# Ripio

> The most complete platform for trading crypto

Ripio helps Latin American users access cryptocurrencies through trading, wallet services, and business infrastructure solutions.

Ripio helps users and companies in Latin America access cryptocurrency markets through trading platforms, wallet services, and business infrastructure. With it, users can buy, sell, and store digital assets, while businesses can integrate crypto services via APIs. The company acquired BitcoinTrade in 2021 to expand its Brazilian operations.

- Type: Company
- Sector: Finance
- Status: Acquired
- Profile: https://thegrid.id/profiles/ripio

## Products

- [Ripio App](https://thegrid.id/profiles/ripio): Ripio App is a cryptocurrency platform providing wallet services, trading access to digital assets, DeFi earning opportunities, and Visa card integration with support for Lightning Network across blockchain networks. (Wallet, Live, Main Product)
- [Ripio Trade](https://thegrid.id/profiles/ripio): Ripio Trade is a centralized exchange platform offering professional trading tools, API connections, and access to digital assets paired with fiat and stablecoins across Latin America. (Centralised Exchange, Live)
- [Ripio Crypto as a Service](https://thegrid.id/profiles/ripio): Ripio Crypto as a Service provides B2B API infrastructure enabling companies to integrate cryptocurrency trading, custody, and payment processing into their platforms with KYC compliance and MPC security. (Payments Infrastructure & Orchestration, Live)
- [Ripio OTC](https://thegrid.id/profiles/ripio): Ripio OTC facilitates high-volume cryptocurrency transactions for institutional clients with customized pricing and settlement terms across international markets. (OTC, Live)
- [RCN Finance](https://thegrid.id/profiles/ripio): RCN​ is a global p2p lending protocol based on smart contracts and blockchain technology. (Decentralised Borrowing & Lending, Inactive/Support Ended)

## Assets

- [Ripio Coin (RPC)](https://thegrid.id/profiles/ripio): RPC is the utility token of Ripio, a cryptocurrency platform serving Latin American markets. It is used to receive transaction fee discounts and earn loyalty rewards within the Ripio app and Ripio Trade exchange. RPC is earned through platform activity such as trading, account validation, and referrals, tying token accumulation directly to user engagement. (Utility)
- [Ripio Credit Network (RCN)](https://thegrid.id/profiles/ripio): RCN is the utility token of the Ripio Credit Network, a peer-to-peer lending protocol built on Ethereum. It is used to facilitate loan agreements between lenders and borrowers through smart contracts. The protocol uses cosigned contracts to connect participants across borders, with RCN serving as the common medium of exchange while borrowers transact in their local currency. (Utility)

## Links

- [Main](https://www.ripio.com)
- [Twitter / X](https://x.com/RipioApp)

## Legal

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The following applies to both licensing models.
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- The Grid does not provide investment, legal, or tax advice, and
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- [Data Licensing & Disclaimers](https://about.thegrid.id/legal/data-licensing-and-disclaimers): Licensing models and disclaimers
- [Open Data (ODbL)](https://about.thegrid.id/legal/open-data): Open Database License terms and scope for The Grid's open data service.
- [Attribution Guidelines](https://about.thegrid.id/legal/open-data-attribution-guidelines): How to attribute The Grid's data when using the open data service.
- [Web Services Terms](https://about.thegrid.id/legal/web-services-terms): commercial Terms for using data services.
- [All Legal Documents](https://about.thegrid.id/legal): Full index of terms, policies, and disclosures

## Optional

- [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model
- [TGS JSON Structure](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-json-structure.md): Data model structure and relationships
- [Product Type Definitions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-definitions.md): Definitions for each product type
- [Product Type Classification](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-classification.md): Guide for classifying products into types
- [Grid MCP Guide](https://github.com/The-Grid-Data/workspace-public/blob/main/grid-search/skills/grid-query/references/grid-mcp-guide.md): How to query The Grid programmatically via MCP