-and-disclaimers): Licensing models and disclaimers
- [Open Data (ODbL)](https://about.thegrid.id/legal/open-data): Open Database License terms and scope for The Grid's open data service.
- [Attribution Guidelines](https://about.thegrid.id/legal/open-data-attribution-guidelines): How to attribute The Grid's data when using the open data service.
- [Web Services Terms](https://about.thegrid.id/legal/web-services-terms): commercial Terms for using data services.
- [All Legal Documents](https://about.thegrid.id/legal): Full index of terms, policies, and disclosures

## Optional

- [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model
- [TGS JSON Structure](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-json-structure.md): Data model structure and relationships
- [Product Type Definitions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-definitions.md): Definitions for each product type
- [Product Type Classification](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-classification.md): Guide for classifying products into types
- [Grid MCP Guide](https://github.com/The-Grid-Data/workspace-public/blob/main/grid-search/skills/grid-query/references/grid-mcp-guide.md): How to query The Grid programmatically via MCP