# SFx Money App > Receive money overseas with ease SFx Money App is a payments company offering a stablecoin-based money app for African expats and international students. It enables free cross-border transfers, USD wallets, and virtual cards between Africa, Turkey, the US, and Europe. SFx Money App is a payments company that provides a mobile money app for people sending and receiving funds between Africa, Turkey, the United States, and Europe. It is built around stablecoin infrastructure, letting users hold value in a dollar-pegged digital wallet and move it across borders without relying on traditional bank transfer rails. The app targets migrant workers, students, and small business owners who need to pay tuition, support family, or run cross-border commerce without lengthy delays or high fees. The service addresses friction in traditional remittance systems, which often involve multi-day settlement times and physical branch visits. Users fund their accounts through wallet transfers, local bank transfers, mobile money, or crypto deposits, then convert and spend that value locally or abroad. Underlying transfers settle using a major stablecoin, with conversion into local currencies handled within the app, and financial products delivered through partnerships with licensed banks and payment processors in relevant regions. Core offerings include a multi-currency wallet supporting several fiat currencies, free transfers to bank accounts and mobile money services, savings features, and a virtual card for online and offline spending. The app is used by African diaspora communities in Turkey and across multiple African countries, as well as students and freelancers who send or receive recurring cross-border payments. - Type: Company - Sector: Payments - Status: Active - Founded: 2023-02-01 - Profile: https://thegrid.id/profiles/sfx_money_app ## Products - [SFx Money App](https://thegrid.id/profiles/sfx_money_app): SFx Money App is a neobank offering stablecoin-based accounts, transfers, and payments for users moving money between Africa, Turkey, the US, Europe, and the UK. It provides multi-currency virtual accounts, a self-custodial style wallet holding stablecoins, and a virtual Visa card for online and offline spending. Users fund and settle balances through bank transfers, mobile money, or stablecoin deposits, with transfers routed across multiple blockchains for onchain settlement. The app also offers basic savings functionality alongside its transfer and card features. (Neobank, Live, Main Product) ## Links - [Main](https://sfxchange.co) - [Privacy policy](https://www.sfxchange.co/legal?policy=privacyPolicy) - [Terms of Service](https://www.sfxchange.co/legal?policy=antiMoneyLaundering) - [Blog](https://www.sfxchange.co/blog) - [LinkedIn](https://www.linkedin.com/company/sfxchange) - [Instagram](https://www.instagram.com/sfxmoneyapp) - [TikTok](https://www.tiktok.com/@sfxmoneyapp) - [Twitter / X](https://x.com/usesfxmoneyapp) - [LinkedIn](https://www.linkedin.com/company/sfxmoneyapp) ## Legal This data is provided under two licensing models. Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. Attribution is required: include "Powered by The Grid" linking to https://thegrid.id wherever the data is used. Derivative databases must be shared under ODbL terms. 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