# Ripple

> Modernize your financial infrastructure

Ripple provides payments, custody and stablecoin solutions that help financial institutions integrate blockchain and digital assets.

Ripple helps financial institutions transform global payments by providing blockchain-powered infrastructure for cross-border payments, digital asset custody, and stablecoin solutions. With it, users can enable instant settlements, reduce costs, and access new markets. The company was originally founded as OpenCoin in 2012 and rebranded to Ripple in 2015.

- Type: Company
- Sector: Finance
- Status: Active
- Founded: 2012-01-01
- Profile: https://thegrid.id/profiles/ripple

## Products

- [Ripple Payments](https://thegrid.id/profiles/ripple): Ripple Payments enables real-time global payments using stablecoins, crypto and local currencies through proven technology and a global network. (Payments Infrastructure & Orchestration, Live)
- [Ripple Custody](https://thegrid.id/profiles/ripple): Ripple Custody provides institutional digital asset custody software with secure governance and flexible deployment for safeguarding and managing assets. (Custody Technology Provider, Live)
- [Ripple USD](https://thegrid.id/profiles/ripple): Ripple USD (RLUSD) is a USD-backed stablecoin issued on XRP Ledger and Ethereum, designed to maintain a constant value of one US dollar. (Stablecoin Issuer, Live)

## Assets

- [Ripple USD (RLUSD)](https://thegrid.id/profiles/ripple): RLUSD is a USD-pegged stablecoin issued by Ripple through Standard Custody & Trust Company, a subsidiary regulated by the New York State Department of Financial Services. It is used for cross-border payments, as collateral in DeFi applications, and for trading pairs on centralized exchanges. Each token is fully backed by cash and cash equivalents held in segregated accounts, with monthly third-party attestations published to ensure transparency. (Stablecoin)

## Links

- [Main](https://ripple.com)
- [Blog](https://ripple.com/insights)
- [Documentation](https://docs.ripple.com)
- [Whitepaper](https://ripple.com/files/ripple_consensus_whitepaper.pdf)
- [Media Kit/branding](https://ripple.com/media-kit)
- [Terms of Service](https://ripple.com/legal/terms-of-use)
- [Privacy policy](https://ripple.com/legal/privacy-policy)
- [Facebook](https://www.facebook.com/rippleofficial)
- [Twitter / X](https://x.com/Ripple)
- [LinkedIn](https://www.linkedin.com/company/rippleofficial)
- [GitHub](https://github.com/ripple)
- [YouTube](https://www.youtube.com/channel/UCjok1uTSBUgvRYQaASz6YWw)
- [Reddit](https://www.reddit.com/r/Ripple)

## Relationships

- [XRP Ledger](https://thegrid.id/profiles/xrp_ledger): Subsidiary
- [Fortress Trust](https://thegrid.id/profiles/fortress_trust): Subsidiary
- [Rail](https://thegrid.id/profiles/rail): Subsidiary
- [Metaco](https://thegrid.id/profiles/Metaco): Subsidiary
- [XRPL EVM Sidechain](https://thegrid.id/profiles/xrpl_evm_sidechain): Subsidiary
- [Palisade](https://thegrid.id/profiles/palisade): Subsidiary

## Legal

This data is provided under two licensing models.

Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. Attribution is required: include "Powered by The Grid" linking to https://thegrid.id wherever the data is used. Derivative databases must be shared under ODbL terms. Trademarks, logos, and brand names (marked "Special TPIP") are not covered by the ODbL. For ML/AI use: training datasets that substantially extract ODbL data are Derivative Databases and must be shared under ODbL if publicly used; models must be attributed in documentation.

Model 2 - commercial licenses. The Grid Data Service (TGDS) is also available as a commercial license. See [Web Services Terms](https://about.thegrid.id/legal/web-services-terms) for commercial use that is not covered by the open data service.

The following applies to both licensing models.
- All data is provided AS IS with no guarantees of accuracy.
- The Grid does not provide investment, legal, or tax advice, and
- a project's presence in The Grid's data does not imply endorsement.


- [Data Licensing & Disclaimers](https://about.thegrid.id/legal/data-licensing-and-disclaimers): Licensing models and disclaimers
- [Open Data (ODbL)](https://about.thegrid.id/legal/open-data): Open Database License terms and scope for The Grid's open data service.
- [Attribution Guidelines](https://about.thegrid.id/legal/open-data-attribution-guidelines): How to attribute The Grid's data when using the open data service.
- [Web Services Terms](https://about.thegrid.id/legal/web-services-terms): commercial Terms for using data services.
- [All Legal Documents](https://about.thegrid.id/legal): Full index of terms, policies, and disclosures

## Optional

- [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model
- [TGS JSON Structure](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-json-structure.md): Data model structure and relationships
- [Product Type Definitions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-definitions.md): Definitions for each product type
- [Product Type Classification](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-classification.md): Guide for classifying products into types
- [Grid MCP Guide](https://github.com/The-Grid-Data/workspace-public/blob/main/grid-search/skills/grid-query/references/grid-mcp-guide.md): How to query The Grid programmatically via MCP