# Singapore Gulf Bank

> Welcome to a unified financial universe

Singapore Gulf Bank is a licensed digital bank that bridges traditional and digital finance. It offers cash and crypto services designed to create a borderless financial ecosystem for individuals and businesses.

Singapore Gulf Bank is a licensed digital bank that connects traditional and digital finance, bridging cash and crypto to build a borderless financial ecosystem. It provides real-time settlements, digital asset custody, trading integration, and multi-currency clearing for individuals and businesses operating across borders. The bank is regulated as a wholesale bank, applying established banking oversight standards to its digital asset services.

The bank addresses the separation between conventional banking rails and digital asset markets by offering a single platform where users can hold, move, and convert value across both. It maintains deposits in liquid assets rather than using them to fund lending, supporting continuous access to client funds. Identity verification, multi-factor authentication, encryption, and transaction monitoring underpin its account security model.

Its offering spans personal and business banking, including multi-currency accounts, instant transfers, and channel partnerships with banks and cryptocurrency exchanges that connect fiat and digital currency rails. The bank also supports stablecoin minting and redemption services alongside its core account and payment products. It serves individuals managing personal wealth, businesses expanding across borders, and users exploring digital assets.

- Type: Company
- Sector: Finance
- Status: Active
- Founded: 2024-01-01
- Profile: https://thegrid.id/profiles/singapore_gulf_bank

## Products

- [SGB Banking Platform](https://thegrid.id/profiles/singapore_gulf_bank): SGB Banking Platform is a licensed digital bank offering personal and business banking through a mobile application. It provides multi-currency accounts, virtual accounts, fixed deposits, and integrated digital asset services including custody, stablecoin mint and redeem, and stablecoin-to-fiat conversion, alongside direct funding links to third-party crypto exchanges. Individuals and businesses use it for everyday banking, cross-border payments, and moving between fiat and digital assets within a single regulated account. (Bank, Live, Main Product)
- [SGB Net](https://thegrid.id/profiles/singapore_gulf_bank): SGB Net is a real-time, multi-currency clearing and payment network that enables instant, fee-free transfers between accounts around the clock, without reliance on traditional banking hours or legacy settlement rails. It connects institutions and individuals across the digital economy, supporting efficient cross-border payments and settlement. The network underpins transfers for users of the SGB banking platform. (Payment network, Live)

## Links

- [Main](https://sgb.com)
- [Blog](https://www.sgb.com/blog)
- [Terms of Service](https://www.sgb.com/terms-and-conditions)
- [Privacy policy](https://www.sgb.com/privacy-notice)
- [Documentation](https://www.sgb.com/faq)
- [Governance](https://www.sgb.com/forms-documents-corporate-governance)
- [LinkedIn](https://linkedin.com/company/sgb-official)
- [Twitter / X](https://x.com/SGB_app)
- [Instagram](https://instagram.com/sgb_app)

## Legal

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- [Data Licensing & Disclaimers](https://about.thegrid.id/legal/data-licensing-and-disclaimers): Licensing models and disclaimers
- [Open Data (ODbL)](https://about.thegrid.id/legal/open-data): Open Database License terms and scope for The Grid's open data service.
- [Attribution Guidelines](https://about.thegrid.id/legal/open-data-attribution-guidelines): How to attribute The Grid's data when using the open data service.
- [Web Services Terms](https://about.thegrid.id/legal/web-services-terms): commercial Terms for using data services.
- [All Legal Documents](https://about.thegrid.id/legal): Full index of terms, policies, and disclosures

## Optional

- [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model
- [TGS JSON Structure](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-json-structure.md): Data model structure and relationships
- [Product Type Definitions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-definitions.md): Definitions for each product type
- [Product Type Classification](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-classification.md): Guide for classifying products into types
- [Grid MCP Guide](https://github.com/The-Grid-Data/workspace-public/blob/main/grid-search/skills/grid-query/references/grid-mcp-guide.md): How to query The Grid programmatically via MCP