# Ripe

> The stablecoin offramp for Asia

Ripe is a stablecoin payments company that helps crypto users spend digital assets at everyday merchants. It converts stablecoins to local currency at the point of sale across Southeast Asia.

Ripe is a stablecoin payments company that lets crypto wallet holders spend digital assets on everyday purchases. It converts stablecoins into local currency at the moment of payment, allowing users to scan existing QR payment codes or transfer funds directly to e-wallets, so merchants can accept payment without needing any crypto knowledge or new hardware.

The company addresses a gap faced by people who receive stablecoins through freelance work or remittances but lack reliable ways to convert them into everyday spending money, particularly where banking access is limited. Ripe integrates with widely used wallets and connects to existing QR payment networks, settling transactions in local currency for the merchant while the payer transacts from their preferred stablecoin balance. The service is aimed primarily at markets across Southeast Asia where QR-based payments are already common.

Beyond consumer QR payments, Ripe offers related services including off-ramping stablecoins to personal fiat e-wallets, integrated stablecoin payment tools for apps and exchanges, and payroll or payout solutions powered by stablecoins. It is used by individual crypto holders seeking everyday spending options as well as businesses and platforms that want to offer stablecoin-based payment and payout capabilities to their own users.

- Type: Company
- Sector: Payments
- Status: Active
- Founded: 2024-04-01
- Profile: https://thegrid.id/profiles/ripe

## Products

- [Ripe](https://thegrid.id/profiles/ripe): Ripe is a stablecoin payments platform that converts stablecoins into local fiat currency for everyday use in Asia. It lets crypto wallet users scan existing merchant fiat QR codes to pay with stablecoins, with merchants receiving fiat instantly through a local payment partner. The platform also lets individuals off-ramp stablecoins directly to a linked fiat e-wallet, generate a managed receiving address that auto-converts incoming stablecoins to fiat, and enables businesses to disburse payroll and mass payouts in local currency using stablecoins. Wallets, exchanges, and fintech applications can embed the same crypto-to-fiat QR payment functionality within their own apps through an SDK integration. (On/Off Ramp, Live, Main Product)

## Links

- [Main](https://www.ripe.money)
- [Blog](https://www.ripe.money/blog)
- [Twitter / X](https://x.com/PayWithRipe)
- [LinkedIn](https://www.linkedin.com/company/ripemoney)

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