# Shield > US bank accounts for international wholesalers Shield is a fintech company offering banking and payment services for international wholesalers and exporters. It provides stablecoin payment acceptance, virtual US bank accounts, and business credit cards. Shield is a financial technology company that provides banking and payment infrastructure for international wholesalers and exporters. It enables businesses to accept stablecoin payments from overseas customers while receiving same-day fiat settlement, addressing delays and restrictions that trade businesses often face with traditional banking. Its services are aimed at import and export companies operating across multiple countries that need faster access to US dollars. The company operates as a licensed money service business and crypto exchange, screening transactions and counterparties for sanctions and money laundering risk as part of its compliance program. Payments sent as stablecoins are converted and delivered to recipients as wire transfers, removing the need for businesses to handle digital assets directly. Shield also offers virtual US bank accounts that can be opened without a physical US address, along with business credit cards priced against company revenue rather than personal credit history. Shield's product set spans stablecoin payment processing, virtual banking, and credit, grouped around the needs of wholesale trade businesses. It is used by exporters and importers in regions that face limited access to US dollar banking and slow cross-border settlement. The company previously offered a web3 security API for detecting crypto scams before shifting its focus to payments and banking for trade businesses. - Type: Company - Sector: Payments - Status: Active - Founded: 2022-05-01 - Profile: https://thegrid.id/profiles/shield ## Products - [ShieldPay](https://thegrid.id/profiles/shield): ShieldPay is a business payment platform that lets international wholesalers and trade businesses accept stablecoin payments, hold multi-currency balances, and access credit. It converts incoming stablecoin transfers into same-day USD wires or ACH settlements through a named virtual business account with its own US routing and account numbers. Businesses can also send outbound wire, ACH, or stablecoin payments to suppliers, and apply for business credit cards with limits based on company revenue rather than personal credit history. All account activity, including cards and payments, runs through one Shield account protected by KYC and KYB checks, sanctions screening, and wallet risk screening. (Merchant Payment Gateway, Live, Main Product) - [Shield Web3 Security API](https://thegrid.id/profiles/shield): Shield Web3 Security API is a legacy scam-detection service that helps web3 platforms screen malicious wallet addresses, contracts, and protocols. It is delivered through a REST API and a companion Discord bot, allowing developers to query risk data and receive alerts about potential scams before users interacted with flagged entities. The product serves decentralized application operators and communities seeking to protect users from fraud in self-custody environments. (Blockchain Forensics, Live) ## Links - [Main](https://www.getshield.xyz) - [Documentation](https://docs.getshield.xyz) - [Terms of Service](https://www.getshield.xyz/terms) - [Privacy policy](https://www.getshield.xyz/en/privacy) - [Twitter / X](https://x.com/shield_xyz) - [LinkedIn](https://linkedin.com/company/shieldxyz) - [YouTube](https://youtube.com/@Shieldusdt) - [Instagram](https://instagram.com/shieldusdt) - [TikTok](https://tiktok.com/@shieldusdt) ## Legal This data is provided under two licensing models. Model 1 - open data. The open data core is licensed under the Open Database License (ODbL) — a copyleft/share-alike license allowing free use, modification, and sharing for any purpose. Attribution is required: include "Powered by The Grid" linking to https://thegrid.id wherever the data is used. Derivative databases must be shared under ODbL terms. Trademarks, logos, and brand names (marked "Special TPIP") are not covered by the ODbL. 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