# SALT Lending > Unlock the Wealth Potential of Your Bitcoin SALT Lending is a cryptocurrency lending company that provides fiat and stablecoin loans collateralized by Bitcoin and other digital assets. It serves individuals, businesses, and private clients seeking liquidity without selling their holdings. SALT Lending is a digital asset lending company that provides loans collateralized by Bitcoin and other cryptocurrencies. It allows holders to access fiat or stablecoin liquidity without selling their assets or undergoing credit checks. The company serves individual borrowers, businesses, and private wealth clients seeking flexible financing against their crypto holdings. The company addresses the challenge of accessing cash while retaining exposure to digital assets that may appreciate over time. Borrowers pledge cryptocurrency as collateral and receive loans with flexible terms, automated collateral monitoring, and defined loan-to-value thresholds. It is licensed and regulated in the jurisdictions where it operates. SALT's offerings include personal and business lending, a yield-generating lending program, and dedicated private client services for accredited investors. Collateral accepted spans Bitcoin, other cryptocurrencies, and tokenized assets. The platform is used by individual investors, companies seeking working capital, and high-net-worth clients pursuing tailored wealth strategies. - Type: Company - Sector: Finance - Status: Active - Founded: 2016-01-01 - Profile: https://thegrid.id/profiles/salt_lending ## Products - [SALT Lending](https://thegrid.id/profiles/salt_lending): SALT Lending is a centralized platform that lets holders of Bitcoin, Ether, and stablecoins access cash or stablecoin loans without selling their collateral. Borrowers pledge digital assets and receive financing based on a chosen loan-to-value ratio and term, with no credit check required. Accredited investors and businesses can also deposit digital assets to earn yield through the platform. Built-in risk-management tools include a no-liquidation loan upgrade and an automated collateral-to-stablecoin conversion feature that protects value during market downturns. (Centralised Borrowing & Lending, Live, Main Product) ## Assets - [SALT (SALT)](https://thegrid.id/profiles/salt_lending): SALT is the utility token of SALT Lending, a centralized crypto-backed lending platform on Ethereum. It is used to reduce interest rates on loans and as secondary collateral, with holders able to contribute SALT tokens for up to 30% of their loan collateral. The platform also rewards borrowers with SALT tokens for maintaining low loan-to-value ratios, giving the token an active role in managing borrowing costs. (Utility) ## Links - [Main](https://saltlending.com) - [Blog](https://saltlending.com/blog) - [Documentation](https://docs.saltlending.com) - [Privacy policy](https://saltlending.com/privacy-policy) - [Terms of Service](https://saltlending.com/terms-of-use) - [Twitter / X](https://x.com/saltlending) - [LinkedIn](https://linkedin.com/company/saltlending) - [Facebook](https://facebook.com/SALTLENDING) - [Instagram](https://instagram.com/saltlending) - [Telegram](https://t.me/SALTlendingannouncements) ## Legal This data is provided under two licensing models. Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. Attribution is required: include "Powered by The Grid" linking to https://thegrid.id wherever the data is used. Derivative databases must be shared under ODbL terms. 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