# Skyline Digital

> The Future of Decentralized Banking

Skyline Digital is a payments company offering a non-custodial crypto neobank platform. It helps Web3 businesses, DAOs, and high net worth individuals access traditional financial services alongside crypto payments.

Skyline Digital is a Swiss financial intermediary that operates a non-custodial crypto neobank platform. It connects Web3 businesses, decentralized autonomous organizations, and high net worth individuals to traditional financial services while letting clients retain control of their digital assets. The platform targets crypto-native entities that traditional banks are often reluctant to serve.

The company positions itself as a bridge between traditional finance and decentralized finance, addressing the difficulty crypto-native organizations face when converting between crypto and fiat, managing payroll in stablecoins, or moving funds across borders. It functions as a licensed financial intermediary and virtual asset service provider, supporting transactions for both incorporated companies and unincorporated DAOs. Clients can move funds between crypto and fiat currencies and route payments through banking partners and liquidity providers.

Its offering spans crypto to fiat and crypto to crypto payments, payroll and accounts payable tools, tokenized securities such as short-term treasury instruments, and over-the-counter trading and lending services for treasury management. The platform is used by blockchain companies, DAOs, institutions, and individuals seeking real estate or other investment access through crypto payments. It is regulated as a financial intermediary and publishes its licensing status as part of its compliance approach.

- Type: Company
- Sector: Payments
- Status: Active
- Founded: 2022-01-01
- Profile: https://thegrid.id/profiles/skyline_digital

## Products

- [Skyline Digital Platform](https://thegrid.id/profiles/skyline_digital): Skyline Digital Platform is a non-custodial neobank that provides regulated financial services bridging traditional finance and crypto for Web3 businesses, DAOs, and high-net-worth individuals. It lets users convert between crypto and fiat, hold virtual accounts in multiple currencies, and settle payments worldwide using major stablecoins. The platform also supports over-the-counter trades, access to tokenised securities such as short-term treasury instruments, and invoicing tools for tracking and approving payables. Users connect their own non-custodial wallets, including multi-signature and browser-extension wallets, rather than depositing funds into platform custody. Card issuance and crypto-backed lending are offered as additional planned services alongside the platform's compliant privacy features. (Neobank, Live, Main Product)
- [Skyline Digital API](https://thegrid.id/profiles/skyline_digital): Skyline Digital API is a payments infrastructure and orchestration product that lets partner platforms embed crypto and fiat settlement into their own products. It provides a unified interface for wallet provisioning, off-ramping, cross-border payments, and batch payroll, allowing partners to accept payment in any token and settle in any fiat currency. Web3 platforms and wallets use it to add offramping and third-party payment features without building their own banking or currency-conversion infrastructure. (Payments Infrastructure & Orchestration, Live)

## Links

- [Main](https://www.skylinedigital.xyz)
- [Documentation](https://faq.skylinedigital.xyz)
- [Blog](https://www.skylinedigital.xyz/blog)
- [Terms of Service](https://skyline-digital-public-docs.s3.eu-central-2.amazonaws.com/01CO.T+Skyline+Terms+of+Use+Clickwrap.docx.pdf)
- [Privacy policy](https://skyline-digital-public-docs.s3.eu-central-2.amazonaws.com/privacy-policy.pdf)
- [Twitter / X](https://x.com/SkylineOTC)
- [LinkedIn](https://linkedin.com/company/skyline-digital-ag)
- [Telegram](https://t.me/skylineotc)
- [Farcaster](https://warpcast.com/skylinedigital)
- [Telegram](https://t.me/SKYLINEDIGITALAG)

## Legal

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The following applies to both licensing models.
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- [Data Licensing & Disclaimers](https://about.thegrid.id/legal/data-licensing-and-disclaimers): Licensing models and disclaimers
- [Open Data (ODbL)](https://about.thegrid.id/legal/open-data): Open Database License terms and scope for The Grid's open data service.
- [Attribution Guidelines](https://about.thegrid.id/legal/open-data-attribution-guidelines): How to attribute The Grid's data when using the open data service.
- [Web Services Terms](https://about.thegrid.id/legal/web-services-terms): commercial Terms for using data services.
- [All Legal Documents](https://about.thegrid.id/legal): Full index of terms, policies, and disclosures

## Optional

- [TGS Field Descriptions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-field-descriptions.md): Schema field definitions for The Grid's data model
- [TGS JSON Structure](https://github.com/The-Grid-Data/workspace-public/blob/main/references/tgs-json-structure.md): Data model structure and relationships
- [Product Type Definitions](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-definitions.md): Definitions for each product type
- [Product Type Classification](https://github.com/The-Grid-Data/workspace-public/blob/main/references/product-type-classification.md): Guide for classifying products into types
- [Grid MCP Guide](https://github.com/The-Grid-Data/workspace-public/blob/main/grid-search/skills/grid-query/references/grid-mcp-guide.md): How to query The Grid programmatically via MCP